Internet Services Agreement
xxxxxxx.xxx refers to Whatifi Financial Inc., its affiliates, subsidiaries,
authorized agents, custodian and other service providers. I hereby agree to
online account access and transaction capabilities for this account through the
xxxxxxx.xxx Internet site at xxxx://xxx.xxxxxxx.xxx (the "Web site"). I
understand that this agreement will remain effective until it is revoked.
By opening an account I authorize Whatifi Funds to issue an account number and
associate this account with the Registered User Name and password that I have
already established for accessing the Web site. I furthermore authorize Whatifi
Funds and its affiliates, authorized agents, custodian and other service
providers (hereinafter collectively "xxxxxxx.xxx") to permit access to my
account(s) and to act on my instructions received via computer to purchase,
redeem or exchange shares. xxxxxxx.xxx will not be held liable for acting on
these instructions. I further agree that if I choose to use electronic funds
transfer to purchase funds or receive proceeds from withdrawals, I will provide
accurate instructions to xxxxxxx.xxx for transferring funds.
ELECTRONIC DELIVERY
I consent to receive current versions of the Fund's Prospectus, annual and
semi-annual reports, proxy materials, confirmations and statements, and other
shareholder information electronically. I realize that current versions of these
documents will not be mailed to me by U.S. mail but instead will be made
available to me without charge (online subscription or access fees by Internet
service providers may apply) either via e-mail or on the Web site for viewing,
downloading and printing. I realize that I may request paper copies of the above
information or revoke my consent to receive such information electronically and
instead receive copies via US mail for a fee of $9.00 quarterly. I may make
these requests by calling an authorized Customer Service Representative at
1-877-whatifi (0-000-000-0000).
TELEPHONE EXCHANGE
I agree that xxxxxxx.xxx will not be liable for any loss, injury, damage or
expense either direct or indirect as a result of acting upon any telephone
instructions. I agree to indemnify and hold xxxxxxx.xxx harmless from any loss,
claims or liability arising from acting on my telephone instructions. I
understand that all telephone calls may be recorded.
RESPONSIBILITIES
I understand that I am solely responsible for transactions entered under my
Account and in particular, for the following:
1. For accurately entering all data to perform an account transaction.
2. For verifying my instructions on all pending transactions. I understand
that all transactions are recorded and maintained in "pending" status until
a confirmation number is generated.
3. For contacting xxxxxxx.xxx immediately at 1-877-whatifi (0-000-000-0000)
upon discovering any of the following:
a. A discrepancy between the order I placed, and the order confirmation.
b. The receipt of a confirmation for a transaction that I did not place.
c. Missing confirmations for any order that I placed.
4. For maintaining the confidentiality of my password. My password will not be
disclosed to any person other than persons with whom I intend to have full
access to my accounts. Any such person will have full authorization to
engage in any transactions in my accounts. Furthermore, I agree to
immediately notifying xxxxxxx.xxx if my password is lost, stolen, misplaced
or has been obtained or utilized by an unauthorized person. I will notify
xxxxxxx.xxx by contacting a customer service representative at
1-877-whatifi (0-000-000-0000).
5. For any agreements that I have consented to by pointing and clicking on
such consent on the Web site.
6. For placing transaction orders solely through the Web site in the areas
designated for trading and not via e-mail. E-mail orders will not be
acknowledged or processed.
7. For maintaining a valid e-mail account. I understand that information
relevant to my account and any transactions I may have placed will be
communicated to me through this e-mail account.
ACKNOWLEDGEMENT OF SECURITY AND MAINTENANCE MEASURES IMPOSED BY XXXXXXX.XXX
xxxxxxx.xxx employs reasonable procedures to confirm that your instructions
communicated on the Web site are genuine. Such procedures include, personal
identification each time you visit the Web site, providing e-mail transaction
confirmations to the e-mail address on record, and employing other precautions
reasonably designed to protect the integrity, confidentiality and security of
your shareholder and account information. xxxxxxx.xxx will also monitor usage
and may deny access when an incorrect password is entered multiple times, when
the account is inactive for 180 days or more, or when unusual trading patterns
are detected. xxxxxxx.xxx reserves the right to limit the dollar amount or
number of transactions that may be undertaken on the Web site.
ACKNOWLEDGEMENT OF LIMITATION OF LIABILITY OF XXXXXXX.XXX, ITS
AGENTS, AFFILIATES AND INDEPENDENT PROVIDERS
I agree that xxxxxxx.xxx shall not be liable for any loss, liability, cost or
expense incurred either directly or indirectly by me, and I agree to indemnify
and hold harmless xxxxxxx.xxx for:
- Following instructions communicated via the Web site that
xxxxxxx.xxx reasonably believes to be genuine.
- Following the above security and maintenance procedures.
- The impact of any viruses infecting my computer.
- Any malfunction or failure in the operation of the Web site.
- Delivery or acceptance of information or data communicated
through the Web site.
- Any malfunction associated with software programs or security
systems required for the proper use and operation of the Web
site, unless such malfunctions or failures are due to the
actions or inactions of xxxxxxx.xxx. Provided, however, that
such action or inaction constitutes gross negligence, fraud or
malfeasance on the part of xxxxxxx.xxx.
- Government restrictions, exchange or market rulings,
suspension of trading, war, acts of God and other conditions
beyond the reasonable control of xxxxxxx.xxx.
I will indemnify and hold harmless xxxxxxx.xxx for any violation of this
Internet Services Agreement, or violation of any law, rule or any third party
rights. I understand and agree that opening an account constitutes delivery of
this agreement, and that the use of the Web site constitutes my full and valid
agreement to its terms.
