Massmutual Ascend Life Insurance Co Sample Contracts

Home Office: Cincinnati, Ohio [Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423] [Marketing Name] Individual Deferred Variable Annuity Contract [Tax Qualification] Indexed and Declared Rate Crediting Strategies Flexible Purchase...
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your annuity contract. It is a legally binding agreement between you and us. It provides that we will pay the Annuity Payout Benefit to you in exchange for your Purchase Payment(s). PLEASE READ THIS CONTRACT WITH CARE.

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QUALIFIED PENSION, PROFIT SHARING, AND ANNUITY PLAN ENDORSEMENT
Massmutual Ascend Life Insurance Co • April 25th, 2023 • Life insurance

The annuity contract is changed as set out below to add provisions for a qualified pension, profit sharing, or annuity plan. This endorsement and the annuity contract to which it is attached are not valid without additional endorsement(s) defining the Plan and Plan Administrator.

ADMINISTRATIVE SERVICES AGREEMENT BETWEEN MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY GREAT AMERICAN LIFE INSURANCE COMPANY, ANNUITY INVESTORS LIFE INSURANCE COMPANY AND MANHATTAN NATIONAL LIFE INSURANCE COMPANY
Administrative Services Agreement • January 6th, 2022 • Great American Life Insurance Co • Life insurance • Massachusetts

THIS ADMINISTRATIVE SERVICES AGREEMENT (“Agreement”) is entered into as of the 28th day of May, 2021, by and among Massachusetts Mutual Life Insurance Company (“MassMutual”), a mutual life insurance company organized and existing under the laws of The Commonwealth of Massachusetts, having a principal place of business at 1295 State Street, Springfield, Massachusetts, Great American Life Insurance Company (“GALIC”), an Ohio domiciled life insurance company, having a principal place of business at 301 East Fourth Street, Cincinnati, Ohio, Annuity Investors Life Insurance Company, an Ohio domiciled life insurance company, having a principal place of business at 301 East Fourth Street, Cincinnati, Ohio (“AILIC”) and Manhattan National Life Insurance Company, an Ohio domiciled life insurance company, having a principal place of business at 301 East Fourth Street, Cincinnati, Ohio (“MNLIC”). GALIC, AILIC and MNLIC are individually referred to herein as a “Company” and collectively as the “Co

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] WAIVER OF EARLY WITHDRAWAL CHARGES FOR FACILITY CARE OR HOME CARE OR COMMUNITY-BASED SERVICES RIDER
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

The annuity contract (“Contract”) is changed by this Waiver of Early Withdrawal Charges for Facility Care or Home Care or Community-Based Services Rider (this “Rider”) to add the following new provisions:

INHERITED CONTRACT ENDORSEMENT
Massmutual Ascend Life Insurance Co • April 25th, 2023 • Life insurance

This annuity contract is intended to be an inherited annuity contract. It is established for the purpose of receiving funds from a deferred annuity contract that was owned by an individual who is now deceased (the “Decedent”). The Decedent is identified with the name of the Owner of this annuity contract.

AMENDMENT NO. 1 TO ADMINISTRATIVE SERVICES AGREEMENT BETWEEN MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY GREAT AMERICAN LIFE INSURANCE COMPANY, ANNUITY INVESTORS LIFE INSURANCE COMPANY AND MANHATTAN NATIONAL LIFE INSURANCE COMPANY
Administrative Services Agreement • January 6th, 2022 • Great American Life Insurance Co • Life insurance • Massachusetts

THIS AMENDMENT NO. 1 (“Amendment”) to the Administrative Services Agreement by and among Massachusetts Mutual Life Insurance Company (“MassMutual”), Great American Life Insurance Company, Annuity Investors Life Insurance Company and Manhattan National Life Insurance Company (collectively, the “Companies”) is made and entered into as of this 5th day of August, 2021.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] GOVERNMENTAL SECTION 457 PLAN ENDORSEMENT
Massmutual Ascend Life Insurance Co • March 22nd, 2023 • Life insurance

The annuity contract is changed as set out below to add provisions for a governmental Section 457 plan. This endorsement and the annuity contract to which it is attached are not valid without additional endorsement(s) defining the Plan and Plan Administrator.

LEASED EMPLOYEE AGREEMENT AMONG GLIDEPATH HOLDINGS INC. GREAT AMERICAN LIFE INSURANCE COMPANY, ANNUITY INVESTORS LIFE INSURANCE COMPANY AND MANHATTAN NATIONAL LIFE INSURANCE COMPANY
Leased Employee Agreement • January 6th, 2022 • Great American Life Insurance Co • Life insurance

THIS LEASED EMPLOYEE AGREEMENT (“Agreement”) is entered into as of the 28th day of May, 2021, by and among Glidepath Holdings Inc. (“Glidepath”), a Delaware corporation, having a principal place of business at 1295 State Street, Springfield, Massachusetts, and Great American Life Insurance Company (“GALIC”), an Ohio domiciled life insurance company, having a principal place of business at 301 East Fourth Street, Cincinnati, Ohio, Annuity Investors Life Insurance Company, an Ohio domiciled life insurance company, having a principal place of business at 301 East Fourth Street, Cincinnati, Ohio (“AILIC”) and Manhattan National Life Insurance Company, an Ohio domiciled life insurance company, having a principal place of business at 301 East Fourth Street, Cincinnati, Ohio (“MNLIC”). GALIC, AILIC and MNLIC are individually referred to herein as a “Company” and collectively as the “Companies”.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] WAIVER OF ADJUSTMENTS RIDER FOR TERMINAL ILLNESS
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for terminal illness. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • February 16th, 2016 • Great American Life Insurance Co • Life insurance • Ohio

This Principal Underwriting Agreement ("Agreement") is made effective as of the [XX] day of [XXXXXXXX], 2016, between GREAT AMERICAN LIFE INSURANCE COMPANY ("GALIC") and GREAT AMERICAN ADVISORS, INC. ("Underwriter").

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] WAIVER OF ADJUSTMENTS RIDER FOR EXTENDED CARE
Great American Life Insurance Co • March 21st, 2022 • Life insurance

This is your waiver of adjustments rider for extended care. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

Home Office: Cincinnati, Ohio [Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423] [Marketing Name] Individual Deferred Variable Annuity Contract [Tax Qualification] Indexed and Declared Rate Crediting Strategies Flexible Purchase...
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your annuity contract. It is a legally binding agreement between you and us. It provides that we will pay the Annuity Payout Benefit to you in exchange for your Purchase Payment(s). PLEASE READ THIS CONTRACT WITH CARE.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] INHERITED CONTRACT ENDORSEMENT
Massmutual Ascend Life Insurance Co • February 15th, 2023 • Life insurance

This annuity contract is intended to be an inherited annuity contract. It is established for the purpose of receiving funds from a deferred annuity contract that was owned by an individual who is now deceased (the “Decedent”). The Decedent is identified with the name of the Owner of this annuity contract.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] INHERITED CONTRACT ENDORSEMENT
Massmutual Ascend Life Insurance Co • February 13th, 2023 • Life insurance

This annuity contract is intended to be an inherited annuity contract. It is established for the purpose of receiving funds from a deferred annuity contract that was owned by an individual who is now deceased (the “Decedent”). The Decedent is identified with the name of the Owner of this annuity contract.

INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENT FOR INHERITED IRA
Great American Life Insurance Co • February 16th, 2016 • Life insurance

This annuity contract is intended to be an inherited IRA under Internal Revenue Code ("IRC") Section 408(d)(3)(C). It is established for the purpose of receiving a distribution from an eligible retirement plan. The distribution is made with respect to the individual who is now deceased (the “Decedent”) that is identified with the name of the Owner. It is made as a rollover in the form of a direct trustee-to-trustee transfer under IRC Section 402(c)(11) for the benefit of the Owner. The Owner is a designated beneficiary of the Decedent, as defined in Section 1.401(a)(9)-4 of the Income Tax Regulations, who is not the surviving spouse of the Decedent.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] WAIVER OF ADJUSTMENTS RIDER FOR TERMINAL ILLNESS
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for terminal illness. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

WAIVER OF EARLY WITHDRAWAL CHARGES FOR FACILITY CARE OR HOME CARE OR COMMUNITY- BASED SERVICES RIDER
Great American Life Insurance Co • February 16th, 2016 • Life insurance

The annuity contract (“Contract”) is changed by this Waiver of Early Withdrawal Charges for Facility Care or Home Care or Community-Based Services Rider (this “Rider”) to add the following new provisions:

SERVICES AGREEMENT
Services Agreement • August 28th, 2018 • Great American Life Insurance Co • Life insurance • Ohio

This Amended and Restated Services Agreement (“Agreement”), is made effective this 16 day of April, 2018 by and between Great American Financial Resources, Inc. (“GAFRI”) and Great American Life Insurance Company (“GALIC”), Annuity Investors Life Insurance Company (“AILIC”) and Manhattan National Life Insurance Company (“MNLIC”) (each a “Party” and, collectively, the “Parties” except where the context demands otherwise).

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] SAVINGS INCENTIVE MATCH PLAN FOR EMPLOYEES INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENT
Massmutual Ascend Life Insurance Co • March 22nd, 2023 • Life insurance

APPLICABLE TAX LAW RESTRICTIONS. This annuity contract is intended to receive contributions under a Savings Incentive Match Plan for Employees of Small Employers (“SIMPLE IRA plan”) that qualify for deferred tax treatment under Internal Revenue Code (“IRC”) Section 408(p). It is restricted as required by federal tax law. We may change the terms of this annuity contract or administer this annuity contract at any time as needed to comply with that law. Any such change may be applied retroactively.

INHERITED CONTRACT ENDORSEMENT
Great American Life Insurance Co • February 16th, 2016 • Life insurance

This annuity contract is intended to be an inherited annuity contract. It is established for the purpose of receiving funds from a deferred annuity contract that was owned by an individual who is now deceased (the “Decedent”). The Decedent is identified with the name of the Owner of this annuity contract.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] WAIVER OF ADJUSTMENTS RIDER FOR TERMINAL ILLNESS
Great American Life Insurance Co • March 21st, 2022 • Life insurance

This is your waiver of adjustments rider for terminal illness. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

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Marketing Name] Individual Deferred Variable Annuity Contract [Tax Qualification]
Great American Life Insurance Co • March 21st, 2022 • Life insurance

This is your annuity contract. It is a legally binding agreement between you and us. It provides that we will pay the Annuity Payout Benefit to you in exchange for your Purchase Payment(s). PLEASE READ THIS CONTRACT WITH CARE.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] WAIVER OF ADJUSTMENTS RIDER FOR EXTENDED CARE
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for extended care. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

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