Common use of Your banking Clause in Contracts

Your banking. This Part 2 of the Agreement applies to the different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit or cheque card to transact on your Account; • a credit card to carry out transactions using a credit facility; e- Banking to access and transact on your Account via the internet or cellphone; • CashSend to transfer money within South Africa to a recipient who withdraws the money at one of our ATMs; • NotifyMe to stay up to date with transactions on your Account; • telephone banking to make enquiries and to give us instructions for transactions by telephone including interactive voice response self-service; and • a garage card linked to your bank account or to your credit card account to carry out transactions related to fuel, parts, tollgates and services. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit, cheque and credit cards (and garage cards where relevant) as ‘your Card’, and the term ‘Account’ includes a credit card account.

Your banking. This Part 2 of the Agreement applies to the different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit or cheque card to transact on your Account; • a credit card to carry out transactions using a credit facility; e- Banking to access and transact on your Account via the internet or cellphone; • CashSend to transfer money within South Africa to a recipient who withdraws the money at one of our ATMs; • NotifyMe to stay up to date with transactions on your Account; • telephone banking to make enquiries and to give us instructions for transactions by telephone including interactive voice response self-self- service; and • a garage card linked to your bank account or to your credit card account to carry out transactions related to fuel, parts, tollgates and services. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit, cheque and credit cards (and garage cards where relevant) as ‘your Card’, and the term ‘Account’ includes a credit card account.