American Fidelity Separate Account A Sample Contracts

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WILLIAM M. CAMERON ("WMC") LYNDA L. CAMERON ("LLC") ---------------------------------------------------- ------------------------- ----------------------------------------------------- North American Insurance First Fidelity Bancorp, First Fidelity...
American Fidelity Separate Account A • April 27th, 2006

North American Limited N.A.I.A. Insurance Towe, Hester & Erwin, Robert C. Bates, LLC North American Insurance Agency, Inc. Agency, Inc. LLC 75% - OK Agency of Lawton, LLC 100% - OK 100% - OK 52% - OK 73-1575831 52% - OK 73-1356772 73-1527682 73-1615119 72-1544943

WILLIAM M. CAMERON ("WMC") LYNDA L. CAMERON ("LLC") --------------------------- ------------------------------------------------------------------------------- --------------- American Fidelity Property First Fidelity Bancorp, Inc. Company of North...
American Fidelity Separate Account A • May 1st, 2001

North American Insurance North American Ins. North American Ltd. N.A.I.A. Ins. Insurance Agency of Agency of Tulsa, Inc. Agency, Inc. Agency, Inc. New Mexico, Inc. 100% - OK 100% - OK 100% - OK 100% - NM 73-0778755 73-1356772 73-1527682 85-0441542 =========================================================================================================================

1 EXHIBIT 3 AMERICAN FIDELITY VARIABLE ANNUITY FUND A CORPORATE CUSTODIAL AGREEMENT
Corporate Custodial Agreement • April 24th, 1998 • American Fidelity Variable Annuity Fund A • Oklahoma
SEPARATE ACCOUNT A Amended and Restated Principal Underwriter’s Agreement
Underwriter’s Agreement • April 30th, 2007 • American Fidelity Separate Account A • Oklahoma

This Amended and Restated Principal Underwriter’s Agreement (the “Agreement”) is made effective on July 10, 2006, by and between American Fidelity Securities, Inc. (the “Principal Underwriter”) and American Fidelity Assurance Company (the “Insurance Company”) on behalf of American Fidelity Separate Account A (the “Separate Account”).

Contract
Investment Consultant Agreement • April 29th, 2016 • American Fidelity Separate Account A • Oklahoma
AMENDED AND RESTATED INVESTMENT CONSULTANT AGREEMENT
Investment Consultant Agreement • April 27th, 2018 • American Fidelity Separate Account A • Oklahoma

This Amended and Restated Investment Consultant Agreement (this "Agreement") is made this 30th day of October, 2017, but effective as of October 1, 2017 (the "Effective Date"), between AMERICAN FIDELITY ASSURANCE COMPANY (the "Company") and INVESTRUST CONSULTING, LLC ("Consultant"). This agreement relates to American Fidelity Separate Account A, American Fidelity Separate Account B and American Fidelity Separate Account C (together, the "Separate Accounts").

PARTICIPATION AGREEMENT among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and AMERICAN FIDELITY ASSURANCE COMPANY
Participation Agreement • April 30th, 2015 • American Fidelity Separate Account A • Oklahoma

THIS PARTICIPATION AGREEMENT (“Agreement”), made and entered into as of the 30th day of March, 2005, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the ”Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the ”Distributor”), a Pennsylvania corporation, and AMERICAN FIDELITY ASSURANCE COMPANY (hereinafter the “Company”), an Oklahoma corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 30th, 2015 • American Fidelity Separate Account A

This AMENDMENT TO PARTICIPATION AGREEMENT dated as of July 12, 2006, by and among VANGUARD VARIABLE INSURANCE FUND, THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION and AMERICAN FIDELITY ASSURANCE COMPANY.

Contract
Participation Agreement • April 30th, 2015 • American Fidelity Separate Account A
FOURTH AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER’S AGREEMENT (SEPARATE ACCOUNT A)
S Agreement • April 30th, 2020 • American Fidelity Separate Account A

THIS FOURTH AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER’S AGREEMENT (this “Amendment”) is entered in to by and between AMERICAN FIDELITY SECURITIES, INC. (“AFS”) and AMERICAN FIDELITY ASSURANCE COMPANY, on behalf of American Fidelity Separate Account A (“AFA”), to amend that certain Amended and Restated Principal Underwriter’s Agreement dated June 10, 2006, as amended June 10, 2009, and April 20, 2012, and June 10, 2015, between AFS and AFA (the “Agreement”). Capitalized terms not defined herein shall have the meanings assigned to such terms in the Agreement. In the event of any inconsistency between the Agreement and this Amendment, the language of this Amendment shall control.

Contract
Investment Consultant Agreement • April 29th, 2016 • American Fidelity Separate Account A
FIRST AMENDMENT TO AMENDED AND RESTATED INVESTMENT CONSULTANT AGREEMENT
Investment Consultant Agreement • April 27th, 2023 • American Fidelity Separate Account A

This First Amendment to the Amended and Restated Investment Consultant Agreement (this “First Amendment”) is by and between AMERICAN FIDELITY ASSURANCE COMPANY (“Company”) and INVESTRUST CONSULTING, LLC (“Consultant”), and amends that certain Amended and Restated Investment Consultant Agreement, effective as of October 30, 2017 (the Amended and Restated Investment Consultant Agreement, as may be amended from time to time, the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Agreement. Company and Consultant now wish to amend the Agreement as described herein.

FIFTH AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER’S AGREEMENT (SEPARATE ACCOUNT A)
S Agreement • April 27th, 2023 • American Fidelity Separate Account A

THIS FIFTH AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER’S AGREEMENT (this “Amendment”) is entered into by and between AMERICAN FIDELITY SECURITIES, INC. (“AFS”) and AMERICAN FIDELITY ASSURANCE COMPANY, on behalf of American Fidelity Separate Account A (“AFA”), to amend that certain Amended and Restated Principal Underwriter’s Agreement dated June 10, 2006, as amended June 10, 2009, and April 20, 2012, and June, 10, 2015, and June 10, 2018 between AFS and AFA (the “Agreement”). Capitalized terms not defined herein shall have the meanings assigned to such terms in the Agreement. In the event of any inconsistency between the Agreement and this Amendment, the language of this Amendment shall control.

SHAREHOLDER INFORMATION AGREEMENT
Shareholder Information Agreement • April 30th, 2012 • American Fidelity Separate Account A

THIS AGREEMENT (the “Agreement”) is made and entered into as of April 9, 2007, by and between AMERICAN FIDELITY DUAL STRATEGY FUND, INC. (“DSF”), and AMERICAN FIDELITY ASSURANCE COMPANY (“AFA”).

FIRST AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER'S AGREEMENT (SEPARATE ACCOUNT A)
Agreement • April 27th, 2018 • American Fidelity Separate Account A

THIS FIRST AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER'S AGREEMENT (this "Amendment") is entered into by and between AMERICAN FIDELITY SECURITIES, INC., ("AFSI") and AMERICAN FIDELITY ASSURANCE COMPANY, on behalf of American Fidelity Separate Account A ("AFA"), to amend that certain Amended and Restated Principal Underwriter's Agreement dated June 10, 2006, between AFSI and AFA (the "Agreement"). Capitalized terms not defined herein shall have the meanings assigned to such terms in the Agreement. In the event of any inconsistency between the Agreement and this Amendment, the language of this Amendment shall control.

THIRD AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER'S AGREEMENT (SEPARATE ACCOUNT A)
Agreement • April 27th, 2018 • American Fidelity Separate Account A

THIS THIRD AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWITER'S AGREEMENT (this "Amendment") is entered into by and between AMERICAN FIDELITY SECURITIES, INC. ("AFS"), and AMERICAN FIDELITY ASSURANCE COMPANY, on behalf of American Fidelity Separate Account A ("AFA"), to amend that certain Amended and Restated Principal Underwriter's Agreement dated June 10, 2006, as amended June 10, 2009, and April 20, 2012, between AFS and AFA (the "Agreement"). Capitalized terms not defined herein shall have the meanings assigned to such terms in the Agreement. In the event of any inconsistency between the Agreement and this Amendment, the language of this Amendment shall control.

SCHEDULE A SEPARATE ACCOUNTS AND ASSOCIATED CONTRACTS (Updated as of January 2, 2014)
American Fidelity Separate Account A • April 30th, 2015

This Schedule A to the Participation Agreement dated March 30, 2005, as amended, by and among the parties identified below is updated and effective as of January 2, 2014, and replaces all prior versions of this schedule.

SCHEDULE B VVIF PORTFOLIOS (Updated as of July 30, 2014)
American Fidelity Separate Account A • April 27th, 2023

This Schedule B to the Participation Agreement dated March 30, 2005, as amended, by and among the parties identified below is updated and effective as of July 30, 2014, and replaces all prior versions of this schedule.

SECOND AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWRITER’S AGREEMENT (SEPARATE ACCOUNT A)
S Agreement • April 30th, 2012 • American Fidelity Separate Account A

THIS SECOND AMENDMENT TO AMENDED AND RESTATED PRINCIPAL UNDERWITER’S AGREEMENT (this “Amendment”) is entered into by and between AMERICAN FIDELITY SECURITIES, INC. (“AFS”), and AMERICAN FIDELITY ASSURANCE COMPANY, on behalf of American Fidelity Separate Account A (“AFA”), to amend that certain Amended and Restated Principal Underwriter’s Agreement dated June 10, 2006, as amended June 10, 2009, between AFS and AFA (the “Agreement”). Capitalized terms not defined herein shall have the meanings assigned to such terms in the Agreement. In the event of any inconsistency between the Agreement and this Amendment, the language of this Amendment shall control.

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WITNESSETH:
Underwriting Contract • November 25th, 1998 • American Fidelity Variable Annuity Fund A
SECOND AMENDMENT TO AMENDED AND RESTATED INVESTMENT CONSULTANT AGREEMENT
Investment Consultant Agreement • April 26th, 2024 • American Fidelity Separate Account A

This Second Amendment to the Amended and Restated Investment Consultant Agreement (this “Second Amendment”) is by and between AMERICAN FIDELITY ASSURANCE COMPANY (“Company”) and INVESTRUST CONSULTING, LLC (“Consultant”), and amends that certain Amended and Restated Investment Consultant Agreement, effective as of October 30, 2017, as amended by the First Amendment to Amended and Restated Investment Consultant Agreement, effective as of October 1, 2020 (the Amended and Restated Investment Consultant Agreement, as may be amended from time to time, the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Agreement. Company and Consultant now wish to amend the Agreement as described herein.

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