EXHIBIT 4.7 =================================================================== ============= GUARANTEE AGREEMENTGuarantee Agreement • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • New York
1 EXHIBIT 4.5 JUNIOR SUBORDINATED INDENTURESman Capital Trust 1 • May 14th, 2001 • Life insurance • New York
EXHIBIT 1.1 SMAN CAPITAL TRUST I STANDARD MANAGEMENT CORPORATION ____% PREFERRED SECURITIES (LIQUIDATION AMOUNT $10 PER PREFERRED SECURITY) UNDERWRITING AGREEMENTUnderwriting Agreement • June 27th, 2001 • Sman Capital Trust 1 • Life insurance • New York
1 EXHIBIT 4.3 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • Delaware
EXHIBIT 4.2 TRUST AGREEMENT This Trust Agreement, dated as of May 9, 2001, (this "Trust Agreement"), between Standard Management Corporation, an Indiana corporation (the "Depositor") and Bankers Trust (Delaware), a Delaware banking corporation, as...Trust Agreement • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • Delaware
