Common use of Year Retention Clause in Contracts

Year Retention. No stock or uninvested cash allocated to a participant’s account may be distributed from that account before the end of eighty-four (84) months beginning after the month in which the stock and uninvested cash is allocated to the account, except in the case of separation from employment for death or any other reason, or except in the case of a participant who has become disabled and is receiving benefits from the Kansas City Life or Sunset Life Disability Plans. Notwithstanding the foregoing, commencing January 1, 1988, if an employee shall continue in the Company’s employment after his or her sixty-fifth (65th) birthday, and commencing January 1, 1998, after his or her sixtieth (60th) birthday (normal retirement date), such employee shall commence to receive distributions as defined in the Internal Revenue Code on the earlier of his or her termination of employment with the Company or April 1st of the year following the calendar year in which he or she attains the age of seventy and one-half (70 1/2). Effective January 1, 1989, the minimum distribution and the minimum distribution incidental benefit requirements of Internal Revenue Proposed Regulations 1.401(a)(9)-1 and 1.401(a)(9)-2 are hereby incorporated by reference. Effective January 1, 1997, for participants other than a five percent (5%) owner of the Company, distributions shall commence no later than April 1st of the calendar year following the later of:

Year Retention. No stock or uninvested cash allocated to a participant’s 's account may be distributed from that account before the end of eighty-four (84) months beginning after the month in which the stock and uninvested cash is allocated to the account, except in the case of separation from employment for death or any other reason, or except in the case of a participant who has become disabled and is receiving benefits from the Kansas City Life or Sunset Life Disability Plans. Notwithstanding the foregoing, commencing January 1, 1988, if an employee shall continue in the Company’s 's employment after his or her sixty-fifth (65th) birthday, and commencing January 1, 1998, after his or her sixtieth (60th) birthday (normal retirement date), such employee shall commence to receive distributions as defined in the Internal Revenue Code on the earlier of his or her termination of employment with the Company or April 1st of the year following the calendar year in which he or she attains the age of seventy and one-half (70 1/2). Effective January 1, 1989, the minimum distribution and the minimum distribution incidental benefit requirements of Internal Revenue Proposed Regulations 1.401(a)(9)-1 and 1.401(a)(9)-2 are hereby incorporated by reference. Effective January 1, 1997, for participants par-ticipants other than a five percent (5%) owner of the Company, distributions shall commence no later than April 1st of the calendar year following the later of:

Year Retention. No stock or uninvested cash allocated to a participant’s 's account may be distributed from that account before the end of eighty-four (84) months beginning after the month in which the stock and uninvested cash is allocated to the account, except in the case of separation from employment for death or any other reason, or except in the case of a participant who has become disabled and is receiving benefits from the Kansas City Life or Sunset Life Disability Plans. Notwithstanding the foregoing, commencing January 1, 1988, if an employee shall continue in the Company’s 's employment after his or her sixty-fifth (65th) birthday, and commencing January 1, 1998, after his or her sixtieth (60th) birthday (normal retirement date), such employee shall commence to receive distributions as defined in the Internal Revenue Code on the earlier of his or her termination of employment with the Company or April 1st of the year following the calendar year in which he or she attains the age of seventy and one-half (70 1/2). Effective January 1, 1989, the minimum distribution and the minimum distribution incidental benefit requirements of Internal Revenue Proposed Regulations 1.401(a)(9)-1 and 1.401(a)(9)-2 are hereby incorporated by reference. Effective January 1, 1997, for participants par- ticipants other than a five percent (5%) owner of the Company, distributions shall commence no later than April 1st of the calendar year following the later of:

Year Retention. No stock or uninvested cash allocated to a participant’s account may be distributed from that account before the end of eighty-four (84) months beginning after the month in which the stock and uninvested cash is allocated to the account, except in the case of separation from employment for death or any other reason, or except in the case of a participant who has become disabled and is receiving benefits from the Kansas City Life or Sunset Life Disability Plans. Notwithstanding the foregoing, commencing January 1, 1988, if an employee shall continue in the Company’s employment after his or her sixty-fifth (65th) birthday, and commencing January 1, 1998, after his or her sixtieth (60th) birthday (normal retirement date), such employee shall commence to receive distributions as defined in the Internal Revenue Code on the earlier of his or her termination of employment with the Company or April 1st of the year following the calendar year in which he or she attains the age of seventy and one-half (70 1/2). Effective January 1, 1989, the minimum distribution and the minimum distribution incidental benefit requirements of Internal Revenue Proposed Regulations 1.401(a)(9)-1 and 1.401(a)(9)-2 are hereby incorporated by reference. Effective January 1, 1997, for participants par-ticipants other than a five percent (5%) owner of the Company, distributions shall commence no later than April 1st of the calendar year following the later of: