RECITALSVoting Agreement • November 23rd, 2001 • Atlantic Bank of New York • Savings institution, federally chartered • New York
THE TRANSFER OF THIS AGREEMENT IS SUBJECT TO CERTAIN PROVISIONS CONTAINED HEREIN AND MAY BE SUBJECT TO TRANSFER RESTRICTIONS UNDER FEDERAL AND STATE LAW STOCK OPTION AGREEMENT STOCK OPTION AGREEMENT, dated as of November 13, 2001 (this "Agreement"),...Stock Option Agreement • November 23rd, 2001 • Atlantic Bank of New York • Savings institution, federally chartered • New York
ARTICLE II REPRESENTATIONS AND WARRANTIESAtlantic Bank of New York • November 23rd, 2001 • Savings institution, federally chartered • New York
