WELFARE PROGRAM Clause Samples

WELFARE PROGRAM. 14.01 For the duration of the Agreement the Company will pay the cost of the Basic Life Insurance, Weekly Indemnity, and Long Term Disability Plans and maintain them at the same level of benefits. The Company will also maintain the existing Pension, Dental Plans and Extended Health Care coverage on the same cost-sharing basis. Details of these benefits are as outlined in the policies. Orthodontic coverage will be provided with a 50% co-insurance feature. This plan will provide a $4,000 lifetime maximum with a $2,000 maximum for any one (1) calendar year. This plan is provided to all employees and their dependents regardless of age. Pit and fissure treatments will be provided for dependent children under the age of sixteen (16). The Company will provide the Union with copies of the Ontario Dental Association (ODA) fee guides for General Practitioners and Specialists annually, if requested. In the event that the Company is obligated by law to contribute towards the cost of benefit(s) which are the same or similar to one or more of the medical benefits referred to in Article 14.01, the same arrangements for payment will apply as in 14.01. The Company will provide the Union with copies of appropriate policies. The life insurance of all regular employees covered by this Agreement will be equivalent to 1.6 times basic earnings (1946.49 x base rate inclusive of shift differential and rounded to the next highest multiple of one- thousand 1,000). Minimum coverage to be $25,000. Employees may apply for optional insurance in $10,000 units to a maximum of $250,000. Whenever the Company/Insurance Carrier requests uninsured health care services, Cabot Canada Ltd. agrees to reimburse the employee for the costs of such services. The Weekly Indemnity Plan referred to in Article 14.01 will provide a weekly benefit of 75% of regular weekly earnings. Weekly Indemnity will be based on a 16-hour waiting period for sickness. The waiting period will be waived should the employee be unable to work for a period of two (2) consecutive calendar weeks or more as a result of the same disability for the first occurrence in a calendar year. If the employee is hospitalized (hospitalized means active bed treatment or emergency room bed treatment), suffers an accident or undergoes surgery performed by a licensed physician in their office or clinic, payment will commence on the first day. An employee under Doctor’s care will be paid all wage increases as they come into effect.

WELFARE PROGRAM. The Employer agrees to make available to all employees who have completed their probationary period and to pay the total premiums in respect of the following Welfare Program: Group Life Insurance: $30,000.00 Accidental Death and Dismemberment: $30,000.00 Sickness & Accident Benefits: $460.00 per week Comprehensive Medical Prescription Drugs: $2.00 / prescription 100% reimbursement for managed supplementary formulary Long-Term Disability: $1,000.00 per month as per Group Insurance Plan Effective 27th week Vision Care: $300.00 maximum every 2 years Dental Plan: The payment of Benefits under the above insured plans is subject to the terms and conditions of the carrier. Included in the above is a Dental Plan, as per the booklet issued to the employees. Said Dental Plan shall be the 2004 O.D.A. rates effective Oct 1, 2005, the 2005 O.D.A. rates effective July 1, 2006, the 2006 O.D.A. rates effective July 1, 2007. The Employer agrees to contribute $0.55 (cents) per hour worked to an R.R.S.P. type pension plan. This benefit takes effect on the first of the month, fourteen months after completion of probationary employment period.

WELFARE PROGRAM. 30.01 The Employer will provide a welfare program for all Regular employees upon completion of six months of service, consisting of; Life Insurance and Accidental Death Benefits equal to at least one time the Employees Base Annual Pay. The employer will provide, employees in the bargaining unit, the Basic Medical Benefits which will cover the following; Office Visit Co-Pay =$20; Emergency Room Co- Pay =$50. Each member is allowed 19 wellcare visits without any co- pay. Major Medical deductible; $500 per individual- $1000 per family. After deductible is met, the next $10,000 in charges are paid as follows; Plan pays 90% and Members pay 10%. Plan pays 100% thereafter.( Service performed outside physician's office are subject to deductible and co-insurance. Deductible waived for minor laboratory services.) Yearly deductibles shall not exceed $1,500.00 per any co- pay dependent and $3,000.00 per family out of network. After the deductible is met, the next $10,000 in charges are paid as follows; Plan pays 70%, members pay 30%. Plan will then pay 100% thereafter. Prescription plan; Generic prescription drug =$7; Brand Name prescription drug =$25; Non-Formulary Prescription drug =$40. Dental Plan includes $5 office visit co-pay, with no deductible or annual maximum. All services are subject to a schedule of co-payments, [i.e.Periodic Exam- no cost; Filling- $17-$26; Root Canal- $120-$370; Crown- $395; Denture- $450-$500; Orthodontia- $2425.] A Vision Discount Program includes; eye examination every two years at no cost; 20%-40% discount on frames and 25%-30% discount on standard lenses. A premium payment for the Health Care Plan will be; 10% for the year, 2006; 11% for the year, 2007; 12% for the year, 2008. These benefits are described by the specific insurance contracts to be filed with CWA District One. The employer may change the insurance carrier and benefit levels for bargaining unit members so long as (1) it shall discuss such changes with the union in advance of their implementation, (2) such changes shall not result in the overall diminishment of benefits to the bargaining unit employees, and (3) the co-payment amount for each employee shall not be decreased.

WELFARE PROGRAM. The employee welfare program described in a pamphlet entitled, “Your Welfare Plan” published by Teamster’s Local 575 shall be provided to all employees at a cost to the Borough not exceeding twenty ($20.00). Any additional cost for said welfare plan shall be paid by the employees receiving same.

WELFARE PROGRAM. 23.01 (a) The Company Group Insurance Program (see summary sheet of dental, health, life, STD and LTD outline in Appendix “B”) will be provided to the members of the Union. The Company shall be responsible for selection of the carrier(s) and payment of their portion of the benefit premium only.