Nationwide Variable Account 14 Sample Contracts

Item 24 (b) Exhibit (3) Underwriting or Distribution of contracts between the Depositor and Principal Underwriter
Services Agreement • September 19th, 2002 • Nationwide Variable Account 14 • Ohio
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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 24th, 2008 • Nationwide Variable Account 14 • Ohio

This Agreement dated as of the 5th day of September, 2002 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively “Nationwide”) and the Nationwide separate accounts (“Variable Accounts”) listed on Exhibit A and Calvert Asset Management Company, Inc ("Adviser"), Calvert Distributor, Inc. ("Distributor") (collectively "the Company") which serves as adviser and distributor to the mutual funds (the “Funds”) listed on Exhibit B.

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