Common use of Your Certifications Clause in Contracts

Your Certifications. i. You certify that you will order one of the Equifax Products, which are consumer reports as defined by the federal Fair Credit Reporting Act, 15 U.S.C. 1681 et seq. ("FCRA"), only when you intend to use that consumer report information in accordance with the FCRA and all state law counterpart, and for the following permissible purpose: to fulfill your obligations under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 regarding review of a consumer that has engaged you for bankruptcy filing purposes, in accordance with the written instructions of the consumer to whom the consumer report relates. You will use each consumer report ordered under this Addendum for the foregoing purpose and for no other purpose (including, without limitation, any of the other permissible purposes permitted under the FCRA). ii. With each request for a consumer report, you will obtain a signed and dated hard-copy Consumer Authorization and Release Form (provided by CIN LEGAL) and copy of a photo ID from the consumer as well as an electronic certification of consumer iii. You certify that you have read the “Notice to Users of Consumer Reports, Obligations of Users under the FCRA" published at 12 C.F.R. Appendix N to Part 1022 and will comply with the same; and that you will comply with applicable provisions of the FCRA, Federal Equal Credit Opportunity Act, ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act as well as any amendments to them, all state law counterparts of them, and all applicable regulations promulgated under any of them including, without limitation, any provisions requiring adverse action notification to the consumer. iv. You recognize and understand that the FCRA provides that anyone "who knowingly and willfully obtains information on a consumer from a consumer reporting agency (such as Equifax) under false pretenses shall be fined under ▇▇▇▇▇ ▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇▇ Code, imprisoned for not more than two (2) years, or both." Equifax may periodically audit you regarding your compliance with the FCRA and other certifications in this section. Audits will be conducted by mail whenever possible and will require you to provide documentation as to permissible use of particular consumer reports. You give your consent to CIN LEGAL and Equifax to conduct such audits and agree that any failure to cooperate fully and promptly in the conduct of any audit, or your material breach of this Section XXI, constitute grounds for immediate suspension of service or termination of your access to CCP containing Equifax data. If Equifax requires CIN LEGAL to terminate your access to CCP containing Equifax data due to the conditions in the preceding sentence, you unconditionally release and agree to hold harmless and indemnify both CIN LEGAL and Equifax from and against any and all liabilities of whatever kind or nature that may arise from or relate to such termination, and covenant that you will not assert any claim or cause of action of any kind or nature against CIN LEGAL or Equifax in connection with such termination.

Your Certifications. i. You certify that you will order one of the Equifax Products, which are consumer reports as defined by the federal Fair Credit Reporting Act, 15 U.S.C. 1681 et seq. ("FCRA"), only when you intend to use that consumer report information in accordance with the FCRA and all state law counterpart, and for the following permissible purpose: to fulfill your obligations under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 regarding review of a consumer that has engaged you for bankruptcy filing purposes, in accordance with the written instructions of the consumer to whom the consumer report relates. You will use each consumer report ordered under this Addendum for the foregoing purpose and for no other purpose (including, without limitation, any of the other permissible purposes permitted under the FCRA). ii. With each request for a consumer report, you will obtain a signed and dated hard-copy Consumer Authorization and Release Form (provided by CIN LEGAL) and copy of a photo ID from the consumer as well as an electronic certification of consumerconsumer consent for use solely for bankruptcy filing purposes and no other purpose; provide CIN LEGAL with a copy of each written hard-copy authorization form and photo ID copy by fax or email; and maintain copies of such written hard-copy consumer authorizations and photo IDs for five (5) years after the date of the request for consumer report information. In addition to any other audit rights set forth in this section, Equifax may review such consumer authorizations upon request and contact consumers to confirm their consent. iii. You certify that you have read the “Notice to Users of Consumer Reports, Obligations of Users under the FCRA" published at 12 C.F.R. Appendix N to Part 1022 and will comply with the same; and that you will comply with applicable provisions of the FCRA, Federal Equal Credit Opportunity Act, ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act as well as any amendments to them, all state law counterparts of them, and all applicable regulations promulgated under any of them including, without limitation, any provisions requiring adverse action notification to the consumer. iv. You recognize and understand that the FCRA provides that anyone "who knowingly and willfully obtains information on a consumer from a consumer reporting agency (such as Equifax) under false pretenses shall be fined under ▇▇▇▇▇ ▇▇Title 18, ▇▇▇▇▇▇ ▇▇▇▇▇▇ United States Code, imprisoned for not more than two (2) years, or both." Equifax may periodically audit you regarding your compliance with the FCRA and other certifications in this section. Audits will be conducted by mail whenever possible and will require you to provide documentation as to permissible use of particular consumer reports. You give your consent to CIN LEGAL and Equifax to conduct such audits and agree that any failure to cooperate fully and promptly in the conduct of any audit, or your material breach of this Section XXI, constitute grounds for immediate suspension of service or termination of your access to CCP containing Equifax data. If Equifax requires CIN LEGAL to terminate your access to CCP containing Equifax data due to the conditions in the preceding sentence, you unconditionally release and agree to hold harmless and indemnify both CIN LEGAL and Equifax from and against any and all liabilities of whatever kind or nature that may arise from or relate to such termination, and covenant that you will not assert any claim or cause of action of any kind or nature against CIN LEGAL or Equifax in connection with such termination.

Your Certifications. i. You certify that you will order one of the Equifax Products, which are consumer reports as defined by the federal Fair Credit Reporting Act, 15 U.S.C. 1681 et seq. ("FCRA"), only when you intend to use that consumer report information in accordance with the FCRA and all state law counterpart, and for the following permissible purpose: to fulfill your obligations under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 regarding review of a consumer that has engaged you for bankruptcy filing purposes, in accordance with the written instructions of the consumer to whom the consumer report relates. You will use each consumer report ordered under this Addendum for the foregoing purpose and for no other purpose (including, without limitation, any of the other permissible purposes permitted under the FCRA). ii. With each request for a consumer report, you will obtain a signed and dated hard-copy Consumer Authorization and Release Form (provided by CIN LEGAL) and copy of a photo ID from the consumer as well as an electronic certification of consumerconsumer consent for use solely for bankruptcy filing purposes and no other purpose; provide CIN LEGAL with a copy of each written hard-copy authorization form and photo ID copy by fax or email; and maintain copies of such written hard-copy consumer authorizations and photo IDs for five (5) years after the date of the request for consumer report information. In addition to any other audit rights set forth in this section, Equifax may review such consumer authorizations upon request and contact consumers to confirm their consent. iii. You certify that you have read the “Notice to Users of Consumer Reports, Obligations of Users under the FCRA" published at 12 C.F.R. Appendix N to Part 1022 and will comply with the same; and that you will comply with applicable provisions of the FCRA, Federal Equal Credit Opportunity Act, ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act as well as any amendments to them, all state law counterparts of them, and all applicable regulations promulgated under any of them including, without limitation, any provisions requiring adverse action notification to the consumer. iv. You recognize and understand that the FCRA provides that anyone "who knowingly and willfully obtains information on a consumer from a consumer reporting agency (such as Equifax) under false pretenses shall be fined under ▇▇▇▇▇ ▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇▇ Code, imprisoned for not more than two (2) years, or both." Equifax may periodically audit you regarding your compliance with the FCRA and other certifications in this section. Audits will be conducted by mail whenever possible and will require you to provide documentation as to permissible use of particular consumer reports. You give your consent to CIN LEGAL and Equifax to conduct such audits and agree that any failure to cooperate fully and promptly in the conduct of any audit, or your material breach of this Section XXI, constitute grounds for immediate suspension of service or termination of your access to CCP containing Equifax data. If Equifax requires CIN LEGAL to terminate your access to CCP containing Equifax data due to the conditions in the preceding sentence, you unconditionally release and agree to hold harmless and indemnify both CIN LEGAL and Equifax from and against any and all liabilities of whatever kind or nature that may arise from or relate to such termination, and covenant that you will not assert any claim or cause of action of any kind or nature against CIN LEGAL or Equifax in connection with such termination.