When Your Coverage Begins Sample Clauses

The "When Your Coverage Begins" clause defines the exact date or event upon which an insurance policyholder’s coverage becomes effective. Typically, this clause specifies whether coverage starts immediately upon policy issuance, after payment of the first premium, or at a later agreed-upon date. For example, some policies may activate coverage at midnight on the policy start date, while others may require completion of certain conditions. Its core function is to eliminate ambiguity about when protection under the policy starts, ensuring both parties understand when benefits and obligations commence.
When Your Coverage Begins. Your coverage will begin on the first day of the month following your eligibility date as long as we receive required enrollment information within the first thirty (30) days following your eligibility date and the premium is paid. If you or your dependents fail to enroll at this time, you cannot enroll in the plan unless you do so through an Open Enrollment Period or a Special Enrollment Period.
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When Your Coverage Begins. When You or Your Dependents Can Enroll
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When Your Coverage Begins. We accept new subscribers and eligible dependents in accordance with federal law and R.I. General Law §27-18.5-3. Open Enrollment is a period of time each year when you and your eligible dependents can enroll for healthcare coverage. Each year, the annual open enrollment period is determined by the federal government and the State of Rhode Island. Please contact Customer Service to obtain specific dates. This agreement goes into effect on the first day of the month indicated on your completed enrollment form and you have paid the premium. A Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health coverage. You may enroll your eligible dependents for coverage through a Special Enrollment Period by completing an enrollment form within sixty (60) days following one of these events:  you get married.  you have a child born to the family.  you have a child placed for adoption with your family. In addition, if you lose your healthcare coverage, you may enroll or add your eligible dependents through a Special Enrollment Period by completing an application within sixty (60) days following the date you lost coverage. Coverage will begin on the first day of the month following the date your coverage under the other plan ended. In order to be eligible, the loss of coverage must be the result of:  legal separation or divorce;  death of the covered policy holder;  termination of employment or reduction in the number of hours of employment;  the covered policy holder becomes entitled to Medicare;  loss of dependent child status under the plan;  employer contributions to such coverage is being terminated;  COBRA benefits are exhausted; or  your employer is undergoing Chapter 11 proceedings. You are also eligible for a Special Enrollment Period if you and/or your eligible dependent lose eligibility for Medicaid or a Children’s Health Insurance Program (CHIP), or if you and/or your eligible dependent become eligible for premium assistance for Medicaid or CHIP. In order to enroll, you must make written application within sixty (60) days following your change in eligibility. Coverage will begin on the first day of the month following our receipt of your application. In addition, you may also be eligible a Special Enrollment Period if you apply within sixty (60) days of the following the events:  you or your dependent lose minimum essential coverage;  you adequately demonstrate to us that another health plan su...
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When Your Coverage Begins. If You apply when first eligible, Your coverage will be effective on the date after Your Group’s waiting period has been met. The Effective Date of coverage is subject to any waiting period provision Your employer requires (which may not exceed 90- days). The Employee is eligible for coverage on the date: • The eligibility requirements are satisfied as stated in the Employer Group Application, or as otherwise agreed to by the group plan sponsor and Us; and • The Employee is in an active status. Each Dependent is eligible for coverage on: • The date the Employee is eligible for coverage, if he or she has Dependents who may be covered on that date; • The date of the Employee's marriage for any Dependents (spouse or child) acquired on that date; • The date of birth of the Employee's natural-born child; • The date of placement of the child for the purpose of adoption by the Employee, or the date the child is legally adopted by the Employee, whichever occurs first; • The date the power of attorney is signed and notarized that authorizes grandparents and great grandparents the authority to act on behalf of a Dependent grandchild until a copy of a revocation of the power of attorney is received; or • The date specified in a Qualified Medical Child Support Order (QMCSO), or National Medical Support Notice (NMSN) for a child, or a valid court or administrative order for a spouse, which requires the Employee to provide coverage for a child or spouse as specified in such orders. Where Dependent coverage is made available, the Employee may cover his or her Dependents only if the Employee is also covered. A Dependent child who enrolls for other group coverage through any employment is no longer eligible for group coverage under the Master Group Contract.
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When Your Coverage Begins. When You or Your Dependents Can Enroll Open Enrollment Period Special Enrollment Period
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When Your Coverage Begins. When You Can Enroll or Make Changes
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Related to When Your Coverage Begins

  • When Your Coverage Ends Coverage under this plan is guaranteed renewable. It can only be canceled by us for the following reasons: • if you leave your place of employment; • if you decide to discontinue coverage. Inform your employer prior to the requested date of cancellation and your employer will notify us. If we do not receive your notice prior to the requested date of cancellation, you or your employer may be responsible for paying another month’s premium; • if the required premium is not paid within one month of the due date. We will mail you a notice of discontinuance along with information about enrolling in an individual healthcare plan; • if you or a covered dependent no longer qualifies as an eligible person; • if we no longer offer this type of coverage; • if your employer contracts with another insurer or entity to provide or administer benefits for the covered healthcare services provided by this agreement; • if fraud is determined by us. See Rescission of Coverage section below for additional details; If your healthcare coverage is terminated for one of the reasons listed above, we will send you a termination notice thirty (30) days before the termination date. The notice will indicate the reason why your healthcare coverage has ended. When your coverage ends, you may apply for individual healthcare coverage directly from BCBSRI or through HSRI. You must meet the eligibility requirements and we must receive required enrollment information within sixty (60) days from the date your group coverage ended along with required premium. If you do not reside in Rhode Island, you are not eligible to enroll in an individual plan from BCBSRI or HSRI. You may be able to obtain coverage through an insurance company in the state in which you reside. Rescission is a cancellation or discontinuance of coverage that has a retroactive effect. A cancellation is not a rescission if it: • only has a prospective effect (as described above); or • is due to non-payment of premiums, which can have a retroactive cancellation effect. We may rescind your coverage if you or your dependents commit fraud. Fraud includes, but is not limited to, intentional misuse of your identification card (ID card) or intentional misrepresentation of a material fact. Any benefit paid in the past will be voided. You will be responsible to reimburse us for all costs and claims paid by us. We must provide you a written notice of a rescission at least thirty (30) days in advance. Except for non-payment, we will not contest this policy after it has been in force for a period of two (2) years from the later of the effective date of this agreement or the latest reinstatement date.

  • Short-term Disability Coverage Days Payable at 90% Wages Permanent Employees

  • Disability Coverage In the event a State employee goes on an extended medical disability, or is receiving Workers’ Compensation benefits, the Employer-policyholder shall continue at no cost to the employee the coverage of the group life insurance for such employee for the period of such extended leave, but not beyond two (2) years.