Jefferson National Life Annuity Account F Sample Contracts

Jefferson National Life Annuity Account F – JEFFERSON NATIONAL LIFE INSURANCE COMPANY (April 19th, 2013)

This endorsement is made a part of and amends the Contract to which it is attached. The purpose of this endorsement is to qualify the Contract as a 403(b) Tax Sheltered Annuity under Section 403(b) of the Code. All definitions, provisions, and exceptions of the Contract apply to this endorsement unless changed by this endorsement. Terms not defined in this endorsement have the meaning given to them in the Contract. In the event that the terms of this endorsement conflict with the Contract, this endorsement shall prevail unless it would cause the Contract to fail to qualify as an insurance contract under state law. The endorsement and Contract shall at all times be interpreted to conform to the requirements of the Code, including for the purpose to qualify the Contract under Section 403(b) of the Code, as applicable.