Separate Account Va Gny Sample Contracts

FUND PARTICIPATION AGREEMENT Transamerica Life Insurance Company, Transamerica Financial Life Insurance Company, Columbia Funds Variable Insurance Trust I, Columbia Management Advisors, LLC and Columbia Management Distributors, Inc. As of May 1, 2007
Participation Agreement • July 31st, 2007 • Separate Account Va Gny • Massachusetts

THIS PARTICIPATION AGREEMENT (“Agreement”), made and entered into as of this 1ST day of May, 2007, between Transamerica Life Insurance Company, a life insurance company organized under the laws of the State of Iowa; Transamerica Financial Life Insurance Company, a New York life insurance company; (each as the “Insurance Company”), on its own behalf and on behalf of its separate accounts (the “Accounts”); and Columbia Funds VARIABLE INSURANCE TRUST I, an open-end management investment company organized under the laws of the State of Delaware (the “Fund”), COLUMBIA MANAGEMENT ADVISORS, LLC (the “Adviser”), a Delaware limited liability corporation, and COLUMBIA MANAGEMENT DISTRIBUTORS, INC. (the “Distributor”), a Massachusetts corporation.

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WE AGREE
Entire Contract • July 31st, 2007 • Separate Account Va Gny • New York

This contract permits the accumulation of funds on a tax-deferred basis and provides a periodic annuity payment for the life of the annuitant or for a certain period of time. Payments start on the annuity commencement date.

Amendment No. 6 to Participation Agreement among: Variable Insurance Products Fund (VIP) and Transamerica Financial Life Insurance Company
Participation Agreement • December 21st, 2007 • Separate Account Va Gny

Transamerica Financial Life Insurance Company (formerly, AUSA Life Insurance Company, Inc.), Variable Insurance Products Fund, Variable Insurance Products Fund V, and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated August 31, 2000 by doing the following:

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT AMONG OPPENHEIMER AND TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY
Participation Agreement • December 21st, 2007 • Separate Account Va Gny

This Amendment No. 1 is incorporated in and made a part of the Participation Agreement (the “Agreement”) made as of the 1st day of May, 2004 by and among Transamerica Financial Life Insurance Company (hereinafter the “Company”), on its own behalf and on behalf of one or more segregated asset accounts of the Company (hereinafter the “Account”), Oppenheimer Variable Account Funds (hereinafter the “Fund”) and OppenheimerFunds, Inc. (hereinafter the “Adviser”). The following terms and conditions amend the terms of the Agreement and, in the case of any conflict between the terms and conditions of the Agreement and the terms and conditions of this Amendment, the language of this Amendment shall control and govern. All capitalized and abbreviated terms defined in the Agreement shall have the same definitions apply in this Amendment.

AMENDMENT TO PARTICIPATION AGREEMENT AMONG ALLIANCEBERNSTEIN VARIABLE PRODUCTS SERIES FUND, INC. AND TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY
Participation Agreement • July 31st, 2007 • Separate Account Va Gny

Amendment to the Participation Agreement (the “Agreement”), dated as of May 1, 2001, between TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (“Insurer”) (formerly AUSA LIFE INSURANCE COMPANY, INC.); TRANSAMERICA CAPITAL, INC. (replacing AFSG SECURITIES CORPORATION by Amendment and Novation) (“Contracts Distributor”); ALLIANCEBERNSTEIN L.P. (formerly, ALLIANCE CAPITAL MANAGEMENT L.P.) (“Adviser”); and ALLIANCEBERNSTEIN INVESTMENTS, INC. (formerly, ALLIANCEBERNSTEIN INVESTMENT RESEARCH AND MANAGEMENT, INC.) (“Distributor”).

Amendment No. 5 to Participation Agreement among: Variable Insurance Products Fund III (VIP III) and Transamerica Financial Life Insurance Company
Participation Agreement • December 21st, 2007 • Separate Account Va Gny

Transamerica Financial Life Insurance Company (formerly AUSA Life Insurance Company, Inc.), Variable Insurance Products Fund III and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated August 31, 2000, as amended, by doing the following:

The Participation Agreement by and among AIM Variable Insurance Funds and Transamerica Financial Life Insurance Company
Participation Agreement • July 31st, 2007 • Separate Account Va Gny

The Participation Agreement (the “Agreement”), dated as of May 1, 2002, by and among AIM Variable Insurance Funds, a Delaware trust (“AVIF”), Transamerica Financial Life Insurance Company (formerly, AUSA Life Insurance Company, Inc.) (“LIFE COMPANY”) and Transamerica Capital, Inc. (replacing AFSG Securities Corporation by Amendment and Novation), is hereby amended as follows.

AMENDMENT NO. 35 TO PARTICIPATION AGREEMENT AMONG AEGON/TRANSAMERICA SERIES TRUST, TRANSAMERICA LIFE INSURANCE COMPANY, TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, PEOPLES BENEFIT LIFE INSURANCE COMPANY, AND TRANSAMERICA OCCIDENTAL LIFE INSURANCE...
Participation Agreement • July 31st, 2007 • Separate Account Va Gny

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among AEGON/Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), Peoples Benefit Life Insurance Company (“Peoples”), and Transamerica Occidental Life Insurance Company (“TOLIC”) is hereby amended as follows:

Amendment No. 4 to Participation Agreement Franklin Templeton Variable Insurance Products Trust and Transamerica Financial Life Insurance Company
Participation Agreement • July 31st, 2007 • Separate Account Va Gny

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Transamerica Financial Life Insurance Company (the “Company” or “you”), and Transamerica Capital, Inc., your distributor, on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated as of May 1, 2004 and subsequently amended as of May 3, 2004, April 29, 2005, and May 1, 2007 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

Amendment to Participation Agreement among AIM Variable Insurance Funds and Transamerica Financial Life Insurance Company
Participation Agreement • December 21st, 2007 • Separate Account Va Gny

The Participation Agreement (the “Agreement”), dated as of May 1, 2002, by and among AIM Variable Insurance Funds, a Delaware trust (“AVIF”), Transamerica Financial Life Insurance Company (formerly, AUSA Life Insurance Company, Inc.) (“LIFE COMPANY”) and Transamerica Capital, Inc. (replacing AFSG Securities Corporation by Amendment and Novation), is hereby amended as follows.

Amendment No. 7 to Participation Agreement among: Variable Insurance Products Fund II (VIP II) and Transamerica Financial Life Insurance Company
Participation Agreement • December 21st, 2007 • Separate Account Va Gny

Transamerica Financial Life Insurance Company (formerly, AUSA Life Insurance Company, Inc.), Variable Insurance Products Fund II, Variable Insurance Products Fund V, and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated August 31, 2000, by doing the following:

Amendment No. 2 to Participation Agreement among: Janus Aspen Series and Transamerica Financial Life Insurance Company
Fund Participation Agreement • December 21st, 2007 • Separate Account Va Gny

The Participation Agreement dated as of September 15, 2000 between Janus Aspen Series (the “Trust”), and Transamerica Financial Life Insurance Company (formerly, AUSA Life Insurance Company, Inc.) (the “Company”), is hereby amended as follows:

Amendment No.2 to the Participation Agreement by and among MFS VARIABLE INSURANCE TRUST, MASSACHUSETTS FINANCIAL SERVICES COMPANY, and TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY
Participation Agreement • July 31st, 2007 • Separate Account Va Gny

Amendment No.2 to the Participation Agreement, dated as of May 1, 2002, by and among MFS VARIABLE INSURANCE TRUST, MASSACHUSETTS FINANCIAL SERVICES COMPANY, and TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (formerly, AUSA LIFE INSURANCE COMPANY) (the “Agreement”).

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