Common use of Your Authorized Users Clause in Contracts

Your Authorized Users. Through his or her Access Credentials, an Authorized User can access Digital Banking’s functions, subject however to restrictions imposed by Digital Banking itself or by your CSA (as permitted by Digital Banking’s self-administration functionality). Limits on an Authorized User’s access may include restricting an Authorized User to or from particular Eligible Accounts; to or from particular functions; dollar limits; viewing but not transacting in Eligible Accounts; transactions requiring prior or secondary authorization by another Authorized User. We may from time to time change the available types of limits. An Authorized User is your agent for receiving notices from us regarding any transfer, transaction or other instruction submitted to Digital Banking by that Authorized User or another Authorized User. That agency includes but is not limited to receiving (in paper or electronic delivery) any disclosures that we may be required by law to provide to you (including consumers) in writing. You represent that each individual who is issued Access Credentials by your CSA, or by us at the request of you or your CSA, has general authority from you to view and transact in the Eligible Accounts associated with that person’s Access Credentials (unless those credentials are limited to view only) and to otherwise exercise the capabilities associated with that person’s Access Credentials An Authorized User’s Access Credentials shall remain in place until (A) you deliver formal written notice of revocation to us, (B) you notify us by calling the Customer Service phone number stated in this Agreement, or (C) those Access Credentials are revoked online by a CSA using Digital Banking’s self-administration functionality; but in each case we shall have a commercially reasonable time and opportunity to act upon that written notice or online revocation. In addition, we may revoke or refuse to accept any User’s Access Credentials at any time without prior notice. Authorized Users may be allowed to change their Access Credentials.