Common Contracts

EXHIBIT 1.2

Agency Agreement • May 5th, 2006 • First Federal Financial Services Inc • Savings institution, federally chartered • New York

• Contract Type
  Agency Agreement
• Filed
  May 5th, 2006
• Company
  First Federal Financial Services Inc
• Industry
  Savings institution, federally chartered
• Jurisdiction
  New York

PROVIDENT BANCORP, INC. 11,475,000 to 17,853,750 Shares of Common Stock (par value $.01 per share) AGENCY AGREEMENT

Agency Agreement • October 31st, 2003 • Provident Bancorp Inc/Ny/ • Savings institutions, not federally chartered • New Jersey

• Contract Type
  Agency Agreement
• Filed
  October 31st, 2003
• Company
  Provident Bancorp Inc/Ny/
• Industry
  Savings institutions, not federally chartered
• Jurisdiction
  New Jersey