Uacsc 2000-A Owner Trust Auto Rec Backed Notes Sample Contracts

Uacsc 2000-A Owner Trust Auto Rec Backed Notes – NOTE BALANCE RECONCILIATION DOLLARS (June 22nd, 2000)

UACSC 2000-A UNION ACCEPTANCE CORPORATION (Servicer) May 2000 NOTE BALANCE RECONCILIATION DOLLARS CLASS A-1 CLASS A-2 CLASS A-3 CLASS A-4 ------------- ------------- ------------- ------------- Original Note Balances 30,000,000.00 90,425,000.00 88,175,000.00 57,158,000.00 Beginning Period Note Balances 3,370,682.71 90,425,000.00 88,175,000.00 57,158,000.00 Principal Collections - Scheduled Payments 3,370,682.71 470,899.63 -

Uacsc 2000-A Owner Trust Auto Rec Backed Notes – NOTE BALANCE RECONCILIATION DOLLARS (May 23rd, 2000)

UACSC 2000-A UNION ACCEPTANCE CORPORATION (Servicer) April 2000 NOTE BALANCE RECONCILIATION DOLLARS CLASS A-1 CLASS A-2 CLASS A-3 CLASS A-4 CLASS B ------------ ------------- ------------- ------------- ------------- Original Note Balances 30,000,000.00 90,425,000.00 88,175,000.00 57,158,000.00 16,963,339.00 Beginning Period Note Balances 11,080,666.30 90,425,000.00 88,175,000.00 57,158,000.00 16,963,339.00 Principal Collections - Scheduled Payments

Uacsc 2000-A Owner Trust Auto Rec Backed Notes – NOTE BALANCE RECONCILIATION DOLLARS (April 21st, 2000)

UACSC 2000-A UNION ACCEPTANCE CORPORATION (Servicer) March 2000 NOTE BALANCE RECONCILIATION DOLLARS CLASS A-1 CLASS A-2 CLASS A-3 CLASS A-4 ------------- ------------- ------------- ------------- Original Note Balances 30,000,000.00 90,425,000.00 88,175,000.00 57,158,000.00 Beginning Period Note Balances 20,469,101.52 90,425,000.00 88,175,000.00 57,158,000.00 Principal Collections - Scheduled Payments 3,871,946.75 - - - Principal Col

Uacsc 2000-A Owner Trust Auto Rec Backed Notes – NOTE BALANCE RECONCILIATION DOLLARS (March 23rd, 2000)

UACSC 00-A UNION ACCEPTANCE CORPORATION (Servicer) FEBRUARY 2000 NOTE BALANCE RECONCILIATION DOLLARS CLASS A-1 CLASS A-2 CLASS A-3 CLASS A-4 ------------- ------------- ------------- ------------- Original Note Balances 30,000,000.00 90,425,000.00 88,175,000.00 57,158,000.00 Beginning Period Note Balances 30,000,000.00 90,425,000.00 88,175,000.00 57,158,000.00 Principal Collections - Scheduled Payments 3,414,397.57 - - - Principal Collec

Uacsc 2000-A Owner Trust Auto Rec Backed Notes – TRUST AND SERVICING AGREEMENT, (February 16th, 2000)

UAC SECURITIZATION CORPORATION Seller UNION ACCEPTANCE CORPORATION Servicer and FIRST UNION TRUST COMPANY, NATIONAL ASSOCIATION Owner Trustee TRUST AND SERVICING AGREEMENT, Dated as of February 1, 2000 UACSC 2000-A Owner Trust TABLE OF CONTENTS Page ARTICLE I Creation of Trust........................................1 SECTION 1.01. Name....................................................1 SECTION 1.02. Office..................................................1 SECTION 1.03. Purposes and Powers....................................1

Uacsc 2000-A Owner Trust Auto Rec Backed Notes – INDENTURE (February 16th, 2000)

INDENTURE between UACSC 2000-A OWNER TRUST as Issuer and HARRIS TRUST AND SAVINGS BANK as Indenture Trustee Dated as of February 1, 2000 -1- TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE...................2 SECTION 1.01. Definitions............................................2 SECTION 1.02. Incorporation by Reference of Trust Indenture Act.....15 SECTION 1.03. Rules of Construction.................................15 ARTICLE II THE NOTES..........................................