Common use of Waiver of Testamentary Account Distributions Clause in Contracts

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- tures of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personal, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- ated, changed or terminated by marriage, children, grandchildren, adoption, separation, divorce, remarriage, disability, retirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporations, partnership agreements, contracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures of an account (such as “multiple ownership of an account with right of survivorship” and “beneficiary/POD payee” designations) control and supersede any inconsistent testamentary disposition. It is your responsibility to assure that the ownership and survivor- ship features of the accounts, products and services you have with us accurately reflect and take into consideration your personal, do- mestic, financial, business and estate planning needs. In addition, you can take action to start, confirm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively on the MSA and our records concerning all matters that affect the ac- counts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- tures features of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personal, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- atedcreated, changed or terminated by marriage, children, grandchildren, adoption, separation, divorce, remarriage, disabilitydisabil- ity, retirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporations, partnership agreements, contractscon- tracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary xxxxx- mentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures features of an account (such as “multiple ownership of an account with right of survivorship” and “beneficiary/POD payee” designations) control and supersede any inconsistent testamentary disposition. It is your responsibility responsi- bility to assure that the ownership and survivor- ship survivorship features of the accounts, products prod- ucts and services you have with us accurately reflect and take into consideration your personal, do- mesticdomestic, financial, business and estate planning needs. In addition, you can take action to start, confirm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our the Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership ownership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively on the MSA and our records concerning all matters mat- ters that affect the ac- countsaccounts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- tures of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personal, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- ated, changed or terminated by marriage, children, grandchildren, adoption, separation, divorce, remarriage, disability, retirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporations, partnership agreements, contracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures of an account (such as “multiple ownership of an account with right of survivorship” and “beneficiary/POD payee” designations) control and supersede any inconsistent testamentary disposition. It is your responsibility to assure that the ownership and survivor- ship features of the accounts, products and services you have with us accurately reflect and take into consideration your personal, do- mestic, financial, business and estate planning needs. In addition, you can take action to start, confirm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively on the MSA and our records concerning all matters that affect the ac- counts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- tures of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personal, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- ated, changed or terminated by marriage, children, grandchildren, adoption, separation, divorce, remarriage, disability, retirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporations, partnership agreements, contracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures of an account (such as “multiple ownership of an account with right of survivorship” and “beneficiary/POD payee” designations) control and supersede any inconsistent testamentary disposition. It is your responsibility to assure that the ownership and survivor- ship survivorship features of the accounts, products and services you have with us accurately reflect and take into consideration your personal, do- mesticdomestic, financial, business and estate planning needs. In addition, you can take action to start, confirm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership ownership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively ex- clusively on the MSA and our records concerning all matters that affect the ac- countsaccounts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- tures of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personal, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- ated, changed or terminated by marriage, children, grandchildren, adoption, separation, divorce, remarriage, disability, retirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporations, partnership agreements, contracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures of an account (such as “multiple ownership of an account with right of survivorship” and “beneficiary/POD payee” designations) control and supersede any inconsistent testamentary disposition. It is your responsibility to assure that the ownership and survivor- ship features of the accounts, products and services you have with us accurately reflect and take into consideration your personal, do- mestic, financial, business and estate planning needs. In addition, you can take action to start, confirm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our the Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively on the MSA and our records concerning all matters that affect the ac- counts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- tures features of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personalper- xxxxx, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- atedcreated, changed or terminated by marriage, children, grandchildrengrand-‌ children, adoption, separation, divorce, remarriage, disability, retirementre- tirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporationscorpora- tions, partnership agreements, contracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures of an account (such as “multiple ownership of an account with right of survivorship” and “beneficiary/POD payee” designations) control and supersede any inconsistent testamentary disposition. It is your responsibility to assure that the ownership and survivor- ship survivorship features of the accounts, products and services you have with us accurately reflect and take into consideration your personal, do- mesticdomestic, financialxxxxx- cial, business and estate planning needs. In addition, you can take action to start, confirm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our the Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership ownership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively on the MSA and our records concerning all matters that affect the ac- countsaccounts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.

Waiver of Testamentary Account Distributions. You understand and agree that it is your sole responsibility (and not our responsibility) to assure that the ownership and survivorship fea- fea-‌ tures of the accounts, products and services you have with us, as designated by you in our records, accurately reflect your personal, domestic, financial, business and estate planning needs. Matters you may want to consider include, but are not limited to, those cre- ated, changed or terminated by marriage, children, grandchildren, adoption, separation, divorce, remarriage, disability, retirement, death or as a result of any agency, power-of-attorney, guardianship, conservatorship, trusts, xxxxx, businesses, corporations, partnership agreements, contracts, indebtedness, etc. If permitted by applicable state law, you irrevocably waive your rights to make testamentary dispositions from any account, and do so with the understanding that the ownership and survivorship fea- tures features of an account (such as “multiple ownership of an account with right of survivorshipsur- vivorship” and “beneficiary/POD payee” designations) control and supersede su- persede any inconsistent testamentary disposition. It is your responsibility respon- sibility to assure that the ownership and survivor- ship survivorship features of the accounts, products and services you have with us accurately reflect and take into consideration your personal, do- mesticdomestic, financial, business and estate planning needs. In addition, you can take action to start, confirmcon- firm, maintain, review, change, add or terminate an account, product or service at any time as we allow. Therefore, you irrevocably waive your right to make a testamentary disposition of any account at our the Credit Union, both now and in the future. You agree that since you are in complete control of the own- ership ownership and survivorship features of the accounts with us, and can take action to start, change, add or terminate the accounts at any time as we allow, on your death we may rely exclusively on the MSA and our records concerning all matters mat- ters that affect the ac- countsaccounts, products and services you have with us. i “Our Rates & Service Charges” We recommend you also review “Our Rates & Service Charges,” which has specific application to this Provision as well as a number of other matters throughout the MSA.