Coast Financial Holdings Inc Sample Contracts

Coast Financial Holdings Inc – REVOLVING CREDIT NOTE (August 22nd, 2007)
Coast Financial Holdings Inc – COLLATERAL PLEDGE AGREEMENT (August 22nd, 2007)
Coast Financial Holdings Inc – STOCK PLEDGE AGREEMENT (August 22nd, 2007)
Coast Financial Holdings Inc – REVOLVING CREDIT NOTE (August 22nd, 2007)
Coast Financial Holdings Inc – OPTION AGREEMENT (August 6th, 2007)

OPTION AGREEMENT (this “Agreement”), dated as of August 3, 2007, made and entered into by and between Coast Financial Holdings, Inc., a Florida corporation (“Coast”), and First Banks, Inc., a Missouri corporation (“First Banks”).

Coast Financial Holdings Inc – AGREEMENT AND PLAN OF MERGER by and among FIRST BANKS, INC., a Missouri corporation, COAST FINANCIAL HOLDINGS, INC., a Florida corporation, and COAST BANK OF FLORIDA, a Florida state bank August 3, 2007 (August 6th, 2007)

This Agreement and Plan of Merger, dated as of August 3, 2007, is made and entered into by and among First Banks, Inc., a bank holding company organized as a Missouri corporation (“First Banks”); to be joined in by a company to be formed as a wholly-owned subsidiary First Banks (“Newco”); Coast Financial Holdings, Inc., a bank holding company organized as a Florida corporation (“Coast”); and Coast Bank of Florida, a Florida state bank which is a wholly-owned direct subsidiary of Coast (the “Bank”). This Agreement and Plan of Merger is hereinafter referred to as the “Agreement.”

Coast Financial Holdings Inc – FIRST BANKS, INC. AND COAST FINANCIAL HOLDINGS, INC. ANNOUNCE SIGNING OF AGREEMENT FOR ACQUISITION OF COAST FINANCIAL HOLDINGS, INC. AND COAST BANK OF FLORIDA (August 6th, 2007)

Bradenton, FL and St. Louis, MO., August 3, 2007. Coast Financial Holdings, Inc. (Nasdaq:CFHI), a bank holding company headquartered in Bradenton, Florida, and First Banks, Inc. (“First Banks”), a bank holding company headquartered in St. Louis, Missouri, jointly announce the signing of an Agreement and Plan of Merger providing for First Banks to acquire Coast Financial Holdings, Inc., a Florida bank holding company (“CFHI”), and its wholly owned banking subsidiary, Coast Bank of Florida, a Florida state chartered bank (collectively, “Coast”). Coast operates 20 banking offices in Florida’s Manatee, Pinellas, Hillsborough and Pasco counties. Coast also has two planned de novo branch offices, one located in the Pinellas County community of Clearwater, and the other located in Sarasota County.

Coast Financial Holdings Inc – OPTION AGREEMENT (August 6th, 2007)

OPTION AGREEMENT (this “Agreement”), dated as of August 3, 2007, made and entered into by and between Coast Financial Holdings, Inc., a Florida corporation (“Coast”), and First Banks, Inc., a Missouri corporation (“First Banks”).

Coast Financial Holdings Inc – FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. (May 25th, 2007)

Coast Bank of Florida, Bradenton, Florida (“Bank”), having been advised of its right to a Notice of Charges and of Hearing detailing the unsafe or unsound banking practices and violations of laws and/or regulations alleged to have been committed by the Bank and of its right to a hearing on the alleged charges under section 8(b)(1) of the Federal Deposit Insurance Act (“Act”), 12 U.S.C. § 1818(b)(1), and having waived those rights, entered into a STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST (“Consent Agreement”) with counsel for the Federal Deposit Insurance Corporation (“FDIC”) and with the Director (“Director”) of the Division of Financial Institutions for the Florida Office of Financial Regulation (“OFR”) dated                     , 2007, whereby solely for the purpose of this proceeding and without admitting or denying any alleged facts, charges of unsafe or unsound banking practices and violations of laws and/or regulations, the Bank consented to the issu

Coast Financial Holdings Inc – CONSULTING AGREEMENT (March 15th, 2007)

CONSULTING AGREEMENT (this “Consulting Agreement”), dated as of February 20, 2007, by and between Coast Financial Holdings, Inc., a Florida corporation (“CFHI”), Coast Bank of Florida, a Florida state chartered bank and wholly-owned subsidiary of CFHI (the “Bank”) and Tramm Hudson (“Consultant”).

Coast Financial Holdings Inc – CHANGE OF CONTROL AGREEMENT (November 1st, 2006)

CHANGE OF CONTROL AGREEMENT (this “Agreement”) dated as of October 31, 2006, by and between COAST FINANCIAL HOLDINGS, INC. (the “Company”), a Florida bank holding corporation, and PAUL J. NIDASIO (the “Executive”), an individual.

Coast Financial Holdings Inc – CHANGE OF CONTROL AGREEMENT (November 1st, 2006)

CHANGE OF CONTROL AGREEMENT (this “Agreement”) dated as of October 31, 2006, by and between COAST FINANCIAL HOLDINGS, INC. (the “Company”), a Florida bank holding corporation, and JUSTIN D. LOCKE (the “Executive”), an individual.

Coast Financial Holdings Inc – INDEMNIFICATION AGREEMENT (August 25th, 2006)

INDEMNIFICATION AGREEMENT (the “Agreement”) made and entered into as of August 25, 2006, by and between COAST FINANCIAL HOLDINGS, INC., a Florida corporation (the “Corporation”), and JUSTIN D. LOCKE (the “Indemnitee”).

Coast Financial Holdings Inc – INDEMNIFICATION AGREEMENT (July 27th, 2006)

INDEMNIFICATION AGREEMENT (“Agreement”) made and entered into as of July 26, 2006, by and between COAST FINANCIAL HOLDINGS, INC., a Florida corporation (the “Corporation”), and ANNE V. LEE (the “Indemnitee”).

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (July 27th, 2006)

EMPLOYMENT AGREEMENT (this “Agreement”) dated as of July 26, 2006, by and between COAST FINANCIAL HOLDINGS, INC. (the “Company”), a Florida bank holding corporation, COAST BANK OF FLORIDA (the “Bank”), a Florida state chartered bank and wholly owned subsidiary of the Company, and BRIAN F. GRIMES (the “Executive”), an individual.

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (July 27th, 2006)

EMPLOYMENT AGREEMENT (this “Agreement”) dated as of July 26, 2006, by and between COAST FINANCIAL HOLDINGS, INC. (the “Company”), a Florida bank holding corporation, COAST BANK OF FLORIDA (the “Bank”), a Florida state chartered bank and wholly owned subsidiary of the Company, and ANNE V. LEE (the “Executive”), an individual.

Coast Financial Holdings Inc – INDEMNIFICATION AGREEMENT (October 27th, 2005)

INDEMNIFICATION AGREEMENT (“Agreement”) made and entered into as of October 25, 2004, by and between COAST FINANCIAL HOLDINGS, INC., a Florida corporation (the “Corporation”), and                      (the “Indemnitee”).

Coast Financial Holdings Inc – COAST FINANCIAL HOLDINGS, INC. 2005 STOCK INCENTIVE PLAN NONQUALIFIED STOCK OPTION AGREEMENT (October 14th, 2005)

NONQUALIFIED STOCK OPTION AGREEMENT (this “Agreement”), made on the      day of                     , 200    , by and between Coast Financial Holdings, Inc., a Florida corporation (the “Corporation”) and                      (the “Optionee”).

Coast Financial Holdings Inc – COAST FINANCIAL HOLDINGS, INC. 2005 STOCK INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT (October 14th, 2005)

INCENTIVE STOCK OPTION AGREEMENT (this “Agreement”), made on the      day of             , 200    , by and between Coast Financial Holdings, Inc., a Florida corporation (the “Corporation”) and                      (the “Optionee”).

Coast Financial Holdings Inc – 2,500,000 Shares Coast Financial Holdings, Inc. Common Stock par value $5.00 per share Underwriting Agreement (September 15th, 2005)
Coast Financial Holdings Inc – BUSINESS LOAN AGREEMENT (September 15th, 2005)

THIS BUSINESS LOAN AGREEMENT dated August 8, 2005, is made and executed between Coast Financial Holdings, Inc. (“Borrower”) and Independent Bankers’ Bank of Florida (“Lender”) on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement (“Loan”). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower’s representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender’s sole Judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (September 14th, 2005)

EMPLOYMENT AGREEMENT (this “Agreement”) dated as of September 9, 2005, by and between COAST FINANCIAL HOLDINGS, INC. (the “Company”), a Florida bank holding corporation, COAST BANK OF FLORIDA (the “Bank”), a Florida state chartered bank and wholly owned subsidiary of the Company, and BRIAN P. PETERS (the “Executive”), an individual.

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (September 14th, 2005)

EMPLOYMENT AGREEMENT (this “Agreement”) dated as of September 9, 2005, by and between COAST FINANCIAL HOLDINGS, INC. (the “Company”), a Florida bank holding corporation, COAST BANK OF FLORIDA (the “Bank”), a Florida state chartered bank and wholly owned subsidiary of the Company, and BRIAN F. GRIMES (the “Executive”), an individual.

Coast Financial Holdings Inc – COAST FINANCIAL HOLDINGS, INC. 2005 STOCK INCENTIVE PLAN (August 12th, 2005)
Coast Financial Holdings Inc – COAST FINANCIAL HOLDINGS, INC. 2005 STOCK INCENTIVE PLAN (August 1st, 2005)
Coast Financial Holdings Inc – [LOGO] COAST FINANCIAL HOLDINGS, INC. [LOGO] THE CEREGHINO GROUP Contacts: CORPORATE INVESTOR RELATIONS Brian P. Peters, President and CEO 5333 15TH AVENUE SOUGH, SUITE 1500 bpeters@coastbankflorida.com SEATTLE, WA 98108 941-752-5900 206.762.0993 www.stockvalues.com Brian F. Grimes, EVP and CFO ------------------- bgrimes@coastbankflorida.com 941-752-5900 COAST FINANCIAL HOLDINGS REPORTS RECORD FIRST QUARTER RESULTS ------------------------------------------------------------- RELOCATES HEADQUARTERS TO DOWNTOWN BRADENTON -------------------------------------------- Bradenton, Florida - April 2 (April 25th, 2005)

Quarter Ended ----------------------------------------- Mar 31, Dec 31, Mar 31, 2005 2004 2004 ----------- ------------ ------------ (Unaudited) (Unaudited) Interest income: Loans $ 4,841 4,555 3,604 Securities 452 354 238 Other interest-earning assets 7 10 12 ----------- ------------ ------------ Total interest income 5,300 4,919 3,854

Coast Financial Holdings Inc – Coast Financial Holdings, Inc. (October 19th, 2004)

A number of statements we will be making in our presentation and in the accompanying slides will be “forward-looking statements” made pursuant to the safe harbor provisions of the Private Securities Litigation Act of 1995, such as statements of the Corporation's goals, targets, plans, expectations, projections, estimates and intentions. Such statements involve risks and uncertainties that may cause results to differ materially from those set forth in these statements. Coast Financial cautions readers that results and events subject to forward-looking statements could differ materially due to the following factors: possible changes in economic and business conditions; the ability of Coast Financial to attract new customers; possible changes in monetary and fiscal policies, laws and regulations; the effects of easing of restrictions on participants in the financial services industry; the cost and other effects of legal and administrative cases; possible changes in the credit worthiness o

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (March 26th, 2004)

THIS EMPLOYMENT AGREEMENT (the “Agreement”), is made and entered into as of January 1, 2004, by and among Coast Bank of Florida, a banking corporation organized under the laws of the State of Florida (the “Bank”), Coast Financial Holdings, Inc., a Florida corporation (“CFHI”), and Brian Grimes (the “Employee”), upon the following recitals of fact:

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (March 26th, 2004)

THIS EMPLOYMENT AGREEMENT (the “Agreement”), is made and entered into as of January 1, 2004, by and among Coast Bank of Florida, a banking corporation organized under the laws of the State of Florida (the “Bank”), Coast Financial Holdings, Inc., a Florida corporation (“CFHI”), and Anne V. Lee (the “Employee”), upon the following recitals of fact:

Coast Financial Holdings Inc – EMPLOYMENT AGREEMENT (March 26th, 2004)

THIS EMPLOYMENT AGREEMENT (the “Agreement”), is made and entered into as of January 1, 2004, by and among Coast Bank of Florida, a banking corporation organized under the laws of the State of Florida (the “Bank”), Coast Financial Holdings, Inc., a Florida corporation (“CFHI”), and Brian P. Peters (the “Employee”), upon the following recitals of fact:

Coast Financial Holdings Inc – PURCHASE AND SALE AGREEMENT --------------------------- THIS PURCHASE AND SALE AGREEMENT (the "Agreement") is entered into by and between 1301 ASSOCIATES, L.C., a Florida limited liability company (the "Seller"), and COAST FINANCIAL HOLDINGS, INC., a Florida corporation (the "Buyer'), as of the Effective Date defined below, upon the following recitals of fact: RECITALS (A) Seller is the owner in fee simple of certain improved Real Property located in Manatee County, Florida, described on Exhibit "A" attached hereto. (B) Seller desires to sell and Buyer desires to purchase the Real Property, to (February 26th, 2004)
Coast Financial Holdings Inc – [COAST FINANCIAL HOLDINGS, INC. LOGO] [LOGO] THE CEREGHINO GROUP Contact: CORPORATE INVESTOR RELATIONS Brian P. Peters, Executive 5333 - 15TH AVENUE SOUTH, SUITE 1500 Vice President and CFO SEATTLE, WA 98108 941-345-1419 206.762.0993 or 503.234.6361 bpeters@coastbankflorida.com www.stockvalues.com ---------------------------- ------------------- ============================================================================== COAST FINANCIAL LOAN PORTFOLIO GROWS 84% AND DEPOSITS INCREASE 40% OVER 2003 ----------------------------------- Bradenton, Florida - January 29, 2004 - Coast Financial Hold (January 29th, 2004)

RESULTS OF OPERATIONS --------------------- Quarter Ended Twelve Months Ended (In thousands except shares ---------------------------------------- -------------------------- and per share data) Dec 31, 2003 Sep 30, 2003 Dec 31, 2002 Dec 31, 2003 Dec 31, 2002 ------------ ------------ ------------ ------------ ------------ Interest income: Loans receivable $ 3,154 $ 2,905 $ 2,313 $ 11,126 $ 7,832 Securities 211 192 245 954 842 Other interest-earning assets 14 2 40 61 116 ------------ ------------ ------------ ------------ ------------ 3,379 3,099

Coast Financial Holdings Inc – Principal Loan Date Maturity Loan No Call/Coll Account Officer Initials $600,000.00 04-15-2003 04-15-2005 1928 16StockBar 03 /s/ References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "****" has been omitted due to text length limitations. BORROWER: COAST FINANCIAL HOLDINGS, INC. LENDER: INDEPENDENT BANKERS' BANK OF FLORIDA POST OFFICE BOX 150 ATTENTION: CREDIT SERVICES BRANDENTON, FL 615 CRESCENT EXECUTIVE COURT SUITE 400 LAKE MARY, FL 32746 (407) 541-1620 =========================== (September 5th, 2003)

BORROWER: COAST FINANCIAL HOLDINGS, INC. LENDER: INDEPENDENT BANKERS' BANK OF FLORIDA POST OFFICE BOX 150 ATTENTION: CREDIT SERVICES BRANDENTON, FL 615 CRESCENT EXECUTIVE COURT SUITE 400 LAKE MARY, FL 32746 (407) 541-1620