Carvana Auto Receivables Trust 2026-P3 Sample Contracts

FAC RECEIVABLES PURCHASE AGREEMENT CARVANA FAC LLC, as FAC Seller and CARVANA RECEIVABLES DEPOSITOR LLC, as Purchaser Dated as of August 25, 2026
Fac Receivables Purchase Agreement • August 31st, 2026 • Carvana Auto Receivables Trust 2026-P3 • Asset-backed securities

This FAC RECEIVABLES PURCHASE AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), dated as of August 25, 2026, is by and between Carvana FAC LLC, Delaware limited liability company (“Carvana FAC”), as the FAC Receivables seller (the “FAC Seller”), and Carvana Receivables Depositor LLC, a Delaware limited liability company (in such capacity, the “Purchaser”).

RECEIVABLES TRANSFER AGREEMENT CARVANA RECEIVABLES DEPOSITOR LLC, as Depositor and CARVANA AUTO RECEIVABLES TRUST 2026-P3, as Issuing Entity Dated as of August 25, 2026
Receivables Transfer Agreement • August 31st, 2026 • Carvana Auto Receivables Trust 2026-P3 • Asset-backed securities • New York
RECEIVABLES PURCHASE AGREEMENT CARVANA, LLC, as Seller and CARVANA RECEIVABLES DEPOSITOR LLC, as Purchaser Dated as of August 25, 2026
Receivables Purchase Agreement • August 31st, 2026 • Carvana Auto Receivables Trust 2026-P3 • Asset-backed securities

This RECEIVABLES PURCHASE AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), dated as of August 25, 2026, is by and between Carvana, LLC, an Arizona limited liability company (“Carvana”), as the seller (the “Seller”), and Carvana Receivables Depositor LLC, a Delaware limited liability company (in such capacity, the “Purchaser”).

SERVICING AGREEMENT CARVANA AUTO RECEIVABLES TRUST 2026-P3, as Issuing Entity, and CARVANA AUTO RECEIVABLES GRANTOR TRUST 2026-P3, as Grantor Trust, and COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Indenture Trustee, and BRIDGECREST CREDIT...
Servicing Agreement • August 31st, 2026 • Carvana Auto Receivables Trust 2026-P3 • Asset-backed securities • New York

This SERVICING AGREEMENT, dated as of August 25, 2026 (together with all exhibits, schedules and appendices hereto and as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is entered into by and among CARVANA AUTO RECEIVABLES TRUST 2026-P3, a Delaware statutory trust (the “Issuing Entity”), CARVANA AUTO RECEIVABLES GRANTOR TRUST 2026-P3, a Delaware statutory trust (the “Grantor Trust”), BRIDGECREST CREDIT COMPANY, LLC, an Arizona limited liability company, as servicer (in such capacity, the “Servicer”), COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, a national banking association, as indenture trustee (the “Indenture Trustee”), and VERVENT INC., a Delaware corporation, as backup servicer (the “Backup Servicer”).

RECEIVABLES CONTRIBUTION AGREEMENT CARVANA AUTO RECEIVABLES TRUST 2026-P3, as Issuing Entity and CARVANA AUTO RECEIVABLES GRANTOR TRUST 2026-P3, as Grantor Trust Dated as of August 25, 2026
Receivables Contribution Agreement • August 31st, 2026 • Carvana Auto Receivables Trust 2026-P3 • Asset-backed securities • New York

This RECEIVABLES CONTRIBUTION AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), dated as of August 25, 2026, is by and between Carvana Auto Receivables Trust 2026-P3, a Delaware statutory trust (the “Issuing Entity”), and Carvana Auto Receivables Grantor Trust 2026-P3, a Delaware statutory trust (the “Grantor Trust”).

CARVANA AUTO RECEIVABLES TRUST 2026-P3 UNDERWRITING AGREEMENT August 18, 2026
Underwriting Agreement • August 20th, 2026 • Carvana Auto Receivables Trust 2026-P3 • Asset-backed securities • New York

Carvana Auto Receivables Trust 2026-P3 (the “Issuing Entity”) will issue to Carvana Receivables Depositor LLC, a Delaware limited liability company (the “Depositor”), certain classes of asset backed notes (collectively, the “Notes”) pursuant to an indenture, to be dated as of the Closing Date (as amended and supplemented from time to time, the “Indenture”), between the Issuing Entity, the Grantor Trust, and the Indenture Trustee. The assets of the Issuing Entity will include, among other things, the indirect ownership of a pool of retail installment contracts used to finance the purchase of new and used automobiles, light-duty trucks, SUVs and vans (the “Receivables”) originated by Carvana, LLC (“Carvana”) or Carvana FAC LLC (“Carvana FAC”) and certain monies due or received thereunder on and after the Cutoff Date.