Common use of Virtual Branch Clause in Contracts

Virtual Branch. If Virtual Branch is activated for your account(s), you will be required to use secure login information to access the account(s). At the present time, you may use Virtual Branch to: - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share, share draft, and loan accounts. - Make loan payments from your share and share draft accounts. - Access your Home Equity Line of Credit and Personal Line of Credit accounts. - Determine if a particular item hxx xleared. - Make bill payments to preauthorized creditors. - Verify the last date and amount of your deposits. Your accounts can be accessed under Virtual Branch via personal computer. Virtual Branch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Virtual Branch transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.

Virtual Branch. If we approve Virtual Branch is activated for your account(s)accounts, you a separate personal identification number (PIN) will be required assigned to you. You must use secure login information your personal identification number (PIN) along with your account number to access the account(s)your accounts. At the present time, you may use Virtual Branch to: - Withdraw funds from your share and share draft accounts. - • Transfer funds from your share and share draft accounts. - • Obtain balance information for your share, share draft, loan, Club, and loan certificate accounts. - • Make loan payments from your share and share draft accounts. - Access your Home Equity Line of Credit and Personal Line of Credit accounts. - • Determine if a particular item hxx xlearedhas cleared. - Make bill payments to preauthorized creditors. - • Verify the last date and amount of your depositspayroll deposit. • Make xxxx payments to preauthorized creditors. Your accounts can be accessed under Virtual Branch via personal computer. Virtual Branch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction transaction, and there may be limits on the duration of each access. The following limitations on Virtual Branch transactions may apply: - • There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - • See Section 2 for transfer limitations that may apply to these transactions.

Virtual Branch. If Virtual Branch is activated for your account(s), you will be required to use secure login information to access the account(s). At the present time, you may use Virtual Branch to: - Withdraw funds from your share and share draft accounts. - Transfer funds from your share, share draft, and share draft club accounts. - Obtain balance information for your share, share draft, loan, XXX, club, and loan certificate accounts. - Make loan payments from your share, share draft, and share draft accounts. - Access your Home Equity Line of Credit and Personal Line of Credit club accounts. - Determine if a particular item hxx xleared. - Make bill payments to preauthorized creditorshas cleared. - Verify the last date and amount of your depositspayroll deposit. - Make xxxx payments to preauthorized creditors. Your accounts can be accessed under Virtual Branch via personal computer. Virtual Branch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Virtual Branch transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.

Virtual Branch. If Virtual Branch is activated for your account(s), you will be required to use secure login information to access the account(s). At the present time, you may use Virtual Branch to: - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft checking accounts. - Obtain balance information for your share, share draft, and loan checking accounts. - Make loan payments from your share and share draft accounts. - Access your Home Equity Line of Credit and Personal Line of Credit checking accounts. - Determine if a particular item hxx xlearedhas cleared. - Make bill payments to preauthorized creditorsObtain tax information on amounts earned on share and checking accounts or interest paid on loan accounts. - Verify the last date and amount of your depositspayroll deposit. Your accounts can be accessed under Virtual Branch via personal computer. Virtual Branch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Virtual Branch transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.

Virtual Branch. If we approve Virtual Branch is activated for your account(s)accounts, you a separate personal identification number (PIN) will be required assigned to you. You must use secure login information your personal identification number (PIN) along with your account number to access the account(s)your accounts. At the present time, you may use Virtual Branch to: - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft checking accounts. - Obtain balance information for your share, share draft, and loan checking accounts. - Make loan payments from your share and share draft accounts. - Access your Home Equity Line of Credit and Personal Line of Credit checking accounts. - Determine if a particular item hxx xlearedhas cleared. - Make bill payments to preauthorized creditorsObtain tax information on amounts earned on share and checking accounts or interest paid on loan accounts. - Verify the last date and amount of your depositspayroll deposit. Your accounts can be accessed under Virtual Branch via personal computer. Virtual Branch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Virtual Branch transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.

Virtual Branch. If Virtual Branch is activated for your account(s), you will be required to use secure login information to access the account(s). At the present time, you may use Virtual Branch to: - Withdraw funds from your share and share draft accounts. - Transfer funds from your share, share draft, and share draft money market accounts. - Obtain balance information for your share, share draft, and loan accounts. - Make loan payments from your share and share draft accounts. - Access your Home Equity Line of Credit and Personal Line of Credit money market accounts. - Determine if a particular an item hxx xlearedhas cleared. - Make bill payments to preauthorized creditorsObtain tax information on amounts earned on share and share draft accounts or interest paid on loan accounts. - Verify the last date and amount of your depositspayroll deposit. - Make bill payments to preauthorized creditors. Your accounts can be accessed under Virtual Branch via personal computercomputer or another electronic device. Virtual Branch will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve reservice on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Virtual Branch transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.