Bertrand Kenneth L Sample Contracts

Exhibit 1

Schedule 13d Agreement • June 2nd, 2003 • Bertrand Kenneth L • Savings institution, federally chartered

• Contract Type
  Schedule 13d Agreement
• Filed
  June 2nd, 2003
• Company
  Bertrand Kenneth L
• Industry
  Savings institution, federally chartered

The undersigned each agree that the Schedule 13D being filed in connection with their respective ownership of Common Stock in Allied First Bancorp, Inc. on or about June 2, 2003, is being filed by the undersigned as a group.