EFT Holdings, Inc. Sample Contracts

LOAN AGREEMENT-1st Extension
Loan Agreement-1st Extension • April 16th, 2010 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, EFT Investment Co., LTD., a wholly owned subsidiary of Lender (Subsidiary), located in Taipei, Taiwan and Excalibur International Marine Corporation (“Borrower”) located in Taipei, Taiwan.

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SHARE EXCHANGE AGREEMENT
Share Exchange Agreement • April 10th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec

THIS SHARE EXCHANGE AGREEMENT, dated as of the 1st day of November, 2007 (the “Agreement”), by and among EFT BioTech Holdings, Inc. (formerly HumWare Media Corporation), a Nevada corporation (the “Company”); the EFT Shareholders, as listed at the end of this Agreement, each a “Seller” and collectively the “Sellers” and EFT BioTech Corporation (“EFT”), a Nevada corporation. The entities above are collectively referred to as the Parties.

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LOAN AGREEMENT-2nd Extension
Loan Agreement-2nd Extension • July 17th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, and Excalibur International Marine Corporation (“Borrower”) located in Taipei, Taiwan.

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LOAN AGREEMENT
Loan Agreement • September 3rd, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, EFT Investment Co., LTD., a wholly owned subsidiary of Lender (Subsidiary), located in Taipei, Taiwan and Excalibur International Marine Corporation (“Borrower”) located in Taipei, Taiwan.

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LOAN AGREEMENT-3rd Extension
Loan Agreement-3rd Extension • April 16th, 2010 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, and Excalibur International Marine Corporation (“Borrower”) located in Taipei, Taiwan.

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EMPLOYMENT AGREEMENT
Employment Agreement • August 24th, 2011 • EFT Holdings, Inc. • Retail-retail stores, nec • California

This Employment Agreement (this "Agreement") is effective as of January 1, 2009, between EFT BIOTECH HOLDINGS INC., a Nevada corporation and a California registered corporation, ("EFT or the Company") and Jack Jie Qin. The parties agree as follows:

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LOAN AGREEMENT
Loan Agreement • July 17th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec

This Agreement is entered into by and between Excalibur International Marine Corporation（華達國際海運股份有限公司）, a Taiwan corporation ("Borrower") and EFT Biotech Holdings Inc., a company incorporated under the laws of Nevada USA ("Lender").

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SUBSCRIPTION AGREEMENT EFT BIOTECH HOLDINGS, Inc. Up to 10,000,000 Units/USD $3.80 per Unit Each Unit Consisting of One Share of Common Stock And One Two- Year Warrant Exercisable at USD $3.80 per Share For Non-U.S. Purchasers Pursuant to Regulation S
Subscription Agreement • February 13th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • New Jersey

EFT BioTech Holdings, Inc., a Nevada corporation (the “Company”), is offering to sell to the undersigned Units of the Company at the purchase price of USD $3.80 per Unit (the “Units”). Each Unit consists of one share of common stock, $0.0001 par value per share of the Company (the “Unit Share”) and one two-year redeemable common stock purchase warrant (the “Warrant”). The Warrant is exercisable to purchase one share of common stock of the Company at USD $3.80 per share at any time from the date of issuance until the second anniversary date of the date of issuance (the “Warrant Shares” and together with the Units, Units Shares and Warrants, the “Securities”). The Warrants are redeemable, on a pro rata basis, by the Company at a purchase price of USD $0.0001 per Warrant 30 days from the 10th consecutive trading day that the closing sales price, or the average of the closing bid and asked price in the event that the Company’s common stock trades on the OTC or any public securities market

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EMPLOYMENT AGREEMENT
Employment Agreement • April 13th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Agreement made and entered into this 01 day of May 2008, by and between EFT BioTech Holdings, Inc ("employer"), and Sharon Xiaoronq Tang ("employee"). The parties recite that::

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Amendment Agreement to the "Pre-sale Building Unit Purchase and Sale Agreement, A5 Building, Taipei Enterprise Headquarters Park"
EFT Holdings, Inc. • August 24th, 2011 • Retail-retail stores, nec

Whereas, Jack Jie Qin arranged to pre-purchase from Meifu all the building units on the 8th to the 14th floors, one unit on the 7th floor, and the 79 parking spaces appurtenant to the above units (the "Purchased Property") in the No. A5 office building (the "A5 Building") situated in the northwest corner of the Neihu Enterprise Headquarters Park, and, on 2 May 2011, signed seven separate Pre-sale Building Unit Purchase and Sale Agreements respectively for each of the 8th, 9th, 10th, 11th, 12th, 13th, and 14th floors and one unit on the 7th floor (the "Pre-Sale Agreements"). On 31 May 2011, the three parties, Jack Jie Qin, Meifu, and EFT signed an agreement (the "Tripartite Agreement") stipulating matters in connection with the assumption and performance of the Pre-Sale Agreements. Now, therefore, on this day of 1 July, the three parties hereto, in connection with matters including the force and effect of the Pre-Sale Agreements and the Tripartite Agreement, hereby stipulate and agree t

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Addendum to the Loan Agreement dated July 14, 2008 Loan Amount US$330,000
Eft Biotech Holdings Inc • October 19th, 2009 • Retail-retail stores, nec

This Addendum, dated July 15, 2008, states additional term made between the Lender, EFT Biotech Holdings, Inc., located in City of Industry, CA and Yeuh-Chi Liu, borrower, located in City of Industry, CA. The loan is subject to the change of new term. The change of loan term explained in this Addendum is incorporated into and made a part of the original loan agreement and promissory note thereto.

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LOAN AGREEMENT
Loan Agreement • October 19th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, and Yeuh-Chi Liu, a vendor and a member of the board of directors of Excalibur, (“Borrower”) located in City of Industry, CA.

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EFT INTERNATIONAL LIMTED and JFL CAPITAL LIMITED CONSULTANCY AGREEMENT
Agreement • August 24th, 2011 • EFT Holdings, Inc. • Retail-retail stores, nec • England

This Agreement constitutes the entire agreement and understanding between the parties in connection with the subject-matter of this Agreement and supersedes all previous proposals, representations, warranties, agreements or undertakings relating thereto whether oral, written or otherwise and neither party has relied on any such proposals, representations, warranties, agreements or undertakings.

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Agreement Regarding the "Pre-sale Building Unit Purchase and Sale Agreement, A5 Building, Taipei Enterprise Headquarters Park"
EFT Holdings, Inc. • August 24th, 2011 • Retail-retail stores, nec

Whereas, Jack Jie Qin arranged to pre-purchase from Meifu all the building units on the 8th to the 14th floors, one unit on the 7th floor, and the 79 parking spaces appurtenant to the above units (the "Property for Purchase") in the No. A5 office building (the "A5 Building") situated in the northwest corner of the Neihu Enterprise Headquarters Park, and, on 2 May 2011, signed seven separate Pre-sale Building Unit Purchase and Sale Agreements respectively for each of the 8th, 9th, 10th, 11th, 12th, 13th, and 14th floors and one unit on the 7th floor (the "Pre-Sale Agreements"), and EFT intends through its 100 percent owned subsidiary to assume Jack Jie Qin's rights and obligations under the Pre-Sale Agreements. Now therefore, on this 31st day of May 2011, the three parties sign and enter into this Agreement stipulating matters in connection with the assumption and performance of the Pre-Sale Agreements and agree to be mutually bound by the following terms and conditions:

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Addendum to the Loan Agreement dated May 13, 2009 Loan Amount US$600,000
Eft Biotech Holdings Inc • September 3rd, 2009 • Retail-retail stores, nec

This Addendum, dated May 13, 2009, states additional term made between, EFT BioTech Holdings, Inc. (Lender), EFT Investment Co., LTD, a wholly owned subsidiary of Lender (Subsidiary), and Excalibur International Marine Corporation. The loan is subject to the change of new term. The change of loan term explained in this Addendum is incorporated into and made a part of the original loan agreement and promissory note thereto.

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LOAN AGREEMENT
Loan Agreement • October 19th, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, and Yeuh-Chi Liu, a vendor (“Borrower”) located in City of Industry, CA.

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Agreement to Amend the "Pre-sale Building Unit Purchase and Sale Agreement, A5 Building, Taipei Enterprise Headquarters Park"
EFT Holdings, Inc. • August 24th, 2011 • Retail-retail stores, nec

Whereas Jack Jie Qin arranged to pre-purchase from TransGlobe all the building units on the 1st to the 6th floors, one unit on the 7th floor, and the 65 parking spaces appurtenant to the above units (the "Purchased Property") in the No. A5 office building (the "A5 Building") situated in the northwest corner of the Neihu Enterprise Headquarters Park, and, on 2 May 2011, signed seven separate Pre-sale Building Unit Purchase and Sale Agreements respectively for each of the 1st, 2nd, 3th, 4th, 5th, and 6th floors and one unit on the 7th floor (the "Pre-Sale Agreements"). On 31 May 2011, the three parties Jack Jie Qin, TransGlobe, and EFT signed an agreement (the "Three Party Agreement") stipulating matters in connection with the assumption and performance of the Pre-Sale Agreements. Now, therefore, on this day of 7 July, the three parties hereto, in connection with matters including the force and effect of the Pre-Sale Agreements and the Three Party Agreement, hereby stipulate and agree to

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Agreement Regarding the "Pre-sale Building Unit Purchase and Sale Agreement, A5 Building, Taipei Enterprise Headquarters Park"
EFT Holdings, Inc. • August 24th, 2011 • Retail-retail stores, nec

Whereas, Jack Jie Qin arranged to pre-purchase from TransGlobe all the building units on the 1st to the 6th floors, one unit on the 7th floor, and the 65 parking spaces appurtenant to the above units (the "Property for Purchase") in the No. A5 office building (the "A5 Building") situated in the northwest corner of the Neihu Enterprise Headquarters Park, and, on 2 May 2011, signed seven separate Pre-sale Building Unit Purchase and Sale Agreements respectively for each of the 1st, 2nd, 3rd, 4th, 5th and 6th floors and one unit on the 7th floor (the "Pre-Sale Agreements"), and EFT intends through its 100 percent owned subsidiary to assume Jack Jie Qin's rights and obligations under the Pre-Sale Agreements. Now therefore, on this 31st day of May 2011, the three parties sign and enter into this Agreement stipulating matters in connection with the assumption and performance of the Pre-Sale Agreements and agree to be mutually bound by the following terms and conditions:

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SUBSCRIPTION AGREEMENT
Subscription Agreement • April 16th, 2010 • Eft Biotech Holdings Inc • Retail-retail stores, nec

This SUBSCRIPTION AGREEMENT (this "Agreement") is made as of June 30,2008 by and between EFT BioTech Holdings, Inc., a company incorporated and existing under the laws of Nevada, USA ("Subscriber"), and Excalibur International Marine Corporation, a company incorporated and existing under the laws of Taiwan, ROC (the “Company”).

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Pre-sale Building Unit Purchase and Sale Agreement A5 Building, Taipei Enterprise Headquarters Park
EFT Holdings, Inc. • August 24th, 2011 • Retail-retail stores, nec

Whereas Seller has constructed the Neihu Enterprise Headquarters Park (see Park area layout map, Attachment 1, showing the five planned office buildings with exclusive adjoining underground parking lots, buildings with 14 shops, and one two-story underground parking lot) on 6 parcels of land ("the Land") inclusive of Land Lot No. 345, Subsection 3, Tanmei Section, Neihu District, Taipei, a construction permit having been obtained for the Land on 19 August 2010 (see Attachment 2, Construction Permit (99) Jian-Zi No. 0305, Department of Urban Development, Taipei City Government), and

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