Modern Woodmen of America Variable Account Sample Contracts

AMONG
Participation Agreement • May 1st, 2002 • Modern Woodmen of America Variable Account • Maryland
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AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2007 • Modern Woodmen of America Variable Account

The insurance company executing this Amendment, Modern Woodmen of America (“Insurance Company”), and J.P. Morgan Series Trust II (the “Trust”), on behalf of itself and each of its series (each a “Fund”, collectively, the “Funds”), hereby agree to amend the Fund Participation Agreement dated September 14, 2001, to which they are parties (the “Agreement”), as of April 16, 2007, by adding the following provisions effective as of October 16,2007, as mandated by Rule 22c-2 of the Investment Company Act of 1940 (the “Investment Company Act”). This Amendment supplements the Agreement; to the extent terms of this Amendment conflict with the terms of the Agreement, the terms of this Amendment shall control.

Supplemental Agreement
Supplemental Agreement • April 30th, 2007 • Modern Woodmen of America Variable Account • New York

This Supplemental Agreement is entered into as of April 16, 2007 by and between Dreyfus Service Corporation (“Dreyfus”) on its behalf, and/or on behalf of one or more funds for which it serves as principal underwriter, and the undersigned (the “Intermediary”).

Milwaukee, Wisconsin 53202 Rule 22c-2 Shareholder Information Agreement
Shareholder Information Agreement • April 30th, 2007 • Modern Woodmen of America Variable Account • Iowa

This Rule 22c-2 Shareholder Information Agreement (“Agreement”) is entered into as of April 11, 2007, with an effective date of April 16, 2007, between U.S. Bancorp Fund Services, LLC (“USBFS”), a Wisconsin limited liability company, Summit Investment Partners, Inc. (“SIP”), an Ohio corporation, and Modem Woodmen of America, a fraternal benefit society established under the laws of the State of Illinois (“Intermediary”).

PARTICIPATION AGREEMENT Among EQUITRUST VARIABLE INSURANCE SERIES FUND, EQUITRUST MARKETING SERVICES, LLC, and MODERN WOODMEN OF AMERICA
Participation Agreement • April 30th, 2007 • Modern Woodmen of America Variable Account • Iowa

THIS AGREEMENT, amended and restated as of this 26th day of February, 2007 by and among Modern Woodmen of America (hereinafter, the “Society”), a fraternal benefit society, on its own behalf and on behalf of each segregated asset account of the Society set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), and the undersigned fund, a business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter referred to as the “Fund”) and EquiTrust Marketing Services, LLC (hereinafter the “Underwriter”), a Delaware limited liability company.

Contract
Information Agreement • April 30th, 2007 • Modern Woodmen of America Variable Account • Illinois

This Agreement is made as of April 16, 2007, or such other compliance date mandated by Rule 22c-2 of the Investment Company Act of 1940 (“Rule 22c-2”), which ever shall last occur, by and between T. Rowe Price Services, Inc. (“Services”), T. Rowe Price Investment Services, Inc., (“Investment Services”) (collectively “T. Rowe Price”) and Modern Woodmen of America (the “Intermediary”).

AMENDMENT NO. 2 TO SHAREHOLDER SERVICES AGREEMENT
Shareholder Services Agreement • May 1st, 2006 • Modern Woodmen of America Variable Account

THIS AMENDMENT NO. 2 TO SHAREHOLDER SERVICES AGREEMENT (“Amendment”) effective as of , by and between MODERN WOODMEN OF AMERICA (the “Society”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • May 1st, 2006 • Modern Woodmen of America Variable Account

THIS AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (“Amendment”) effective as of , by and between MODERN WOODMEN OF AMERICA (the “Society”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDED AND RESTATED PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS CORPORATION and MODERN WOODMEN OF AMERICA
Participation Agreement • May 1st, 2006 • Modern Woodmen of America Variable Account • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the day of , 2006 by and among MODERN WOODMEN OF AMERICA, (hereinafter the “Society”), an Illinois corporation, on its own behalf and on behalf of each segregated asset account of the Society set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2007 • Modern Woodmen of America Variable Account

The Fund Participation Agreement dated as of the 1st day of May, 2002 between MODERN WOODMEN OF AMERICA and each of DREYFUS VARIABLE INVESTMENT FUND and THE DREYFUS SOCIALLY RESPONSIBLE GROWTH FUND, INC. is hereby amended, as follows:

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