EXHIBIT 1 SOUTHERN COMMUNITY CAPITAL TRUST I (a Delaware business trust) 1,500,000 Preferred Securities _____% Cumulative Convertible Trust Preferred Securities (Liquidation Amount $10 per Preferred Security) UNDERWRITING AGREEMENT This Underwriting...Underwriting Agreement • November 28th, 2001 • Southern Community Capital Trust I • Blank checks • New York
SOUTHERN COMMUNITY CAPITAL TRUST I TRUST AGREEMENTTrust Agreement • November 28th, 2001 • Southern Community Capital Trust I • Blank checks • Delaware
ARTICLE IExpenses and Liabilities • November 28th, 2001 • Southern Community Capital Trust I • Blank checks • North Carolina
EXHIBIT 4.5 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • November 28th, 2001 • Southern Community Capital Trust I • Blank checks • Delaware
EXHIBIT 4.7 CONVERTIBLE PREFERRED SECURITIES GUARANTEE AGREEMENT BY AND BETWEEN SOUTHERN COMMUNITY FINANCIAL CORPORATIONConvertible Preferred Securities Guarantee Agreement • November 28th, 2001 • Southern Community Capital Trust I • Blank checks • North Carolina
ANDSouthern Community Capital Trust I • November 28th, 2001 • Blank checks • North Carolina
EXHIBIT 4.2 SOUTHERN COMMUNITY FINANCIAL CORPORATION _____% CONVERTIBLE DEFERRABLE INTEREST JUNIOR SUBORDINATED DEBENTURE DUE ___________, 2032 Southern Community Financial Corporation, a North Carolina corporation (the "Corporation," which term...Southern Community Capital Trust I • November 28th, 2001 • Blank checks
Southern Community Financial Corporation, a North Carolina corporation (the "Corporation," which term includes any successor corporation under the Indenture hereinafter referred to), for value received, hereby promises to pay to, Wilmington Trust Company, as Property Trustee for Southern Community Capital Trust I or registered assigns, the principal sum of _________________________ ($___________) on _________, 2032, (the "Stated Maturity"), and to pay interest on said principal sum from _________, 2002, or from the most recent interest payment date (each such date, an "Interest Payment Date") to which interest has been paid or duly provided for, quarterly (subject to deferral as set forth herein) in arrears on the last day of March, June, September and December of each year commencing March 31, 2002, at the rate of _____% per annum until the principal hereof shall have become due and payable, and on any overdue principal and (without duplication and to the extent that payment of such i
