Common use of Transfer of Account Features Clause in Contracts

Transfer of Account Features. You hereby authorize NFS to obtain information from its affiliates, Fidelity Distributors Corporation and FBS, about the existing Account features you have indicated in Section 2 of the Fidelity Portfolio Advisory Service® application or the Fidelity Portfolio Advisory Service XXX application and to establish comparable features for your Account. You understand the features may differ in certain ways, including the imposition of fees, when implemented in your Account, versus how they operate in the mutual fund or brokerage Account(s) from which such features are being transferred. Fidelity Electronic Funds Transfer (EFT) enables you to electronically transfer money between your bank Account and your Account. To use this service, at least one common name must match exactly on your PAS Account and your bank Account. Once established on your Account, EFT transactions may be initiated over the phone or in writing. EFT is processed through the Automated Clearing House Network (ACH) and your bank must be an ACH member to utilize this service. The minimum EFT transaction is $10; the maximum is $100,000. EFT can take up to two weeks to establish with your bank. Once EFT is established, transfers are normally completed within three business days. EFT purchases are subject to a seven-business-day collection process. We and our affiliates do not charge a fee for EFT transactions, although your bank may charge transaction fees. In the case of PAS nonretirement and XXX Accounts, you hereby authorize and request NFS or FMTC to make payment of amounts representing redemption(s) made by you or to secure payments of amounts to be invested by you by initiating credit or debit entries to your bank Account associated with the Account feature instructions specified in Section 2 of your Account Application, and you authorize and request the bank to accept any such credit or debit entries initiated by NFS or FMTC to such bank Account and to credit or debit, as requested, the same to such bank Account, without responsibility for the correctness thereof or for the existence of any further authorization relating thereto. You hereby ratify any telephone instructions given pursuant to this authorization and agree that neither a fund nor NFS, FMTC, any of their agents, affiliates, or successors, as applicable, will be liable for loss, liability, cost, or expense for acting upon such instructions. It is understood that this authorization may be terminated by you at any time by written notification to NFS and to the bank. Any such notification shall be effective only with respect to entries after receipt of such notification and a reasonable time to act on it. With regard to an existing XXX Personal Withdrawal Service (XXX-PWS) feature that you previously established with the custodian of the Fidelity XXX, FMTC, and elected to apply to a newly established PAS XXX Account, you understand and agree that the information, elections and instructions that you previously agreed to on the XXX-PWS form accepted by us or our affiliates (subject to any subsequent instructions provided by you and accepted by us or our affiliates regarding your XXX-PWS feature), including any state or federal income tax withhold- ing elections, will now apply to your PAS XXX-PWS feature (PAS Account XXX-PWS). You also understand and agree that any existing withdrawal instructions as to the specific investment positions to be liquidated to fund systematic withdrawals will not apply to the PAS Account XXX-PWS. In addition, you understand and agree that any acknowledgements, certifications, authorizations, acceptances of responsibility, indemnifications, and instructions that you agreed to as part of your previously established XXX-PWS feature will apply to your PAS Account XXX-PWS feature.

Transfer of Account Features. You hereby authorize NFS to obtain information from its affiliates, Fidelity Service Company, Inc., Fidelity Distributors Corporation Corporation, and FBS, about the existing Account account features you have indicated in Section section 2 of the Fidelity Portfolio Advisory Service® application or the Fidelity Portfolio Advisory Service XXX IRA application and to establish comparable features for your Account. You understand the features may differ in certain ways, including the imposition of fees, when implemented in your Account, Account versus how they operate in the mutual fund or brokerage Account(saccount(s) from which such features are being transferred. Fidelity Electronic Funds Transfer (EFT) Money Line® enables you to electronically transfer money between your bank Account account and your Account. To use this service, at least one common name must match exactly appear on your PAS Account and your bank Accountaccount. Once established on your Account, EFT Money Line transactions may be initiated over the phone or in writing. EFT Money Line is processed through the Automated Clearing House Network (ACH) and your bank must be an ACH member to utilize this service. The minimum EFT Money Line transaction is $10; the maximum is $100,000. EFT Money Line can take up to two weeks to establish with your bank. Once EFT Money Line is established, transfers are normally completed within three business days. EFT Money Line purchases are subject to a seven-business-day collection process. We and our affiliates do not charge a fee for EFT Money Line transactions, although your bank may charge transaction fees. In the case of PAS nonretirement non-retirement and XXX AccountsIRA accounts, you hereby authorize and request NFS or FMTC to make payment of amounts representing redemption(s) made by you or to secure payments of amounts to be invested by you by initiating credit or debit entries to your bank Account account associated with the Account account feature instructions specified in Section section 2 of your Account Application, and you authorize and request the bank to accept any such credit or debit entries initiated by NFS or FMTC to such bank Account account and to credit or debit, as requested, 1 Average daily assets of Portfolio Advisory Services accounts determined on the same to such bank Account, without responsibility for last business day of the correctness thereof or for the existence of any further authorization relating theretoquarter. You hereby ratify any telephone instructions given pursuant to this authorization and agree that neither a fund nor NFS, FMTC, any of their agents, affiliates, or successors, as applicable, will be liable for loss, liability, cost, or expense for acting upon such instructions. It is understood that this authorization Certain Portfolio Advisory Services account balances may be terminated by you aggregated with certain other Portfolio Advisory Services account balances in order to arrive at any time by written notification the reduced fee rates applicable to NFS and to the bankvarious marginal balances. Any such notification shall be effective only with respect to entries after receipt of such notification and a reasonable time to act on it. With regard to an existing XXX Personal Withdrawal Service (XXX-PWS) feature that you previously established with the custodian Contact your Portfolio Advisory Services representative for details of the Fidelity XXX, FMTC, and elected to apply to a newly established PAS XXX Account, you understand and agree that the information, elections and instructions that you previously agreed to on the XXX-PWS form accepted by us or our affiliates (subject to any subsequent instructions provided by you and accepted by us or our affiliates regarding your XXX-PWS feature), including any state or federal income tax withhold- ing elections, will now apply to your PAS XXX-PWS feature (PAS Account XXX-PWS). You also understand and agree that any existing withdrawal instructions as to the specific investment positions to be liquidated to fund systematic withdrawals will not apply to the PAS Account XXX-PWS. In addition, you understand and agree that any acknowledgements, certifications, authorizations, acceptances of responsibility, indemnifications, and instructions that you agreed to as part of your previously established XXX-PWS feature will apply to your PAS Account XXX-PWS featureaccount aggregation policy.

Transfer of Account Features. You hereby authorize NFS to obtain information from its affiliatesaffiliates, Fidelity Distributors Corporation and FBS, about the existing Account features you have indicated in Section 2 of the Fidelity Portfolio Advisory Service® application or the Fidelity Portfolio Advisory Service XXX application and to establish comparable features for your Account. You understand the features may differ in certain ways, including the imposition of fees, when implemented in your Account, versus how they operate in the mutual fund or brokerage Account(s) from which such features are being transferred. Fidelity Electronic Funds Transfer (EFT) enables you to electronically transfer money between your bank Account and your Account. To use this service, at least one common name must match exactly on your PAS Account and your bank Account. Once established on your Account, EFT transactions may be initiated over the phone or in writing. EFT is processed through the Automated Clearing House Network (ACH) and your bank must be an ACH member to utilize this service. The minimum EFT transaction is $10; the maximum is $100,000. EFT can take up to two weeks to establish with your bank. Once EFT is established, transfers are normally completed within three business days. EFT purchases are subject to a seven-business-day collection process. We and our affiliates affiliates do not charge a fee for EFT transactions, although your bank may charge transaction fees. In the case of PAS nonretirement and XXX Accounts, you hereby authorize and request NFS or FMTC to make payment of amounts representing redemption(s) made by you or to secure payments of amounts to be invested by you by initiating credit or debit entries to your bank Account associated with the Account feature instructions specified specified in Section 2 of your Account Application, and you authorize and request the bank to accept any such credit or debit entries initiated by NFS or FMTC to such bank Account and to credit or debit, as requested, the same to such bank Account, without responsibility for the correctness thereof or for the existence of any further authorization relating thereto. You hereby ratify any telephone instructions given pursuant to this authorization and agree that neither a fund nor NFS, FMTC, any of their agents, affiliatesaffiliates, or successors, as applicable, will be liable for loss, liability, cost, or expense for acting upon such instructions. It is understood that this authorization may be terminated by you at any time by written notification notification to NFS and to the bank. Any such notification notification shall be effective only with respect to entries after receipt of such notification notification and a reasonable time to act on it. With regard to an existing XXX Personal Withdrawal Service (XXX-PWS) feature that you previously established with the custodian of the Fidelity XXX, FMTC, and elected to apply to a newly established PAS XXX Account, you understand and agree that the information, elections and instructions that you previously agreed to on the XXX-PWS form accepted by us or our affiliates affiliates (subject to any subsequent instructions provided by you and accepted by us or our affiliates affiliates regarding your XXX-PWS feature), including any state or federal income tax withhold- ing elections, will now apply to your PAS XXX-PWS feature (PAS Account XXX-PWS). You also understand and agree that any existing withdrawal instructions as to the specific specific investment positions to be liquidated to fund systematic withdrawals will not apply to the PAS Account XXX-PWS. In addition, you understand and agree that any acknowledgements, certificationscertifications, authorizations, acceptances of responsibility, indemnificationsindemnifications, and instructions that you agreed to as part of your previously established XXX-PWS feature will apply to your PAS Account XXX-PWS feature.

Transfer of Account Features. You hereby authorize NFS to obtain information from its affiliates, Fidelity Distributors Corporation and FBS, about the existing Account features you have indicated in Section 2 of the Fidelity Portfolio Advisory Service® application or the Fidelity Portfolio Advisory Service XXX IRA application and to establish comparable features for your Account. You understand the features may differ in certain ways, including the imposition of fees, when implemented in your Account, versus how they operate in the mutual fund or brokerage Account(s) from which such features are being transferred. Fidelity Electronic Funds Transfer (EFT) enables you to electronically transfer money between your bank Account and your Account. To use this service, at least one common name must match exactly on your PAS Account and your bank Account. Once established on your Account, EFT transactions may be initiated over the phone or in writing. EFT is processed through the Automated Clearing House Network (ACH) and your bank must be an ACH member to utilize this service. The minimum EFT transaction is $10; the maximum is $100,000. EFT can take up to two weeks to establish with your bank. Once EFT is established, transfers are normally completed within three business days. EFT purchases are subject to a seven-business-day collection process. We and our affiliates do not charge a fee for EFT transactions, although your bank may charge transaction fees. In the case of PAS nonretirement and XXX IRA Accounts, you hereby authorize and request NFS or FMTC to make payment of amounts representing redemption(s) made by you or to secure payments of amounts to be invested by you by initiating credit or debit entries to your bank Account associated with the Account feature instructions specified in Section 2 of your Account Application, and you authorize and request the bank to accept any such credit or debit entries initiated by NFS or FMTC to such bank Account and to credit or debit, as requested, the same to such bank Account, without responsibility for the correctness thereof or for the existence of any further authorization relating thereto. You hereby ratify any telephone instructions given pursuant to this authorization and agree that neither a fund nor NFS, FMTC, any of their agents, affiliates, or successors, as applicable, will be liable for loss, liability, cost, or expense for acting upon such instructions. It is understood that this authorization may be terminated by you at any time by written notification to NFS and to the bank. Any such notification shall be effective only with respect to entries after receipt of such notification and a reasonable time to act on it. With regard to an existing XXX IRA Personal Withdrawal Service (XXXIRA-PWS) feature that you previously established with the custodian of the Fidelity XXXIRA, FMTC, and elected to apply to a newly established PAS XXX IRA Account, you understand and agree that the information, elections and instructions that you previously agreed to on the XXXIRA-PWS form accepted by us or our affiliates (subject to any subsequent instructions provided by you and accepted by us or our affiliates regarding your XXXIRA-PWS feature), including any state or federal income tax withhold- ing elections, will now apply to your PAS XXXIRA-PWS feature (PAS Account XXXIRA-PWS). You also understand and agree that any existing withdrawal instructions as to the specific investment positions to be liquidated to fund systematic withdrawals will not apply to the PAS Account XXXIRA-PWS. In addition, you understand and agree that any acknowledgements, certifications, authorizations, acceptances of responsibility, indemnifications, and instructions that you agreed to as part of your previously established XXXIRA-PWS feature will apply to your PAS Account XXXIRA-PWS feature.

Transfer of Account Features. You hereby authorize NFS to obtain information from its affiliates, Fidelity Distributors Corporation Company LLC and FBS, about the existing Account Fidelity account features you have indicated in Section 2 of the Fidelity Portfolio Advisory Service® application or the Fidelity Portfolio Advisory Service XXX application your Account Application and to establish such comparable features for your Program Account. You understand the features may differ in certain ways, including the imposition of fees, when implemented in your Program Account, versus how they operate in the mutual fund or brokerage Account(sexisting Fidelity account(s) from which such features are being transferred. Fidelity Electronic Funds Transfer electronic funds transfer (“EFT”) enables you to electronically transfer money between your bank Account account and your Program Account. To use this service, at least one common name must match exactly on your PAS Program Account and your bank Accountaccount. Once established on your Program Account, EFT transactions may be initiated over the phone or in writing. EFT is processed through the Automated Clearing House Network (“ACH”) network and your bank must be an ACH member to utilize use this service. The minimum EFT transaction amount is $10; the maximum EFT transaction amount is generally $100,000, although certain daily cumulative limitations also apply. There may be a delay in setting up EFT can take up to two weeks to establish with for your bank. Once EFT is established, transfers are normally completed within three business days. EFT purchases are subject to a seven-business-day collection processProgram Account. We and our affiliates do not charge a fee for EFT transactions, although your bank may charge transaction fees. In the case of PAS nonretirement and XXX Accounts, you You hereby authorize and request NFS or FMTC or, with respect to Retirement Program Accounts, Fidelity Management Trust Company (“FMTC”), to make payment of amounts representing redemption(s) redemptions made by you or to secure payments of amounts to be invested by you by initiating credit or debit entries to your bank Account account associated with the Program Account feature instructions specified in Section 2 of your Account Application, and you authorize and request the bank to accept any such credit or debit entries initiated by NFS or FMTC to such bank Account account and to credit or debit, as requested, the same to such bank Accountaccount, without responsibility for the correctness thereof or for the existence of any further authorization relating thereto. You hereby ratify any telephone instructions given pursuant to this authorization and agree that neither a fund nor NFS, FMTC, any of their agents, affiliates, or successors, as applicable, will be liable for loss, liability, cost, or expense for acting upon such instructions. It is understood that this authorization may be terminated by you at any time by written notification to NFS and to the bank. Any such notification shall be effective only with respect to entries after receipt of such notification and a reasonable time to act on it. With regard to an existing XXX Personal Withdrawal Service (“XXX-PWS”) feature that you previously established with the custodian of the your Fidelity XXX, FMTC, and elected to apply to a newly established PAS XXX Retirement Program Account, you understand and agree that the information, elections elections, and instructions that you previously agreed to on the XXX-PWS form accepted by us or our affiliates (subject to any subsequent instructions provided by you and accepted by us or our affiliates regarding your XXX-PWS feature), including any state or federal income tax withhold- ing withholding elections, will now apply to your PAS Retirement Program Account XXX-PWS feature (PAS “Retirement Program Account XXX-PWS)”) feature. You also understand and agree that any existing withdrawal instructions as to the specific investment positions to be liquidated to fund systematic withdrawals will not apply to the PAS Retirement Program Account XXX-PWS. In addition, you understand and agree that any acknowledgements, certifications, authorizations, acceptances of responsibility, indemnifications, and instructions that you agreed to as part of your previously established XXX-PWS feature will apply to your PAS Retirement Program Account XXX-PWS feature.

Transfer of Account Features. You hereby authorize NFS to obtain information from its affiliates, Fidelity Service Company, Inc., Fidelity Distributors Corporation Corporation, and FBS, about the existing Account account features you have indicated in Section section 2 of the Fidelity Portfolio Advisory Service® application or the Fidelity Portfolio Advisory Service XXX application and to establish comparable features for your Account. You understand the features may differ in certain ways, including the imposition of fees, when implemented in your Account, Account versus how they operate in the mutual fund or brokerage Account(saccount(s) from which such features are being transferred. Fidelity Electronic Funds Transfer (EFT) Money Line® enables you to electronically transfer money between your bank Account account and your Account. To use this service, at least one common name must match exactly appear on your PAS Account and your bank Accountaccount. Once established on your Account, EFT Money Line transactions may be initiated over the phone or in writing. EFT Money Line is processed through the Automated Clearing House Network (ACH) and your bank must be an ACH member to utilize this service. The minimum EFT Money Line transaction is $10; the maximum is $100,000. EFT Money Line can take up to two weeks to establish with your bank. Once EFT Money Line is established, transfers are normally completed within three business days. EFT Money Line purchases are subject to a seven-business-day collection process. We and our affiliates do not charge a fee for EFT Money Line transactions, although your bank may charge transaction fees. In the case of PAS nonretirement non-retirement and XXX Accountsaccounts, you hereby authorize and request NFS or FMTC to make payment of amounts representing redemption(s) made by you or to secure payments of amounts to be invested by you by initiating credit or debit entries to your bank Account account associated with the Account account feature instructions specified in Section section 2 of your Account Application, and you authorize and request the bank to accept any such credit or debit entries initiated by NFS or FMTC to such bank Account account and to credit or debit, as requested, 1 Average daily assets of Portfolio Advisory Services accounts determined on the same to such bank Account, without responsibility for last business day of the correctness thereof or for the existence of any further authorization relating theretoquarter. You hereby ratify any telephone instructions given pursuant to this authorization and agree that neither a fund nor NFS, FMTC, any of their agents, affiliates, or successors, as applicable, will be liable for loss, liability, cost, or expense for acting upon such instructions. It is understood that this authorization Certain Portfolio Advisory Services account balances may be terminated by you aggregated with certain other Portfolio Advisory Services account balances in order to arrive at any time by written notification the reduced fee rates applicable to NFS and to the bankvarious marginal balances. Any such notification shall be effective only with respect to entries after receipt of such notification and a reasonable time to act on it. With regard to an existing XXX Personal Withdrawal Service (XXX-PWS) feature that you previously established with the custodian Contact your Portfolio Advisory Services representative for details of the Fidelity XXX, FMTC, and elected to apply to a newly established PAS XXX Account, you understand and agree that the information, elections and instructions that you previously agreed to on the XXX-PWS form accepted by us or our affiliates (subject to any subsequent instructions provided by you and accepted by us or our affiliates regarding your XXX-PWS feature), including any state or federal income tax withhold- ing elections, will now apply to your PAS XXX-PWS feature (PAS Account XXX-PWS). You also understand and agree that any existing withdrawal instructions as to the specific investment positions to be liquidated to fund systematic withdrawals will not apply to the PAS Account XXX-PWS. In addition, you understand and agree that any acknowledgements, certifications, authorizations, acceptances of responsibility, indemnifications, and instructions that you agreed to as part of your previously established XXX-PWS feature will apply to your PAS Account XXX-PWS featureaccount aggregation policy.