Common use of UMB Contact Information Clause in Contracts

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000, Xxxxxx Xxxx, XX 00000 or call toll-free 1.866.520.4HSA (4472) Rev. 5/15 FACTS WHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:  Social Security number and employment information  Account balance and payment history  Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:  Give us your contact information or provide employment information  Open an account or tell us where to send money  Use your debit card or make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  Sharing for affiliates’ everyday business purposes – information about your creditworthiness  Affiliates from using your information to market to you  Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  UMB does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  UMB does not share with nonaffiliates so they can market to you.

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000, Xxxxxx Xxxx, XX 00000 or call toll-toll- free 1.866.520.4HSA (4472) ). Rev. 5/15 FACTS WHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? FACTS Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. WhatWhy? The types of personal information we collect and share depend on the product or service you have with us. This information can include:  ▪ Social Security number and employment information  ▪ Account balance and payment history  ▪ Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. HowWhat? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. How? Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Questions? Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:  ▪ Give us your contact information or provide employment information  ▪ Open an account or tell us where to send money  ▪ Use your debit card or make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  ▪ Sharing for affiliates’ everyday business purposes – information about your creditworthiness  ▪ Affiliates from using your information to market to you  ▪ Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  ▪ Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  ▪ UMB does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  ▪ UMB does not share with nonaffiliates so they can market to you. You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you. For California residents: We will not share information we collect about you with nonaffiliates, except as permitted by California law, including, for example to process your transactions or to maintain your account. For Vermont residents: We will not share information we collect about you with nonaffiliates, except as permitted by Vermont law, including, for example to process your transactions or to maintain your account.

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000, Xxxxxx Xxxx, XX 00000 or call toll-toll- free 1.866.520.4HSA (4472) Rev. 5/15 FACTS ). WHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? FACTS Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. WhatWhy? The types of personal information we collect and share depend on the product or service you have with us. This information can include:  ▪ Social Security number and employment information  ▪ Account balance and payment history  ▪ Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. HowWhat? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. How? Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Questions? Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:  ▪ Give us your contact information or provide employment information  ▪ Open an account or tell us where to send money  ▪ Use your debit card or make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  ▪ Sharing for affiliates’ everyday business purposes – information about your creditworthiness  ▪ Affiliates from using your information to market to you  ▪ Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  ▪ Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  ▪ UMB does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  ▪ UMB does not share with nonaffiliates so they can market to you. You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you. For California residents: We will not share information we collect about you with nonaffiliates, except as permitted by California law, including, for example to process your transactions or to maintain your account. For Vermont residents: We will not share information we collect about you with nonaffiliates, except as permitted by Vermont law, including, for example to process your transactions or to maintain your account.

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000P.O. Box 419226, Xxxxxx XxxxKansas City, XX 00000 MO 64141 or call toll-free 1.866.520.4HSA (4472). Call toll-free 866.520.4470 (xx xx xx Kansas City, call 816.474.4470) Rev. 5/15 FACTS WHAT DOES – xxx xxxvice center will help you. All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? chooses to share and whether you can limit this sharing. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and employment information • Account balance and paymenthistory • Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. WhatWHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include:  Social Security number and employment information  Account balance and payment history  Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. Rev. 05/2021 Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:  • Give us your contact information or provide employment provideemployment information  • Open an account or tell us where to send money  • Use your debit card or make deposits or withdrawals from your fromyour account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness  • Affiliates from using your information to market to you  toyou • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  • Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  • UMB does not share with nonaffiliates so they can market to youtoyou. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  • UMB does not share with nonaffiliates so they can market to youtoyou.

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000, Xxxxxx Xxxx, XX 00000 or call toll-free 1.866.520.4HSA (4472) . Rev. 5/15 FACTS WHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:   Social Security number and employment information   Account balance and payment history   Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free toll‐free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:   Give us your contact information or provide employment provideemployment information   Open an account or tell us where to send money   Use your debit card or make deposits or withdrawals from your fromyour account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:   Sharing for affiliates’ everyday business purposes – information about your creditworthiness   Affiliates from using your information to market to you   Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.   Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.   UMB does not share with nonaffiliates so they can market to youtoyou. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.   UMB does not share with nonaffiliates so they can market to youtoyou.

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000, Xxxxxx Xxxx, XX 00000 or call toll-free 1.866.520.4HSA (4472) Rev. 5/15 FACTS WHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:  ▪ Social Security number and employment information  ▪ Account balance and payment history  ▪ Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:  ▪ Give us your contact information or provide employment information  ▪ Open an account or tell us where to send money  ▪ Use your debit card or make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  ▪ Sharing for affiliates’ everyday business purposes – information about your creditworthiness  ▪ Affiliates from using your information to market to you  ▪ Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  ▪ Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  ▪ UMB does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  ▪ UMB does not share with nonaffiliates so they can market to you.

UMB Contact Information. If you have questions in the future related to banking services associated with your HSA Deposit Account, please write UMB Bank, n.a., X.X. Xxx 000000, Xxxxxx Xxxx, XX 00000 or call toll-toll- free 1.866.520.4HSA (4472) ). Rev. 5/15 FACTS 09/13 WHAT DOES UMB FINANCIAL CORPORATION AND ITS SUBSIDIARIES (“UMB”) DO WITH YOUR PERSONAL INFORMATION? Why? FACTS Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. WhatWhy? The types of personal information we collect and share depend on the product or service you have with us. This information can include:  ▪ Social Security number and employment information  ▪ Account balance and payment history  ▪ Transaction history and overdraft history When you are no longer a UMB customer, we will continue to share your information as described in this notice. HowWhat? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons UMB chooses to share and whether you can limit this sharing. How? Reasons we can share your personal information Does UMB share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call toll-free 000.000.0000 (or if in Kansas City, call 000.000.0000) – our service center will help you. Who we are Who is providing this notice? Companies within UMB Financial Corporation that have adopted this Privacy Statement are: UMB Healthcare Services. What we do How does UMB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does UMB collect my personal information? We collect your personal information, for example, when you:  Give us your contact information or provide employment information  Open an account or tell us where to send money  Use your debit card or make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  Sharing for affiliates’ everyday business purposes – information about your creditworthiness  Affiliates from using your information to market to you  Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Our affiliates include companies with a UMB name and financial companies such as Scout Investments, Inc. and Prairie Capital Management, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  UMB does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  UMB does not share with nonaffiliates so they can market to you.