Encore Credit Receivables Trust 2005-3 Sample Contracts

WACHOVIA MORTGAGE LOAN TRUST, LLC as Depositor WILMINGTON TRUST COMPANY, as Owner Trustee and Citibank, N.A., as Certificate Registrar and Certificate Paying Agent AMENDED AND RESTATED TRUST AGREEMENT Dated as of August 30, 2005 Encore Credit...
Trust Agreement • February 7th, 2006 • Encore Credit Receivables Trust 2005-3 • Asset-backed securities • Delaware

This Amended and Restated Trust Agreement, dated as of August 30, 2005 (as amended from time to time, this “Trust Agreement”), among Wachovia Mortgage Loan Trust, LLC, a Delaware limited liability company, as depositor (the “Depositor”), Wilmington Trust Company, a Delaware banking corporation, as owner trustee (the “Owner Trustee”), and Citibank, N.A., as certificate registrar (in such capacity, the “Certificate Registrar”) and certificate paying agent (in such capacity, the “Certificate Paying Agent”).

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ENCORE CREDIT RECEIVABLES TRUST 2005-3, Issuer CITIMORTGAGE, INC., Master Servicer CITIBANK, N.A., Securities Administrator and DEUTSCHE BANK NATIONAL TRUST COMPANY, Indenture Trustee SERVICING AGREEMENT Dated as of August 30, 2005 ASSET-BACKED NOTES,...
Servicing Agreement • February 7th, 2006 • Encore Credit Receivables Trust 2005-3 • Asset-backed securities • New York

This SERVICING AGREEMENT, dated as of August 30, 2005, by and among ENCORE CREDIT RECEIVABLES TRUST 2005-3, a Delaware statutory trust, as Issuer (the “Issuer”), CITIMORTGAGE, INC., a New York corporation, as master servicer (the “Master Servicer”), CITIBANK, N.A., a national banking association, as securities administrator (the “Securities Administrator”) and DEUTSCHE BANK NATIONAL TRUST COMPANY, a national banking association, as indenture trustee (the “Indenture Trustee”).

WACHOVIA MORTGAGE LOAN TRUST, LLC Owner and ECC CAPITAL CORPORATION Servicer SERVICING AGREEMENT Dated as of August 1, 2005
Certification and Agreement • February 7th, 2006 • Encore Credit Receivables Trust 2005-3 • Asset-backed securities • New York

THIS IS A SERVICING AGREEMENT, dated as of August 1, 2005 (the “Agreement”), and is executed between Wachovia Mortgage Loan Trust, LLC (the “Owner”) and ECC Capital Corporation (the “Servicer”).

ADMINISTRATION AGREEMENT
Administration Agreement • February 7th, 2006 • Encore Credit Receivables Trust 2005-3 • Asset-backed securities • New York

THIS ADMINISTRATION AGREEMENT, dated as of August 30, 2005 (this “Agreement”), by and among ENCORE CREDIT RECEIVABLES TRUST 2005-3, a Delaware statutory trust (the “Issuer”), WILMINGTON TRUST COMPANY, a Delaware banking corporation (the “Owner Trustee”), ECC CAPITAL CORPORATION, a Maryland Corporation (the “Servicer”) and CITIBANK, N.A., a national banking association (the “Bank”), as securities administrator of the Issuer under this Agreement (in such capacity, the “Administrator”).

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