Common use of You, Your Clause in Contracts

You, Your. The Owner of this contract. The terms You and Your may not be capitalized throughout this contract. The term “Contract Owner” may also be used to mean Owner in some endorsements or riders. The period of time beginning on the Issue Date and before you begin Annuity Payments. The Accumulation Phase ends on the earliest of the following. • The Business Day we process your request for a Full Withdrawal. • The Business Day before the Annuity Date. • The Business Day that the Service Center first receives a Valid Claim from any one Beneficiary upon the death of an Owner (or Annuitant if the Owner is a non-individual), unless this contract is continued by the deceased Owner’s spouse. The Contract Value minus any Premium Tax paid by us. An individual’s age on his or her most recent birthday, unless otherwise specified.

You, Your. The Owner of this contract. The terms You and Your may not be capitalized throughout this contract. The term “Contract Owner” may also be used to mean Owner in some endorsements or riders. The period of time beginning on the Issue Date and before you begin Annuity Payments. The Accumulation Phase ends on the earliest of the following. • · The Business Day we process your request for a Full Withdrawal. • · The Business Day before the Annuity Date. • · The Business Day that the Service Center first receives a Valid Claim from any one Beneficiary all Beneficiaries upon the death of an Owner (or Annuitant if the Owner is a non-individual), unless this contract is continued by the deceased Owner’s spouse. The Contract Value minus any Premium Tax paid by us. An individual’s age on his or her most recent birthday, unless otherwise specified. The Variable Options and Index Options available to you.

You, Your. The Owner of this contract. The terms You and Your may not be capitalized throughout this contract. The term “"Contract Owner” " may also be used to mean Owner in some endorsements or riders. The period of time beginning on the Issue Date and before you begin Annuity Payments. The Accumulation Phase ends on the earliest of the following. • · The Business Day we process your request for a Full Withdrawal. • · The Business Day before the Annuity Date. • · The Business Day that the Service Center first receives a Valid Claim from any one Beneficiary all the Beneficiaries upon the death of an Owner (or Annuitant if the Owner is a non-individual), unless this contract is continued by the deceased Owner’s 's spouse. The Contract Value minus any Premium Tax paid by us. An individual’s 's age on his or her most recent birthday, unless otherwise specified. The Variable Options and Index Options available to you.

You, Your. The Owner of this contract. The terms You and Your may not be capitalized throughout this contract. The term “Contract Owner” may also be used to mean Owner in some endorsements or riders. The period of time beginning on the Issue Date and before you begin Annuity Payments. The Accumulation Phase ends on the earliest of the following. • The Business Day we process your request for a Full Withdrawal. • The Business Day before the Annuity Date. • The Business Day that the Service Center first receives a Valid Claim from any one Beneficiary all the Beneficiaries upon the death of an Owner (or Annuitant if the Owner is a non-individual), unless this contract is continued by the deceased Owner’s spouse. The Contract Value minus any Premium Tax paid by us. An individual’s age on his or her most recent birthday, unless otherwise specified. The Variable Options and Index Options available to you.

You, Your. The Owner of this contract. The terms You and Your may not be capitalized throughout this contract. The term “Contract Owner” may also be used to mean Owner in some endorsements or riders. The period of time beginning on the Issue Date and before you begin Annuity Payments. The Accumulation Phase ends on the earliest of the following. • The Business Day we process your request for a Full Withdrawal. • The Business Day before the Annuity Date. • The Business Day that the Service Center first receives a Valid Claim from any one Beneficiary all Beneficiaries upon the death of an Owner (or Annuitant if the Owner is a non-individual), unless this contract is continued by the deceased Owner’s spouse. The Contract Value minus any Premium Tax paid by us. An individual’s age on his or her most recent birthday, unless otherwise specified. The Variable Options and Index Options available to you.

You, Your. The Owner of this contract. The terms You and Your may not be capitalized throughout this contract. The term “Contract Owner” may also be used to mean Owner in some endorsements or riders. The period of time beginning on the Issue Date and before you begin Annuity Payments. The Accumulation Phase ends on the earliest of the following. • The Business Day we process your request for a Full Withdrawal. • The Business Day before the Annuity Date. • The Business Day that the Service Center first receives a Valid Claim from any one Beneficiary all the Beneficiaries upon the death of an Owner (or Annuitant if the Owner is a non-individual), unless this contract is continued by the deceased Owner’s spouse. The Contract Value minus any Premium Tax paid by us. An individual’s age on his or her the individual’s most recent birthday, unless otherwise specified. The Variable Options and Index Options available to you.