Common use of Yield Protection Clause in Contracts

Yield Protection. 66 4.2 Changes in Capital Adequacy Regulations..................................67 4.3 Availability of Types of Advances........................................68 4.4 Funding Indemnification..................................................68 4.5 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70

Yield Protection. 66 44 4.2 Changes in Capital Adequacy Regulations..................................67 .....................45 4.3 Availability of Types of Advances........................................68 ...........................45 4.4 Funding Indemnification..................................................68 .....................................45 4.5 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70....................46

Yield Protection. 66 4.2 37 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .....................38 3.3. Availability of Types of Advances........................................68 4.4 ...........................39 3.4. Funding Indemnification..................................................68 4.5 .....................................39 3.5. Taxes.......................................................39 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70....................41 3.7.

Yield Protection. 66 4.2 35 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................................36 3.3. Availability of Types of Advances........................................68 4.4 ..........................................................37 3.4. Funding Indemnification..................................................68 4.5 ....................................................................37 3.5. Taxes......................................................................................37 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...................................................39

Yield Protection. 66 4.2 29 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................29 3.3. Availability of Types of Advances........................................68 4.4 ..............................................................30 3.4. Funding Indemnification..................................................68 4.5 ........................................................................30 3.5. Taxes..........................................................................................30 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................................................32

Yield Protection. 66 4.2 31 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..........................32 3.3. Availability of Types of Advances........................................68 4.4 ................................33 3.4. Funding Indemnification..................................................68 4.5 ..........................................33 3.5. Taxes............................................................33 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.........................35

Yield Protection. 66 4.2 27 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..............................................................28 3.3. Availability of Types of Advances........................................68 4.4 ....................................................................29 3.4. Funding Indemnification..................................................68 4.5 ..............................................................................29 3.5. Taxes................................................................................................29 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.............................................................31

Yield Protection. 66 4.2 19 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ......................................................20 3.3. Availability of Types of Advances........................................68 4.4 ............................................................21 3.4. Funding Indemnification..................................................68 4.5 ......................................................................21 3.5. Taxes........................................................................................21 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.....................................................23

Yield Protection. 66 4.2 30 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 Regulations .......................31 3.3. Availability of Types of Advances........................................68 4.4 Advances .............................31 3.4. Funding Indemnification..................................................68 4.5 Indemnification .......................................31 3.5. Taxes .........................................................31 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70Indemnity ......................33 3.7. Trust Preferred Securities ....................................33 3.8. Securitizations ...............................................33

Yield Protection. 66 4.2 29 3.02. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................30 3.03. Availability of Types of Advances........................................68 4.4 ..............................................................31 3.04. Funding Indemnification..................................................68 4.5 ........................................................................31 3.05. Taxes..........................................................................................31 3.06. Lender Statements; Survival of Indemnity.................................68 .......................................................33 ARTICLE V: IV CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70

Yield Protection. 66 4.2 33 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................34 3.3. Availability of Types of Advances........................................68 4.4 ..............................................................34 3.4. Funding Indemnification..................................................68 4.5 ........................................................................35 3.5. Taxes..........................................................................................35 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................................................37

Yield Protection. 66 4.2 33 3.2 Changes in Capital Adequacy Regulations..................................67 4.3 Regulations ...........................................................33 3.3 Availability of Types of Advances........................................68 4.4 Advances ........................................................................34 3.4 Funding Indemnification..................................................68 4.5 ........................................................................................34 3.5 Taxes ................................................................................................................. ....34 3.6 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 EffectivenessIndemnity ............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................7036

Yield Protection. 66 4.2 48 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................... 49 4.3. Availability of Types of Advances........................................68 4.4 ................................................................. 50 4.4. Funding Indemnification..................................................68 4.5 ........................................................................... 50 4.5. Lender Statements; Survival of Indemnity.................................68 .......................................................... 50 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 .............................................................................. 50 5.1. Conditions to Closing............................................................................. 50 5.2. Each Advance and Letter of Credit................................................................. 52 5.3. Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................................................... 53

Yield Protection. 66 4.2 23 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................... 24 3.3. Availability of Types of Advances........................................68 4.4 ................................................. 24 3.4. Funding Indemnification..................................................68 4.5 ........................................................... 24 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................................... 25 i 3

Yield Protection. 66 4.2 20 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .....................21 3.3. Availability of Types of Advances........................................68 4.4 ...........................21 3.4. Funding Indemnification..................................................68 4.5 .....................................21 3.5. Taxes.......................................................21 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70....................23

Yield Protection. 66 4.2 33 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ............................. 34 3.3. Availability of Types of Advances........................................68 4.4 ................................... 34 3.4. Funding Indemnification..................................................68 4.5 ............................................. 34 3.5. Taxes ........................................................... 34 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70............................ 36

Yield Protection. 66 4.2 41 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 Availability of Types of Advances........................................68 4.4 ..................................................................41 4.3. Funding Indemnification..................................................68 4.5 ..................................................................................42 4.4. Lender Statements; , Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary .................................................................42 4.5. Limitation on the Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70's Liability..................................................................43

Yield Protection. 66 4.2 16 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................... 17 3.3. Availability of Types of Advances........................................68 4.4 ................................................................. 17 3.4. Funding Indemnification..................................................68 4.5 ........................................................................... 17 3.5. Taxes............................................................................................. 18 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................................................... 19

Yield Protection. 66 4.2 23 SECTION 3.02. Changes in Capital Adequacy Regulations..................................67 4.3 ........................ 24 SECTION 3.03. Availability of Types of Advances........................................68 4.4 .............................. 25 SECTION 3.04. Funding Indemnification..................................................68 4.5 ........................................ 25 SECTION 3.05. Taxes.......................................................... 25 SECTION 3.06. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70....................... 27

Yield Protection. 66 4.2 37 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................... 37 3.3. Availability of Types of Advances........................................68 4.4 ................................. 38 3.4. Funding Indemnification..................................................68 4.5 ........................................... 38 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................... 38 3.6.

Yield Protection. 66 4.2 41 SECTION 3.02. Changes in Capital Adequacy Regulations..................................67 4.3 .........................................41 SECTION 3.03. Availability of Types of Advances........................................68 4.4 ...............................................42 SECTION 3.04. Funding Indemnification..................................................68 4.5 .........................................................43 SECTION 3.05. Lender Statements; Limit on Retroactivity; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................43 SECTION 3.06.

Yield Protection. 66 4.2 19 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ............................................................20 3.3. Availability of Types of Advances........................................68 4.4 ..................................................................21 3.4. Funding Indemnification..................................................68 4.5 ............................................................................21 3.5. Taxes..............................................................................................21 3.6. Lender Statements; Survival of Indemnity.................................68 ...........................................................23 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70IV

Yield Protection. 66 4.2 39 3.2 Changes in Capital Adequacy Regulations..................................67 4.3 .......................................................40 3.3 Availability of Types of Advances........................................68 4.4 .............................................................41 3.4 Funding Indemnification..................................................68 4.5 .......................................................................41 3.5 Taxes.........................................................................................41 3.6 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70......................................................43

Yield Protection. 66 4.2 35 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .............................36 3.3. Availability of Types of Advances........................................68 4.4 ...................................37 3.4. Funding Indemnification..................................................68 4.5 .............................................37 3.5. Taxes...............................................................37 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70............................39

Yield Protection. 66 4.2 21 4.8. Changes in Capital Adequacy Regulations..................................67 4.3 .........................21 4.9. Availability of Types of Advances........................................68 4.4 ...............................22 4.10. Funding Indemnification..................................................68 4.5 Lender ........................................22 4.11. Bank Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.........................22 SECTION 5. Security...........................................................22 5.1

Yield Protection. 66 4.2 24 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..........................................................25 3.3. Availability of Types of Advances........................................68 4.4 ................................................................25 3.4. Funding Indemnification..................................................68 4.5 Lender ..........................................................................26 3.5. Taxes............................................................................................26 3.6. Bank Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...........................................................26

Yield Protection. 66 4.2 38 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................................... 38 4.3. Availability of Types of LIBOR Advances........................................68 4.4 ................................................................ 39 4.4. Funding Indemnification..................................................68 4.5 ....................................................................... 39 4.5. Taxes......................................................................................... 39 4.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ...................................................... 42 4.7. Replacement of Credit...................................70Lenders under Certain Circumstances............................................ 42 Article V.

Yield Protection. 66 4.2 38 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................... 39 3.3. Availability of Types of Advances........................................68 4.4 ................................. 39 3.4. Funding Indemnification..................................................68 4.5 ........................................... 39 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................... 40

Yield Protection. 66 4.2 17 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................18 3.3. Availability of Types of Advances........................................68 4.4 ..............................................................18 3.4. Funding Indemnification..................................................68 4.5 ........................................................................19 3.5. Taxes..........................................................................................19 3.6. Lender Statements; Survival of Indemnity.................................68 .......................................................20 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70IV

Yield Protection. 66 4.2 41 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .............................................. 42 3.3. Availability of Types of Advances........................................68 4.4 .................................................... 42 3.4. Funding Indemnification..................................................68 4.5 .............................................................. 42 3.5. Taxes................................................................................ 42 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70............................................. 44

Yield Protection. 66 4.2 34 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .................................35 3.3. Availability of Types of Advances........................................68 4.4 .......................................36 3.4. Funding Indemnification..................................................68 4.5 .................................................36 3.5. Taxes...................................................................36 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ................................38 3.7. Effect of Credit...................................70Yield Protection..............................................39

Yield Protection. 66 4.2 53 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 ............................................................54 4.3. Availability of Types of Advances........................................68 4.4 ..................................................................55 4.4. Funding Indemnification..................................................68 4.5 ............................................................................55 4.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...........................................................55

Yield Protection. 66 4.2 31 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ...........................................32 3.3. Availability of Types of Advances........................................68 4.4 .................................................33 3.4. Funding Indemnification..................................................68 4.5 ...........................................................33 3.5. Taxes.............................................................................33 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70..........................................35 3.7.

Yield Protection. 66 4.2 49 ---------------- 3.2 Changes in Capital Adequacy Regulations..................................67 4.3 ........................................................49 --------------------------------------- 3.3 Availability of Types of Advances........................................68 4.4 ..............................................................50 --------------------------------- 3.4 Funding Indemnification..................................................68 4.5 ........................................................................50 ----------------------- 3.5 Taxes..........................................................................................50 ----- 3.6 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................................................52 ----------------------------------------

Yield Protection. 66 4.2 33 3.2 Changes in Capital Adequacy Regulations..................................67 4.3 ..............................................34 3.3 Availability of Types of Advances........................................68 4.4 ..........................................................34 3.4 Funding Indemnification..................................................68 4.5 Indemnification .............................................................35 3.5 Taxes .................................................................................................35 3.6 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................................................36

Yield Protection. 66 4.2 23 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................... 24 4.3. Availability of Types of LIBOR Advances........................................68 4.4 .................................................... 25 4.4. Funding Indemnification..................................................68 4.5 ........................................................... 25 4.5. Lender Statements; Survival of Indemnity.................................68 .......................................... 25 -i- TABLE OF CONTENTS ----------------- (CONT'D) ARTICLE V: V CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to ....................................................................... 25 5.1. Effective Date.................................................................... 25 5.2. Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70Advance...................................................................... 28

Yield Protection. 66 4.2 32 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .....................................................33 3.3. Availability of Types of Advances........................................68 4.4 ...........................................................34 3.4. Funding Indemnification..................................................68 4.5 .....................................................................34 3.5. Taxes.......................................................................................34 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70....................................................36

Yield Protection. 66 4.2 41 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .................................... 42 3.3. Availability of Types of Advances........................................68 4.4 .......................................... 42 3.4. Funding Indemnification..................................................68 4.5 .................................................... 43 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................................... 43 3.6. Taxes...................................................................... 43 3.7.

Yield Protection. 66 4.2 31 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ................................................32 3.3. Availability of Types of Advances........................................68 4.4 ......................................................33 3.4. Funding Indemnification..................................................68 4.5 ................................................................33 3.5. Taxes..................................................................................33 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...............................................35 3.7.

Yield Protection. 66 4.2 54 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 ................................................... 55 4.3. Availability of Types of Advances........................................68 4.4 ......................................................... 55 4.4. Funding Indemnification..................................................68 4.5 ................................................................... 55 4.5. Lender Statements; Survival of Indemnity.................................68 .................................................. 56 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 ....................................................................... 57 5.1. Initial Advances and Letters of Credit.................................................... 57 5.2. Each Advance and Letter of Credit......................................................... 58 5.3. Initial Advance to Each New Subsidiary Alternate Currency Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................................... 58

Yield Protection. 66 4.2 39 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .................................................................40 3.3. Availability of Types of Advances........................................68 4.4 .......................................................................40 3.4. Funding Indemnification..................................................68 4.5 .................................................................................41 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ................................................................41 3.6. Taxes...................................................................................................41 3.7. Substitution of Credit...................................70Lender..................................................................................43

Yield Protection. 66 4.2 38 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................................... 39 3.3. Availability of Types of Advances........................................68 4.4 ................................................. 39 3.4. Funding Indemnification..................................................68 4.5 ........................................................... 40 3.5. Taxes............................................................................. 40 3.6. Lender Statements; Survival of Indemnity.................................68 .......................................... 42 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70IV

Yield Protection. 66 4.2 54 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 ............................55 4.3. Availability of Types of Advances........................................68 4.4 ..................................56 4.4. Funding Indemnification..................................................68 4.5 ............................................56 4.5. Lender Statements; Survival of Indemnity.................................68 ...........................56 4.6. Non-U.S. Reserve Costs or Fees.....................................57 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 57 5.1. Initial Advances and Letters of Credit.............................57 5.2. Each Advance and Letter of Credit..................................59 5.3. Initial Advance to Each New Subsidiary Alternate Currency Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70............59

Yield Protection. 66 4.2 29 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ................................................... 30 3.3. Availability of Types of Advances........................................68 4.4 ......................................................... 31 3.4. Funding Indemnification..................................................68 4.5 ................................................................... 31 3.5. Taxes..................................................................................... 31 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.................................................. 33

Yield Protection. 66 4.2 31 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .....................31 3.3. Availability of Types of Advances........................................68 4.4 ...........................32 3.4. Funding Indemnification..................................................68 4.5 .....................................32 3.5. Taxes.......................................................32 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ....................34 3.7. Substitution of Credit...................................70Lender......................................34

Yield Protection. 66 4.2 19 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .............................................20 3.3. Availability of Types of Advances........................................68 4.4 ...................................................21 3.4. Funding Indemnification..................................................68 4.5 .............................................................21 3.5. Taxes...............................................................................21 3.6. Lender Statements; Survival of Indemnity.................................68 ............................................23 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70IV

Yield Protection. 66 4.2 41 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ...........................................42 3.3. Availability of Types of Advances........................................68 4.4 Advances ................................................42 3.4. Funding Indemnification..................................................68 4.5 ...........................................................42 3.5. Taxes.............................................................................43 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70..........................................45 3.7.

Yield Protection. 66 4.2 32 3.3. Changes in Capital Adequacy Regulations..................................67 4.3 ............................................... 33 3.4. Availability of Types of Advances........................................68 4.4 ..................................................... 34 3.5. Funding Indemnification..................................................68 4.5 ............................................................... 34 3.6. Mitigation of Additional Costs or Adverse Circumstances............................... 34 3.7. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.............................................. 35 3.8.

Yield Protection. 66 4.2 30 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 .........................31 4.3. Availability of Types of Revolving Credit Advances........................................68 4.4 ..............31 4.4. Funding Indemnification..................................................68 4.5 .........................................31 3 4.5. Taxes...........................................................32 4.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70........................33

Yield Protection. 66 4.2 20 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .............................. 21 3.3. Availability of Types of Advances........................................68 4.4 .................................... 21 3.4. Funding Indemnification..................................................68 4.5 .............................................. 21 3.5. Taxes................................................................ 22 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70............................. 23

Yield Protection. 66 4.2 35 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .......................36 3.3. Availability of Types of Advances........................................68 4.4 .............................36 3.4. Funding Indemnification..................................................68 4.5 .......................................36 3.5. Taxes.........................................................37 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70......................38

Yield Protection. 66 4.2 35 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ............................... 36 3.3. Availability of Types of Advances........................................68 4.4 Rate Options.......................................... 36 3.4. Funding Indemnification..................................................68 4.5 ............................................... 37 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance .............................. 37 3.6. References to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70Lender to Include Issuer................................ 37

Yield Protection. 66 4.2 37 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .................................................. 38 3.3. Availability of Types of Advances........................................68 4.4 ........................................................ 39 3.4. Funding Indemnification..................................................68 4.5 .................................................................. 40 3.5. Lender Statements; Limit on Retroactivity; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70......................... 40 3.6.

Yield Protection. 66 4.2 28 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .......................................................29 3.3. Availability of Types of Advances........................................68 4.4 .............................................................29 3.4. Funding Indemnification..................................................68 4.5 .......................................................................29 3.5. Mitigation; Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70..........................................30

Yield Protection. 66 4.2 35 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..............................................................35 3.3. Availability of Types of Advances........................................68 4.4 ....................................................................36 3.4. Funding Indemnification..................................................68 4.5 ..............................................................................36 3.5. Taxes................................................................................................36 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.............................................................38

Yield Protection. 66 4.2 31 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................... 32 3.3. Availability of Types of Advances........................................68 4.4 ............................................. 32 3.4. Funding Indemnification..................................................68 4.5 ....................................................... 32 3.5. Taxes......................................................................... 33 3.6. Lender Statements; : Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...................................... 34

Yield Protection. 66 4.2 40 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ...........................................41 3.3. Availability of Types of Advances........................................68 4.4 .................................................42 3.4. Funding Indemnification..................................................68 4.5 ...........................................................42 3.5. Taxes.............................................................................42 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70..........................................45 3.7.

Yield Protection. 66 4.2 38 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................................39 3.3. Availability of Types of Advances........................................68 4.4 ..........................................................40 3.4. Funding Indemnification..................................................68 4.5 ....................................................................40 3.5. Taxes......................................................................................40 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...................................................43

Yield Protection. 66 4.2 30 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................................31 3.3. Availability of Types of Advances........................................68 4.4 ..........................................................32 3.4. Funding Indemnification..................................................68 4.5 ....................................................................32 3.5. Taxes......................................................................................32 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ...................................................35 3.7. Mitigation of Credit...................................70Obligations..................................................................35

Yield Protection. 66 4.2 37 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ......................38 3.3. Availability of Types of Advances........................................68 4.4 ............................39 3.4. Funding Indemnification..................................................68 4.5 ......................................39 3.5. Taxes........................................................39 3.6. Lender Statements; Survival of Indemnity.................................68 .....................41 ARTICLE V: IV CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 41 4.1. Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70Credit Extension.....................................41

Yield Protection. 66 4.2 30 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 Regulations ........................ 31 3.3. Availability of Types of Advances........................................68 4.4 Syndicated Advances ................... 31 3.4. Funding Indemnification..................................................68 4.5 Indemnification ........................................ 32 3.5. Mitigation; Lender Statements; Survival of Indemnity.................................68 Indemnity ........... 32 ARTICLE V: IV CONDITIONS PRECEDENT.............................................69 5.1 4.1. Effectiveness............................................................69 5.2 ; Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.................................

Yield Protection. 66 4.2 31 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .............................. 32 3.3. Availability of Types of Advances........................................68 4.4 .................................... 33 3.4. Funding Indemnification..................................................68 4.5 .............................................. 33 3.5. Taxes................................................................ 33 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ............................. 35 3.7. Mitigation of Credit...................................70Additional Costs or Adverse Circumstances.............. 35

Yield Protection. 66 4.2 16 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................................16 3.3. Availability of Types of Advances........................................68 4.4 ..........................................................17 3.4. Funding Indemnification..................................................68 4.5 ....................................................................17 3.5. Taxes......................................................................................17 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70...................................................19

Yield Protection. 66 4.2 15 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .................................................................. 17 3.3. Availability of Types of Advances........................................68 4.4 ........................................................................ 17 3.4. Funding Indemnification..................................................68 4.5 .................................................................................. 17 3.5. Taxes.................................................................................................... 17 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................................................................. 19 3.7.

Yield Protection. 66 4.2 39 3.2 Changes in Capital Adequacy Regulations..................................67 4.3 ................................................. 40 3.3 Availability of Types of Advances........................................68 4.4 Funding Indemnification..................................................68 4.5 Lender Statements....................................................... 40 3.4 Taxes................................................................................... 40 3.5 Mitigation Obligations; Survival Replacement of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70Lenders.......................................... 41 Article IV

Yield Protection. 66 4.2 46 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ....................................47 3.3. Availability of Types of Advances........................................68 4.4 Loans.............................................48 3.4. Funding Indemnification..................................................68 4.5 ....................................................48 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter ...................................48 3.6. Illegality.................................................................48 3.7. Sharing of Credit...................................70Payments........................................................49

Yield Protection. 66 4.2 54 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..................................................................... 55 3.3. Availability of Types of Advances........................................68 4.4 ........................................................................... 55 3.4. Funding Indemnification..................................................68 4.5 ..................................................................................... 55 3.5. Taxes....................................................................................................... 55 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.................................................................... 57 3.7. Alternative Lending Installation............................................................................ 58

Yield Protection. 66 4.2 23 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..................... 23 3.3. Availability of Types of Advances........................................68 4.4 Rate Options................................ 24 3.4. Funding Indemnification..................................................68 4.5 ..................................... 24 3.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance .................... 24 3.6. References to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70Lender to Include Issuer...................... 24

Yield Protection. 66 4.2 24 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................25 3.3. Availability of Types of Advances........................................68 4.4 ..............................25 3.4. Funding Indemnification..................................................68 4.5 ........................................25 3.5. Taxes..........................................................26 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.......................28 3.7.

Yield Protection. 66 4.2 33 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ........................ 34 3.3. Availability of Types of Advances........................................68 4.4 .............................. 34 3.4. Funding Indemnification..................................................68 4.5 ........................................ 35 3.5. Taxes.......................................................... 35 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70....................... 37

Yield Protection. 66 4.2 30 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 .............. 31 3.3. Availability of Types of Advances........................................68 4.4 .................... 31 3.4. Funding Indemnification..................................................68 4.5 .............................. 31 3.5. Taxes................................................ 32 3.6. Lender Statements; Survival of Indemnity.................................68 ............. 33 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70IV

Yield Protection. 66 4.2 46 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..............................47 3.3. Availability of Types of Advances........................................68 4.4 ....................................48 3.4. Funding Indemnification..................................................68 4.5 ..............................................48 3.5. Taxes................................................................48 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.............................50

Yield Protection. 66 4.2 55 4.2. Changes in Capital Adequacy Regulations..................................67 4.3 .................................................................... 56 4.3. Availability of Types of Advances........................................68 4.4 .......................................................................... 57 4.4. Funding Indemnification..................................................68 4.5 .................................................................................... 57 4.5. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70................................................................... 57

Yield Protection. 66 4.2 16 3.2. Changes in Capital Adequacy Regulations..................................67 4.3 ..............................16 3.3. Availability of Types of Advances........................................68 4.4 ....................................17 3.4. Funding Indemnification..................................................68 4.5 ..............................................17 3.5. Taxes................................................................17 3.6. Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70.............................19