BMO 2025-C13 Mortgage Trust Sample Contracts

BMO COMMERCIAL MORTGAGE SECURITIES LLC PURCHASER and GOLDMAN SACHS MORTGAGE COMPANY SELLER MORTGAGE LOAN PURCHASE AGREEMENT Dated as of October 1, 2025 BMO 2025-C13 Mortgage Trust Commercial Mortgage Pass-Through Certificates, Series 2025-C13
Mortgage Loan Purchase Agreement • September 30th, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities • New York

This Mortgage Loan Purchase Agreement (“Agreement”), dated as of October 1, 2025, is between BMO Commercial Mortgage Securities LLC, a Delaware limited liability company, as purchaser (the “Purchaser”), and Goldman Sachs Mortgage Company, a New York limited partnership, as seller (the “Seller”).

CO-LENDER AGREEMENT Dated as of September 19, 2025 by and between BANK OF MONTREAL (Initial Note A-1 Holder) and BANK OF MONTREAL (Initial Note A-2 Holder) and BANK OF MONTREAL (Initial Note A-3 Holder) Dartmouth Mall
Co-Lender Agreement • September 30th, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities • New York

THIS CO-LENDER AGREEMENT (this “Agreement”), dated and effective as of September [__], 2025, by and between BANK OF MONTREAL (“BMO” and together with its successors and assigns in interest, in its capacity as owner of each of Note A-1, the “Initial Note A-1 Holder”, and in its capacity as the initial agent, the “Initial Agent”), BMO (together with its successors and assigns in interest, in its capacity as owner of Note A-2, the “Initial Note A-2 Holder”) and BMO (together with its successors and assigns in interest, in its capacity as owner of Note A-3, the “Initial Note A-3 Holder” and, together with the Initial Note A-1 Holder and the Initial Note A-2 Holder, the “Initial Note Holders”).

CO-LENDER AGREEMENT Dated as of June 26, 2025 between DBR INVESTMENTS CO. LIMITED (Note A-1 Holder, Note A-2 Holder, Note A-3 Holder and Note A-4 Holder) and UBS AG (Note A-5 Holder, Note A-6 Holder, Note A-7 Holder, Note A-8 Holder, Note A-9 Holder,...
Co-Lender Agreement • September 30th, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities • New York

THIS CO-LENDER AGREEMENT (the “Agreement”), dated as of June 26, 2025, is between DBR INVESTMENTS CO. LIMITED, an Exempted Company incorporated in the Cayman Islands, having an address at 1 Columbus Circle, 15th Floor, New York, New York 10019 (“DBRI”), as Note A-1 Holder, Note A-2 Holder, Note A-3 Holder and Note A-4 Holder, and UBS AG, New York Branch, a Swiss baking corporation, having an address at 11 Madison Avenue, 8th Floor, New York, New York 10010 (“UBS AG”), as Note A-5 Holder, Note A-6 Holder, Note A-7 Holder, Note A-8 Holder, Note A-9 Holder, Note A-10 Holder and Note A-11 Holder.

BMO COMMERCIAL MORTGAGE SECURITIES LLC PURCHASER and BSPRT CMBS FINANCE, LLC SELLER, and FRANKLIN BSP REALTY TRUST, INC. MORTGAGE LOAN PURCHASE AGREEMENT Dated as of October 1, 2025 BMO 2025-C13 Mortgage Trust Commercial Mortgage Pass-Through...
Mortgage Loan Purchase Agreement • October 22nd, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities • New York

This Mortgage Loan Purchase Agreement (“Agreement”), dated as of October 1, 2025, is between BMO Commercial Mortgage Securities LLC, a Delaware limited liability company, as purchaser (the “Purchaser”), and BSPRT CMBS Finance, LLC, a Delaware limited liability company, as seller (the “Seller”) and Franklin BSP Realty Trust, Inc., a Maryland corporation (the “BSPRT Guarantor”).

CO-LENDER AGREEMENT Dated as of June 6, 2025 by and between JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Initial Note A1-S Holder, Initial Note A1-C1 Holder, Initial Note A1-C2 Holder, Initial Note B-1 Holder, Initial Note C-1 Holder, Initial Note D-1...
Co-Lender Agreement • September 30th, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities • New York

THIS CO-LENDER AGREEMENT (this “Agreement”), dated as of June 6, 2025, by and between JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (“JPMCB” and, together with its successors and assigns in interest, in its capacity as initial owner of Note A1-S, the “Initial Note A1-S Holder”, and in its capacity as initial owner of Note A1-C1, the “Initial Note A1-C1 Holder”, and in its capacity as initial owner of Note A1-C2, the “Initial Note A1-C2 Holder”, and in its capacity as initial owner of Note B-1, the “Initial Note B-1 Holder”, and in its capacity as initial owner of Note C-1, the “Initial Note C-1 Holder”, and in its capacity as initial owner of Note D-1, the “Initial Note D-1 Holder” and in its capacity as the initial agent, the “Initial Agent”), CITI REAL ESTATE FUNDING INC. (“CREFI,” and together with its successors and assigns in interest, in its capacity as initial owner of Note A2-S, the “Initial Note A2-S Holder”, and in its capacity as initial owner of Note A2-C1, the “Initial Note A2

CO-LENDER AGREEMENT Dated as of May 20, 2025 by and among GERMAN AMERICAN CAPITAL CORPORATION (Initial Note A-1-1 Holder, Initial Note A-1-2 Holder, Initial Note A-1-3 Holder, Initial Note A- 1-4 Holder, Initial Note A-1-5 Holder, Initial Note A-1-6...
Co-Lender Agreement • September 30th, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities • New York

THIS CO-LENDER AGREEMENT (this “Agreement”), dated and effective as of May 20, 2025, by and among GERMAN AMERICAN CAPITAL CORPORATION (“GACC” and together with its successors and assigns in interest, in its capacity as owner of Note A-1-1, the “Initial Note A-1-1 Holder”, in its capacity as owner of Note A-1-2, the “Initial Note A-1-2 Holder”, in its capacity as owner of Note A-1-3, the “Initial Note A-1-3 Holder”, in its capacity as owner of Note A-1-4, the “Initial Note A-1-4 Holder”, in its capacity as owner of Note A-1-5, the “Initial Note A-1-5 Holder”, in its capacity as owner of Note A-1-6, the “Initial Note A-1-6 Holder”, in its capacity as owner of Note A-1-7, the “Initial Note A-1-7 Holder”, in its capacity as owner of Note A-1-8, the “Initial Note A-1-8 Holder”) and in its capacity as the initial agent, the “Initial Agent”), GOLDMAN SACHS BANK USA (“GSBI” and together with its successors and assigns in interest, in its capacity as owner of Note A-2-1, the “Initial Note A-2-1

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2025-C13
Underwriting Agreement • September 30th, 2025 • BMO 2025-C13 Mortgage Trust • Asset-backed securities

BMO Capital Markets Corp. 151 West 42nd Street New York, New York 10036 KeyBanc Capital Markets Inc. 1301 Avenue of the Americas, 36th Floor New York, New York 10017