Mortgage Pass Through Certificates Series 2001 12 Sample Contracts

Mortgage Pass Through Certificates Series 2001 12 – TRUST AGREEMENT (September 13th, 2001)

EXECUTION STRUCTURED ASSET SECURITIES CORPORATION, as Depositor, AURORA LOAN SERVICES INC., as Master Servicer, and U.S. BANK NATIONAL ASSOCIATION, as Trustee --------------------------- TRUST AGREEMENT Dated as of August 1, 2001 --------------------------- STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2001-12 TABLE OF CONTENTS Page

Mortgage Pass Through Certificates Series 2001 12 – TERMS AGREEMENT (September 13th, 2001)

Execution STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2001-12 TERMS AGREEMENT --------------- Dated: August 29, 2001 To: Structured Asset Securities Corporation, as Depositor, under the Trust Agreement dated as of August 1, 2001 (the "Trust Agreement"). Re: Underwriting Agreement Standard Terms dated as of April 16, 1996 (the "Standard Terms," and together with this Terms Agreement, the "Agreement"). Series Designation: Series 2001-12. ------------------ Terms of the Series 2001-12 Certificates: Structured Asset Securities Corporation, Series 2001-12 Mortgage Pass-Through Certificates, Class 1-A1, Class 1-A2, Class 1-A3, Class 1-A4, Class 1-A5, Class 1-A6, Class 1-A7, Class 1-AX, Class 1-A