Separate Acct No 49 of Axa Equitable Life Insurance Co Sample Contracts

FIRST AMENDMENT TO DISTRIBUTION AGREEMENT
Distribution Agreement • August 11th, 2005 • Separate Acct No 49 of the Equit Life Assu Soci of the U S
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FUND PARTICIPATION AGREEMENT AXA EQUITABLE LIFE INSURANCE COMPANY, IVY FUNDS VARIABLE INSURANCE PORTFOLIOS
Fund Participation Agreement • November 16th, 2009 • Separate Acct No 49 of Axa Equitable Life Insurance Co • Delaware
AMONG
Participation Agreement • November 16th, 2009 • Separate Acct No 49 of Axa Equitable Life Insurance Co • Delaware
FORM OF
Participation Agreement • December 5th, 2001 • Separate Acct No 49 of the Equit Life Assu Soci of the U S • New York
PARTICIPATION AGREEMENT
Participation Agreement • November 16th, 2009 • Separate Acct No 49 of Axa Equitable Life Insurance Co
FOURTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • August 11th, 2005 • Separate Acct No 49 of the Equit Life Assu Soci of the U S

FOURTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of November 1, 2004 by and between AXA EQUITABLE LIFE INSURNACE COMPANY (formerly known as The Equitable Life Assurance Society of the United States) ("AXA Equitable"), a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the "General Agent").

ASSUMPTION REINSURANCE AGREEMENT Between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (referred to as the Ceding Company) and EQUITABLE FINANCIAL LIFE AND ANNUITY COMPANY (referred to as the Assuming Company)
Assumption Reinsurance Agreement • April 22nd, 2024 • Separate Account No. 49

THIS ASSUMPTION REINSURANCE AGREEMENT (this “Agreement”) is made and entered into on [ ], 2023 by and between Equitable Financial Life Insurance Company, a New York-domiciled insurance company (the “Ceding Company”), and Equitable Financial Life and Annuity Company, a Colorado-domiciled insurance company (the “Assuming Company”). For purposes of this Agreement, the Ceding Company and the Assuming Company shall each be deemed a “Party” and together the “Parties.”

TWENTIETH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 20th, 2022 • Separate Account No. 49

This TWENTIETH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of September 1, 2021, is by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (f/k/a AXA Equitable Life Insurance Company and prior thereto f/k/ a The Equitable Life Assurance Society of the United States), a New York life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104 (“Equitable Financial”), and EQUITABLE NETWORK, LLC (f/k/a AXA Network, LLC), a Delaware limited liability company having offices at 1290 Avenue of the Americas, New York, New York 10104 (“General Agent”).

ENDORSEMENT APPLICABLE TO IRA CONTRACTS
Ira Contracts • August 20th, 2008 • Separate Acct No 49 of Axa Equitable Life Insurance Co
Owner: Annuitant: [JOHN DOE] [JOHN DOE] [Joint Owner: [Joint Annuitant: [DORIS DOE]] [DORIS DOE]] Contract Number: Contract Date: [00000] [January 1, 2016]
Separate Acct No 49 of Axa Equitable Life Insurance Co • December 23rd, 2015

This is the entire Contract. This Contract is issued in return for the Contributions made to us under this Contract. This Contract becomes effective on the Contract Date. The Annuitant and the Owner must be living on the Contract Date.

TWENTY SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 22nd, 2024 • Separate Account No. 49

This TWENTY SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of November 13, 2023, is by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (f/k/a AXA Equitable Life Insurance Company and prior thereto f/k/a The Equitable Life Assurance Society of the United States), a New York life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104 (“Equitable Financial”), and EQUITABLE NETWORK, LLC (f/k/a AXA Network, LLC), a Delaware limited liability company having offices at 1290 Avenue of the Americas, New York, New York 10104 (“General Agent”).

FUND PARTICIPATION AGREEMENT AXA EQUITABLE LIFE INSURANCE COMPANY, LAZARD RETIREMENT SERIES, INC.
Fund Participation Agreement • November 16th, 2009 • Separate Acct No 49 of Axa Equitable Life Insurance Co • Delaware
PARTICIPATION AGREEMENT
Participation Agreement • December 2nd, 2010 • Separate Acct No 49 of Axa Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 27th day of August, 2010, by and among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); Lord Abbett Series Fund, Inc. (the "Fund") a Maryland Corporation, on its behalf and on behalf of each separate investment series thereof, whether existing as of the date above or established subsequent thereto, (each a "Portfolio" and collectively, the "Portfolios") Lord Abbett Distributor LLC, a New York limited liability company (the "Distributor").

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SECOND AMENDMENT TO DISTRIBUTION AGREEMENT
Distribution Agreement • April 24th, 2012 • Separate Acct No 49 of Axa Equitable Life Insurance Co

THIS SECOND AMENDMENT TO DISTRIBUTION AGREEMENT dated as of January 1, 2012 by and between AXA EQUITABLE LIFE INSURANCE COMPANY, formerly known as The Equitable Life Assurance Society of the United States, for itself and as depositor on behalf of the AXA Equitable Life separate accounts more particularly described in the Distribution Agreement (“AXA Equitable Life”) and AXA DISTRIBUTORS, LLC, successor by merger to Equitable Distributors, Inc. (the “Distributor”).

PARTICIPATION AGREEMENT
Participation Agreement • December 2nd, 2010 • Separate Acct No 49 of Axa Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 1st day of September, 2010, by and between AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”) and Rydex Distributors, LLC (the “Distributor”), a Kansas limited liability company.

AMENDED AND RESTATED AGREEMENT FOR COOPERATIVE AND JOINT USE OF PERSONNEL, PROPERTY AND SERVICES BETWEEN EQUITABLE FINANCIAL LIFE INSURANCE COMPANY AND EQUITABLE DISTRIBUTORS, LLC
And Restated Agreement for Cooperative and Joint • April 22nd, 2024 • Separate Account No. 49

This Amended and Restated Agreement (this “Agreement”) is made as of the 1st day of November 2023 (the “Effective Date”) between Equitable Financial Life Insurance Company, a New York stock life insurance company (“Equitable Financial”) and Equitable Distributors, LLC, a Delaware limited liability company (“Equitable Distributors”).

FIRST AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 24th, 2012 • Separate Acct No 49 of Axa Equitable Life Insurance Co

FIRST AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of January 1, 2003 by and between THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES (“Equitable”), a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the “General Agent”).

SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 24th, 2012 • Separate Acct No 49 of Axa Equitable Life Insurance Co

SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of January 1, 2004 by and between THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES (“Equitable”), a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the “General Agent”).

FIFTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 24th, 2012 • Separate Acct No 49 of Axa Equitable Life Insurance Co

FIFTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of November 1, 2006 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (formerly known as The Equitable Life Assurance Society of the United States) (“AXA Equitable”), a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the “General Agent”).

AMENDED AND RESTATED DISTRIBUTION AGREEMENT
And Restated Distribution Agreement • April 22nd, 2024 • Separate Account No. 49

AMENDED AND RESTATED DISTRIBUTION AGREEMENT, dated as of November 1, 2023 by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY, a New York company, for itself (“Equitable Financial”) and as depositor on behalf of the Equitable Financial separate accounts more particularly described herein (the “Separate Accounts”) and EQUITABLE DISTRIBUTORS, LLC (the “Distributor” or “EDL”).

NINTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 24th, 2012 • Separate Acct No 49 of Axa Equitable Life Insurance Co

NINTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of November 1, 2011 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (“AXA Equitable”), formerly known as The Equitable Life Assurance Society of the United States, a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the “General Agent”).

ENDORSEMENT APPLICABLE TO TSA CONTRACTS
Tsa Contracts • November 16th, 2005 • Separate Acct No 49 of Axa Equitable Life Insurance Co
SIXTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 24th, 2012 • Separate Acct No 49 of Axa Equitable Life Insurance Co

SIXTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of February 15, 2008 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (“AXA Equitable”), formerly known as The Equitable Life Assurance Society of the United States, a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the “General Agent”).

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