Pruco Life Insurance of New Jersey Sample Contracts

Pruco Life Insurance of New Jersey – [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Financial company (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Financial company (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – a Prudential Company (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of the Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages. A death benefit is payable before the Annuity Date.

Pruco Life Insurance of New Jersey – Pruco Life Insurance Company of New Jersey Newark, NJ 07102 A Stock Company Subsidiary of The Prudential Insurance Company of America (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – ANNUITANT(S) JOHN DOE XXXXXXXX CONTRACT NUMBER MARY DOE DECEMBER 1, 1996 CONTRACT DATE ANNUITY DATE DECEMBER 1, 2051 AGENCY R-NK 1 ===================== =========================================================== (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the contract, and in consideration of any purchase payment you make and we accept, we will make annuity payments starting on the Annuity Date we show above.

Pruco Life Insurance of New Jersey – [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Financial company (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – Pruco Life Insurance Company of New Jersey Newark, NJ 07102 A Stock Company Subsidiary of The Prudential Insurance Company of America (September 29th, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY 213 Washington Street, Newark, New Jersey 07102 a Prudential Financial company ENDORSEMENT (September 29th, 2017)

This Endorsement is made a part of the Contract to which it is attached and is effective immediately. In the case of a conflict with any provision in the Contract, the provisions of this Endorsement will control. The following hereby amends and supersedes the provisions of the Contract mentioned below.

Pruco Life Insurance of New Jersey – ANNUITANT(S) JOHN DOE XXXXXXXX CONTRACT NUMBER MARY DOE DECEMBER 1, 1996 CONTRACT DATE ANNUITY DATE DECEMBER 1, 2051 AGENCY R-NK 1 ===================== =========================================================== (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the contract, and in consideration of any purchase payment you make and we accept, we will make annuity payments starting on the Annuity Date we show above.

Pruco Life Insurance of New Jersey – [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Financial company (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – Pruco Life Insurance Company of New Jersey Newark, NJ 07102 A Stock Company Subsidiary of The Prudential Insurance Company of America (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY 213 Washington Street, Newark, New Jersey 07102 a Prudential Financial company ENDORSEMENT (August 22nd, 2017)

This Endorsement is made a part of the Contract to which it is attached and is effective immediately. In the case of a conflict with any provision in the Contract, the provisions of this Endorsement will control. The following hereby amends and supersedes the provisions of the Contract mentioned below.

Pruco Life Insurance of New Jersey – [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Financial company (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – a Prudential Company (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of the Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages. A death benefit is payable before the Annuity Date.

Pruco Life Insurance of New Jersey – [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Financial company (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – Pruco Life Insurance Company of New Jersey Newark, NJ 07102 A Stock Company Subsidiary of The Prudential Insurance Company of America (August 22nd, 2017)

This is an annuity contract. Subject to the provisions of the Contract, and in consideration of any Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages.

Pruco Life Insurance of New Jersey – Revised items in 2011 Annual Report on Form 10-K PART II Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (November 29th, 2012)

Management’s Discussion and Analysis of Financial Condition and Results of Operations, or “MD&A,” is omitted pursuant to General Instruction I (2) (a) of Form 10-K. The management narrative for Pruco Life Insurance Company of New Jersey that follows should be read in conjunction with the Forward-looking Statements included below the Table of Contents, “Risk Factors”, and the Financial Statements and related notes included in this Annual Report on Form 10-K.

Pruco Life Insurance of New Jersey – Revised items in 2011 Annual Report on Form 10-K PART II Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (November 28th, 2012)

Management’s Discussion and Analysis of Financial Condition and Results of Operations, or “MD&A,” is omitted pursuant to General Instruction I (2) (a) of Form 10-K. The management narrative for Pruco Life Insurance Company of New Jersey that follows should be read in conjunction with the Forward-looking Statements included below the Table of Contents, “Risk Factors”, and the Financial Statements and related notes included in this Annual Report on Form 10-K.

Pruco Life Insurance of New Jersey – 1 CONTRACT OWNER INFORMATION (February 27th, 2003)

EXHIBIT (4)(d) PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY, STRATEGIC PARTNERS(SM) a Prudential Financial company ANNUITY ONE APPLICATION Flexible Payment Variable Deferred Annuity -------------------------------------------------------------------------------- On these pages, I, you,and your refer to the contract owner. We, us, and our refer to Pruco Life Insurance Company of New Jersey. -------------------------------------------------------------------------------- 1 CONTRACT OWNER INFORMATION Contract number (if any) _____________________________ [ ] Individual [ ] Corporation [ ] UGMA/UTMA [ ] Other TRUST: [ ] Grantor [ ] Revocable [ ] Irrevocable TRUST DATE (mo., day, yr.)_____ _____ _________ If a corporation or trust is indicated above, please check the following as it applies. If neither box is chec

Pruco Life Insurance of New Jersey – 1 CONTRACT Contract number (if any) (October 24th, 2002)

Exhibit 4(b) PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY, STRATEGIC PARTNERS(SM) a Prudential Financial company HORIZON ANNUITY APPLICATION -------------------------------------------------------------------------------- On these pages, I, you, and your refer to the contract owner(s). We, us, and our refer to Pruco Life Insurance Company of New Jersey. -------------------------------------------------------------------------------- 1 CONTRACT Contract number (if any) --------------------------------------- OWNER / / Individual / / Corporation / / UGMA/UTMA / / Other INFORMATION TRUST: / / Grantor / / Revocable / / Irrevocable TRUST DATE (mo., day, yr.) ------------------------------------- If a corporation or

Pruco Life Insurance of New Jersey – PAYMENTS AND VALUES PROVIDED UNDER THIS CONTRACT ARE SUBJECT TO A MARKET VALUE (October 24th, 2002)

EXHIBIT (4) [PRUDENTIAL FINANCIAL LOGO] Pruco Life Insurance Company of New Jersey 751 Broad Street Newark, New Jersey 07102 a Prudential Company This is an annuity contract. Subject to the provisions of the Contract, and in consideration of the Purchase Payments you make and we accept, we will make Annuity Payments starting on the Annuity Date shown on the Contract Data pages. A death benefit is payable before the Annuity Date. PAYMENTS AND VALUES PROVIDED UNDER THIS CONTRACT ARE SUBJECT TO A MARKET VALUE ADJUSTMENT FORMULA, THE OPERATION OF WHICH MAY RESULT IN UPWARD OR DOWNWARD ADJUSTMENTS IN AMOUNTS PAYABLE AND ARE NOT GUARANTEED. THE MARKET VALUE ADJUSTMENT APPLIES TO WITHDRAWALS AND AMOUNTS APPLIED TO PURCHASE AN ANNUITY. HOWEVER, SUCH PAYMENTS MADE BY US WITHIN THE 30 DAYS PRIOR TO T

Pruco Life Insurance of New Jersey – OPTION OPTION INTEREST RATE OPTIONS CODES % VARIABLE INVESTMENT OPTIONS (continued) CODES % ----------------------------------------------------------- ------------------------------------------------------------------------- [1 Year Fixed-Rate Option 1YRFXD SP Davis Value Portfolio VALUE ------------------ ------------------------------------------------------------------------------- ----------------------------------- 7 Year Market Value Adjustment Option 7YRMVA SP Deutsche International Equity Portfolio DEUEQ ----------------------- ------------------------------------------------------------- (November 27th, 2001)

[PRUDENTIAL LOGO] Exhibit 4(a) Pruco Life Insurance Company of New Jersey, STRATEGIC PARTNERS SELECT(SM) a Prudential company VARIABLE ANNUITY APPLICATION Flexible Payment Variable Deferred Annuity -------------------------------------------------------------------------------- [?] On these pages, I, you, and your refer to the contract owner. We, us, and our refer to Pruco Life Insurance Company of New Jersey, a Prudential company. -------------------------------------------------------------------------------- [1] CONTRACT Contract number (if any) 123456789 OWNER INFORMATION [X] Individual [ ] Corporation [ ] UGMA/UTMA [ ] Other TRUST: [ ] Grantor [ ] Revocable [ ] Irrevocable TRUST DATE (mo., day, year) -- -- ---- Name of owner (first, middle initial, last name) John Doe --------------------------------------------------------------- Street Apt. 123 Main Street --------------------------------------------- --------------- City State ZIP code ANYTOWN NJ 07101-0000 --------------------