Common use of Utility Failure Clause in Contracts

Utility Failure. We" do not pay for loss or damage caused by failure or disruption of power, water, communication, or other utility services supplied to the described premises resulting from any cause, if the failure or disruption originates: a. away from the described premises; or b. at the described premises, if such failure or disruption involves equipment used to furnish the utility service to the described premises from a source away from the described premises. Failure or disruption includes reduced or increased voltage, power surge, low or high pressure, reduction in supply, or other disruptions of normal services. However, if the failure, disruption, or surge of power, or the failure or disruption of water, communication, or other utility service results in a covered peril, "we" do pay for the direct physical loss or damage caused by that covered peril. Communication utilities include but are not limited to services relating to telephone, cable, internet access, or the connectivity to satellite, cellular, or other electronic network or service. This exclusion does not apply to "computers".

Utility Failure. We" do not pay for loss or damage caused by failure or disruption of power, water, communication, or other utility services supplied to the described premises resulting from any cause, if the failure or disruption originates: a. away from the described premises; or b. at the described premises, if such failure or disruption involves equipment used to furnish the utility service to the described premises from a source away from the described premises. Failure or disruption includes reduced or increased voltage, power surge, low or high pressure, reduction in supply, or other disruptions of normal services. However, if the failure, disruption, or surge of power, or the failure or disruption of water, communication, or other utility service results in a covered peril, "we" do pay for the direct physical loss or damage caused by that covered peril. Communication utilities include but are not limited to services relating to telephone, cable, internet access, or the connectivity to satellite, cellular, or other electronic network or service. This exclusion does not apply to "computers".