Exhibit 3 NON-INCENTIVE STOCK OPTION AGREEMENT To: ROBERT W. MOREY, JR. We are pleased to notify you that by the determination of the Compensation Committee (hereinafter called the "Committee") a non-incentive stock option to purchase 150,000 shares...Non-Incentive Stock Option Agreement • February 19th, 1997 • Morey Robert W Jr • Hospital & medical service plans
February 28, 1997Letter Agreement • March 26th, 1997 • Morey Robert W Jr • Hospital & medical service plans • New York
