EXHIBIT 1 JOINT FILING AGREEMENT This will confirm the agreement by and among each of the undersigned that the Schedule 13G/A filed on or about this date with respect to the beneficial ownership of the undersigned of the shares of Common Stock, par...

                                                                     EXHIBIT 1


                             JOINT FILING AGREEMENT


         This will confirm the agreement by and among each of the undersigned
that the Schedule 13G/A filed on or about this date with respect to the
beneficial ownership of the undersigned of the shares of Common Stock, par value
$.01 per share, of Xxxx Group, Inc. is being filed on behalf of each of the
undersigned.

Dated: January 16, 2001            /s/ Xxxxxxx X. Dirk
                                   ---------------------------------
                                   Xxxxxxx X. Xxxx


                                   /s/ Xxxx X. Dirk
                                   -----------------------------------
                                   Xxxx X. Xxxx


                                  Page 7 of 7