Separate Account VA Z Sample Contracts

Form of Participation Agreement Transamerica Life Insurance Company
Participation Agreement • February 26th, 2009 • Separate Account VA Z • Iowa

THIS AGREEMENT, made and entered into as of the day of , , by and among TRANSAMERICA LIFE INSURANCE COMPANY, (hereinafter the “Company”), an Iowa corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and the INSURANCE TRUST, a business trust organized under the laws of (hereinafter the “Trust”) and SECURITIES, INC. (hereinafter the “Underwriter”), a corporation.

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PARTICIPATION AGREEMENT AMONG PIONEER VARIABLE CONTRACTS TRUST, TRANSAMERICA LIFE INSURANCE COMPANY PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.
Participation Agreement • August 31st, 2009 • Separate Account VA Z • Massachusetts

THIS AGREEMENT, made and entered into this 1st day of May, 2009, by and among PIONEER VARIABLE CONTRACTS TRUST, a Delaware business trust (the “Trust”), TRANSAMERICA LIFE INSURANCE COMPANY, an Iowa life insurance company (the “Company”) on its own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”), PIONEER INVESTMENT MANAGEMENT, INC., a Delaware corporation (“PIM”) and PIONEER FUNDS DISTRIBUTOR, INC. (“PFD”), a corporation organized under the laws of The Commonwealth of Massachusetts. PIM and PFD are members of the UniCredito Italiano banking group, register of banking groups.

EXHIBIT (8)(a)(6) AMENDMENT NO. 36 TO PARTICIPATION AGREEMENT (TST)
Participation Agreement • April 30th, 2008 • Separate Account VA Z

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), Monumental Life Insurance Company (“Monumental”), and Transamerica Occidental Life Insurance Company (“TOLIC”) is hereby amended as follows:

FUND PARTICIPATION AGREEMENT Transamerica Life Insurance Company, Transamerica Financial Life Insurance Company, Columbia Funds Variable Insurance Trust I, Columbia Management Advisors, LLC and Columbia Management Distributors, Inc. As of May 1, 2007
Participation Agreement • July 31st, 2007 • Separate Account VA Z • Massachusetts

THIS PARTICIPATION AGREEMENT (“Agreement”), made and entered into as of this 1ST day of May, 2007, between Transamerica Life Insurance Company, a life insurance company organized under the laws of the State of Iowa; Transamerica Financial Life Insurance Company, a New York life insurance company; (each as the “Insurance Company”), on its own behalf and on behalf of its separate accounts (the “Accounts”); and Columbia Funds VARIABLE INSURANCE TRUST I, an open-end management investment company organized under the laws of the State of Delaware (the “Fund”), COLUMBIA MANAGEMENT ADVISORS, LLC (the “Adviser”), a Delaware limited liability corporation, and COLUMBIA MANAGEMENT DISTRIBUTORS, INC. (the “Distributor”), a Massachusetts corporation.

AMENDMENT NO. 10 TO PARTICIPATION AGREEMENT AMONG OPPENHEIMER AND TRANSAMERICA LIFE INSURANCE COMPANY
Participation Agreement • December 21st, 2007 • Separate Account VA Z

This Amendment No. 10 is incorporated in and made a part of the Participation Agreement (the “Agreement”) made as of the 15th day of December, 1997, as amended as of June 30, 1998, November 27, 1998, October 1, 1999, February 1, 2000, July 30, 2001, May 1, 2002, May 1, 2003, and May 1, 2004 by and among Transamerica Life Insurance Company (hereinafter the “Company”), on its own behalf and on behalf of one or more segregated asset accounts of the Company (hereinafter the “Account”), Oppenheimer Variable Account Funds (hereinafter the “Fund”) and OppenheimerFunds, Inc. (hereinafter the “Adviser”). The following terms and conditions amend the terms of the Agreement and, in the case of any conflict between the terms and conditions of the Agreement and the terms and conditions of this Amendment, the language of this Amendment shall control and govern. All capitalized and abbreviated terms defined in the Agreement shall have the same definitions apply in this Amendment.

ADDENDUM TO PARTICIPATION AGREEMENT
Participation Agreement • July 31st, 2007 • Separate Account VA Z

Amendment No.10 to the Amended and Restated Participation Agreement, dated as of July 1, 2001, by and among MFS VARIABLE INSURANCE TRUST, MASSACHUSETTS FINANCIAL SERVICES COMPANY, and TRANSAMERICA LIFE INSURANCE COMPANY (the “Agreement”).

Amendment No. 10 to Janus Aspen Series Fund Participation Agreement and Transamerica Life Insurance Company.
Fund Participation Agreement • December 21st, 2007 • Separate Account VA Z

The Participation Agreement dated as of April 6, 2000 between Janus Aspen Series (the “Trust”), and Transamerica Life Insurance Company (the “Company”), is hereby amended as follows:

Amendment No. 7 to Participation Agreement (Putnam)
Participation Agreement • December 21st, 2007 • Separate Account VA Z • Massachusetts

THIS AMENDMENT NO. 7 (the “Amendment”) dated July 30, 2007 by and among Putnam Variable Trust (the “Trust”), Putnam Retail Management Limited Partnership (the “Underwriter”) and Transamerica Life Insurance Company (the “Company”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT AMONG FEDERATED INSURANCE SERIES, FEDERATED SECURITIES CORP., TRANSAMERICA LIFE INSURANCE COMPANY
Fund Participation Agreement • August 31st, 2009 • Separate Account VA Z

For good and valuable consideration, the receipt of which is hereby acknowledged, the parties agree to amend the June 27, 2007 Fund Participation Agreement (the “Agreement”) among Federated Insurance Series (the “Funds”), Federated Securities Corp., and Transamerica Life Insurance Company as follows, effective June 1, 2009:

Amendment to Participation Agreement among AIM Variable Insurance Funds and Transamerica Life Insurance Company
Participation Agreement • December 21st, 2007 • Separate Account VA Z

The Participation Agreement (the “Agreement”), dated as of May 1, 1998, by and among AIM Variable Insurance Funds, a Delaware trust (“AVIF”); A I M Distributors, Inc., a Delaware corporation (“AIM”); Transamerica Life Insurance Company (formerly, PFL Life Insurance Company), an Iowa life insurance company (“LIFE COMPANY”) and Transamerica Capital, Inc. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation), is hereby amended as follows:

AMENDMENT TO PARTICIPATION AGREEMENT AMONG ALLIANCE VARIABLE INSURANCE PRODUCTS SERIES FUND AND TRANSAMERICA LIFE INSURANCE COMPANY
Participation Agreement • July 31st, 2007 • Separate Account VA Z

Amendment to the Participation Agreement (the “Agreement”), dated as of May 1, 2000, between TRANSAMERICA LIFE INSURANCE COMPANY (“Insurer”); TRANSAMERICA CAPITAL, INC. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation) (“Contracts Distributor”) (together Insurer and Contracts Distributor, the “Company”); ALLIANCEBERNSTEIN L.P. (formerly ALLIANCE CAPITAL MANAGEMENT L.P.) (“Adviser”); and ALLIANCEBERNSTEIN INVESTMENTS, INC. (formerly, ALLIANCEBERNSTEIN INVESTMENT RESEARCH AND MANAGEMENT, INC.) (“Distributor”).

AMENDMENT TO PARTICIPATION AGREEMENT Among TRANSAMERICA LIFE INSURANCE COMPANY, (f.k.a. PFL Life Insurance Company), PIMCO VARIABLE INSURANCE TRUST, and PIMCO FUNDS DISTRIBUTORS LLC
Participation Agreement • August 31st, 2009 • Separate Account VA Z

WHEREAS, Transamerica Life Insurance Company, (f.k.a. PFL Life Insurance Company) (the “Company”), PIMCO Variable Insurance Trust (the “Fund”) and PIMCO Funds Distributors LLC (“the “Underwriter”) have previously entered into a Participation Agreement (“the Agreement”) dated July 1, 1999 and desire to adjust certain provisions of the Agreement;

FORM OF AMENDED AND RESTATED FUND PARTICIPATION AGREEMENT (WNAGER)
Participation Agreement • August 31st, 2009 • Separate Account VA Z • Massachusetts

THIS AMENDED AND RESTATED PARTICIPATION AGREEMENT, made and entered into as of this 1st day of July, 2009, by and among TRANSAMERICA LIFE INSURANCE COMPANY (the “Company”), an Iowa life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); WANGER ADVISORS TRUST, an open-end management investment company organized under the laws of Delaware (the “Fund”); COLUMBIA WANGER ASSET MANAGEMENT, LLP (the “Adviser”), a Delaware limited liability partnership; and COLUMBIA MANAGEMENT DISTRIBUTORS, INC. (the “Distributor”), a Massachusetts corporation.

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT BETWEEN BLACKROCK VARIABLE SERIES FUNDS, INC. AND TRANSAMERICA LIFE INSURANCE COMPANY
Participation Agreement • August 31st, 2009 • Separate Account VA Z

THIS AMENDMENT is effective as of June 1, 2009, by and among BlackRock Variable Series Funds, Inc. (formerly, Merrill Lynch Variable Series Funds, Inc.) (the “Fund”), BlackRock Advisors, LLC (“BAL”), BlackRock Investments, Inc. (“BII), and Transamerica Life Insurance Company (formerly, PFL Life Insurance Company) (the “Company”).

EXHIBIT (8)(t) PARTICIPATION AGREEMENT (EATON VANCE)
Participation Agreement • August 31st, 2009 • Separate Account VA Z • Massachusetts

THIS AGREEMENT, made and entered into this 1ST day of May, 2009, by and among Transamerica Life Insurance Company (hereinafter the “Insurance Company”), a corporation, on its own behalf and on behalf of each segregated asset account of the Insurance Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), Eaton Vance Variable Trust (the “Trust”) and Eaton Vance Distributors, Inc., a Massachusetts company (the “Distributor”).

AMENDMENT TO PARTICIPATION AGREEMENT (PREMIER VIT)
Participation Agreement • August 31st, 2009 • Separate Account VA Z

This Amendment dated as of May 1, 2009 is by and among TRANSAMERICA LIFE INSURANCE COMPANY, (the “Company”) an Iowa corporation, on its own behalf and on behalf of each separate account of the Company named in Schedule 1 to Participation Agreement (as defined below), (the “Separate Accounts”), PREMIER VIT, an open-end diversified management investment company organized under the laws of the State of Massachusetts (the “Fund”), and ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC, a Delaware limited liability company (“AGI Distributors”).

Amendment to Participation Agreement among AIM Variable Insurance Funds and Transamerica Life Insurance Company
Participation Agreement • July 31st, 2007 • Separate Account VA Z

The Participation Agreement (the “Agreement”), dated as of May 1, 1998, by and among AIM Variable Insurance Funds, a Delaware trust (“AVIF”); A I M Distributors, Inc., a Delaware corporation (“AIM”); Transamerica Life Insurance Company (formerly, PFL Life Insurance Company), an Iowa life insurance company (“LIFE COMPANY”) and Transamerica Capital, Inc. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation), is hereby amended as follows:

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT
Participation Agreement • December 21st, 2007 • Separate Account VA Z

Transamerica Life Insurance Company, Variable Insurance Products Fund, Variable Insurance Products Fund II, Variable Insurance Products Fund III, Variable Insurance Products Fund IV, Variable Insurance Products Fund V, and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated October 10, 2005, by doing the following:

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • August 31st, 2009 • Separate Account VA Z • Delaware

This AMENDMENT TO PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into as of this 1st day of May, 2009 by and among TRANSAMERICA LIFE INSURANCE COMPANY (the “Company”), on its own behalf and on behalf of each separate account of the Company (each an “Account”) identified in the Participation Agreement (as defined below), VAN KAMPEN LIFE INVESTMENT TRUST (the “Fund”), VAN KAMPEN FUNDS INC. (the “Underwriter”) and VAN KAMPEN ASSET MANAGEMENT INC. (the “Adviser”).

AMENDMENT NO. 35 TO PARTICIPATION AGREEMENT AMONG AEGON/TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, PEOPLES BENEFIT LIFE INSURANCE COMPANY, AND TRANSAMERICA OCCIDENTAL LIFE INSURANCE...
Participation Agreement • July 31st, 2007 • Separate Account VA Z

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among AEGON/Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), Peoples Benefit Life Insurance Company (“Peoples”), and Transamerica Occidental Life Insurance Company (“TOLIC”) is hereby amended as follows:

Amended and Restated Participation Agreement among Franklin Templeton Variable Insurance Products Trust and Transamerica Life Insurance Company
Participation Agreement • July 31st, 2007 • Separate Account VA Z

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Transamerica Life Insurance Company (the “Company” or “you”), and Transamerica Capital, Inc., your distributor, on your behalf and on behalf of certain Accounts, have previously entered into an Amended and Restated Participation Agreement dated as of May 1, 2007 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

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AMENDMENT TO PARTICIPATION AGREEMENT (ALLIANCE VARIABLE PRODUCTS)
Participation Agreement • August 31st, 2009 • Separate Account VA Z

Amendment dated as of May 1, 2009 to the Participation Agreement (the “Agreement”), dated as of May 1, 2000, between TRANSAMERICA LIFE INSURANCE COMPANY (“Insurer”); TRANSAMERICA CAPITAL, INC. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation) (“Contracts Distributor”) (together Insurer and Contracts Distributor, the “Company”); ALLIANCEBERNSTEIN L.P. (formerly ALLIANCE CAPITAL MANAGEMENT L.P.) (“Adviser”); and ALLIANCEBERNSTEIN INVESTMENTS, INC. (formerly, ALLIANCEBERNSTEIN INVESTMENT RESEARCH AND MANAGEMENT, INC.) (“Distributor”).

ADDENDUM No. 4 TO PARTICIPATION AGREEMENT
Participation Agreement • August 31st, 2009 • Separate Account VA Z

ADDENDUM No. 4 dated as of May 1, 2009, to the PARTICIPATION AGREEMENT (the “AGREEMENT”) among DAVIS VARIABLE ACCOUNT FUND, INC.; DAVIS DISTRIBUTORS, LLC; and TRANSAMERICA LIFE INSURANCE COMPANY (previously, PFL LIFE INSURANCE COMPANY) dated February 28, 2000.

AMENDMENT NO. 9 TO THE FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • August 31st, 2009 • Separate Account VA Z

Amendment No. 9 to the Fund Participation Agreement, dated as of May 1, 2001, between Transamerica Life Insurance Company, a life insurance company organized under the laws of the State of Iowa; Monumental Life Insurance Company (substituted for Peoples Benefit Life Insurance Company), a life insurance company organized under the laws of the State of Iowa; Transamerica Financial Life Insurance Company (formerly known as AUSA Life Insurance Company, Inc. and Transamerica Life Insurance Company of New York), life insurance companies organized under the laws of the State of New York; (each as the “Insurance Company”), and Dreyfus Variable Investment Fund, Dreyfus Investment Portfolios, The Dreyfus Socially Responsible Growth Fund, Inc. and the Dreyfus Stock Index Fund, Inc. (f/k/a “Dreyfus Life and Annuity Index Fund, Inc. [d.b.a. Dreyfus Stock Index Fund, Inc.]”) (each as the “Fund”) (the “Agreement”).

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