Common use of TOP Clause in Contracts

TOP. 30. MARGIN (%) --------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP -------------------------------------------------------------------------------

TOP. 29. TOP 10 ZIP CODE CONCENTRATIONS WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG TOP 10 NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV ZIP CODE OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES CONCENTRATIONS LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------------------------------------------------------------------- 95023 5 1,106,395.24 0.51 221,279 8.74 5.525 14.74 24 360 359.3 0.7 77.2 77.1 77.17 77.15 ----------------------------------------------------------------------------------------------------------------------------------- 96746 3 873,221.31 0.4 291,074 10.369 5.811 16.37 30 360 358.8 1.2 73.6 73.5 73.57 73.55 ----------------------------------------------------------------------------------------------------------------------------------- 96819 3 833,062.88 0.38 277,688 9.861 5.973 15.86 22 360 357.7 2.3 83.3 83.2 83.31 83.31 ----------------------------------------------------------------------------------------------------------------------------------- 94605 4 808,015.57 0.37 202,004 10.05 6.446 16.05 29 360 358.9 1.1 77.4 77.3 77.27 77.36 ----------------------------------------------------------------------------------------------------------------------------------- 93551 4 802,821.56 0.37 200,705 10.09 6.287 16.09 26 360 359.6 0.4 84.3 84.3 84.29 84.27 ----------------------------------------------------------------------------------------------------------------------------------- 94591 4 737,928.27 0.34 184,482 9.871 6.12 15.87 31 360 359.7 0.3 77.1 77.1 77.06 78.29 ----------------------------------------------------------------------------------------------------------------------------------- 95122 3 715,000.00 0.33 238,333 10.444 6.013 16.44 33 360 360 0 68.5 68.5 68.48 68.46 ----------------------------------------------------------------------------------------------------------------------------------- 96701 2 634,800.00 0.29 317,400 9.593 5.638 15.59 24 360 360 0 74.3 74.3 74.38 74.33 ----------------------------------------------------------------------------------------------------------------------------------- 94609 2 629,849.25 0.29 314,925 10.403 6.167 16.4 29 360 359.4 0.6 74 73.9 73.99 73.95 ----------------------------------------------------------------------------------------------------------------------------------- 90003 4 579,077.68 0.27 144,769 10.875 6.433 16.88 25 360 359.4 0.6 82.6 82.6 82.59 83.13 ----------------------------------------------------------------------------------------------------------------------------------- Other 2,051 210,798,132.11 96.47 102,778 10.659 6.24 16.66 31 358.6 357.8 0.8 78.6 78.6 78.68 79.16 ----------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 30. PROPERTY TYPE WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES PROPERTY TYPE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS --------------------------------------------------------------------------------------------------------------------------------- Single Family Residence 1,828 191,989,053.20 87.86 105,027 10.619 6.239 16.62 31 358.7 357.8 0.8 78.6 78.5 78.61 79.07 --------------------------------------------------------------------------------------------------------------------------------- Condo 123 11,769,252.28 5.39 95,685 10.483 6.12 16.48 31 360 359.1 0.9 83.2 83.2 83.21 83.72 --------------------------------------------------------------------------------------------------------------------------------- 2 Family 72 7,030,514.49 3.22 97,646 11.159 6.272 17.16 31 360 359.2 0.8 75.8 75.8 75.83 76.41 --------------------------------------------------------------------------------------------------------------------------------- 3 Family 23 3,338,286.37 1.53 145,143 11.073 6.266 17.07 31 360 359.3 0.7 74.1 74.1 74.14 74.6 --------------------------------------------------------------------------------------------------------------------------------- 4 Family 15 1,992,526.37 0.91 132,835 10.532 5.962 16.56 29 360 359.5 0.5 74.5 74.5 74.5 74.66 --------------------------------------------------------------------------------------------------------------------------------- Townhouse 17 1,838,254.53 0.84 108,133 10.132 6.212 16.13 35 360 359.1 0.9 75.6 75.6 75.69 76.51 --------------------------------------------------------------------------------------------------------------------------------- Manufactured 7 560,416.63 0.26 80,060 11.845 6.574 17.85 35 294.2 293.5 0.7 76.1 76.1 76.24 76.14 Housing --------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 --------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 31. NUMBER OF UNITS WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES NUMBER OF UNITS LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------------------------------------------------------------------- 1 1,975 206,156,976.64 94.34 104,383 10.61 6.233 16.61 31 358.6 357.7 0.8 78.8 78.7 78.84 79.31 ----------------------------------------------------------------------------------------------------------------------------------- 2 72 7,030,514.49 3.22 97,646 11.159 6.272 17.16 31 360 359.2 0.8 75.8 75.8 75.83 76.41 ----------------------------------------------------------------------------------------------------------------------------------- 3 23 3,338,286.37 1.53 145,143 11.073 6.266 17.07 31 360 359.3 0.7 74.1 74.1 74.14 74.6 ----------------------------------------------------------------------------------------------------------------------------------- 4 15 1,992,526.37 0.91 132,835 10.532 5.962 16.56 29 360 359.5 0.5 74.5 74.5 74.5 74.66 ----------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 32. OCCUPANCY WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES OCCUPANCY LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------------------------------------------------------------------- Primary 1,957 209,260,423.12 95.76 106,929 10.611 6.249 16.61 31 358.7 357.8 0.8 78.9 78.9 78.99 79.48 ----------------------------------------------------------------------------------------------------------------------------------- Investment 121 8,788,325.66 4.02 72,631 11.192 5.829 17.19 31 358.8 358.1 0.7 70.1 70 70.18 70.13 ----------------------------------------------------------------------------------------------------------------------------------- Second Home 7 469,555.09 0.21 67,079 10.542 6.293 16.54 29 348.5 348.3 0.2 77.6 77.6 77.58 77.58 ----------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 33. OCCUPANCY CHECK (%1ST FIELDS IS OCCUP STAT, 2ND IS PROPERTY CLASS) --------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB OCCUPANCY CHECK % OF WTD AVG WTD AVG WTD WTD ORIG ORIG (1ST FIELDS IS NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OCCUP STAT, 2ND OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES IS PROPERTY CLASS) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ------------------------------------------------------------------------------------------------------------------------------------ N 2 2 145,000.00 0.07 72,500 10.997 6.203 17 36 322.8 322.8 0 74.4 74.4 74.41 74.44 ------------------------------------------------------------------------------------------------------------------------------------ N 3 121 8,788,325.66 4.02 72,631 11.192 5.829 17.19 31 358.8 358.1 0.7 70.1 70 70.18 70.13 ------------------------------------------------------------------------------------------------------------------------------------ Y 1 1,957 209,260,423.12 95.76 106,929 10.611 6.249 16.61 31 358.7 357.8 0.8 78.9 78.9 78.99 79.48 ------------------------------------------------------------------------------------------------------------------------------------ Y 2 5 324,555.09 0.15 64,911 10.339 6.333 16.34 26 360 359.6 0.4 79 79 79 78.99 ------------------------------------------------------------------------------------------------------------------------------------ TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ------------------------------------------------------------------------------------------------------------------------------------ TOP ------------------------------------------------------------------------------- 34. PURPOSE % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) PURPOSE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 -------------------------------------------------------------------------------------------------------- Refinance - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 Cashout 888 97,337,373.63 44.54 109,614 10.433 6.2 16.44 -------------------------------------------------------------------------------------------------------- Purchase 829 82,573,038.94 37.79 99,606 10.805 6.151 16.81 -------------------------------------------------------------------------------------------------------- Refinance - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- Rate Term 368 38,607,891.30 17.67 104,913 10.778 6.487 16.78 -------------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 2,085 218,518,303.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 104,805 10.634 6.232 16.64 -------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) PURPOSE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 -------------------------------------------------------------------------------------------------------- Refinance - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 Cashout 31 358.4 357.6 0.8 75.2 75.1 75.27 75.27 -------------------------------------------------------------------------------------------------------- Purchase 31 359.3 358.5 0.8 83.4 83.3 83.38 84.6 -------------------------------------------------------------------------------------------------------- Refinance - 5.000 Rate Term 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 357.8 356.9 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 76.9 76.8 76.94 77.01 -------------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 -------------------------------------------------------------------------------------------------------- TOP -------------------------------------------------------------------------------

TOP. 3037. MARGIN FICO SCORE (%SCOREFICO1) --------------------------------------------------------------------------------------------------- WTD % OF WTD AVG WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG FICO OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN TO ORIG SCORE (%SCOREFICO1) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- ROLL TERM ---------------------------------------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 0 21 1,419,770.63 1.29 67,608 11.626 0 0 0 342.9 ---------------------------------------------------------------------------------------------------------------- 0 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 000 000 19,178,899.36 17.49 67,770 11.962 0 0 0 333.6 ---------------------------------------------------------------------------------------------------------------- 541 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 580 385 27,025,565.45 24.64 70,196 11.327 0 0 0 332.6 ---------------------------------------------------------------------------------------------------------------- 581 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 620 397 33,548,434.16 30.59 84,505 10.501 0 0 0 333.7 ---------------------------------------------------------------------------------------------------------------- 621 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 660 242 19,528,067.93 17.8 80,694 10.265 0 0 0 331.5 ---------------------------------------------------------------------------------------------------------------- 661 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 700 58 5,570,554.28 5.08 96,044 10.062 0 0 0 343.1 ---------------------------------------------------------------------------------------------------------------- 701 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 740 33 2,647,963.14 2.41 80,241 10.145 0 0 0 334 ---------------------------------------------------------------------------------------------------------------- 741 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 780 11 653,825.63 0.6 59,439 9.385 0 0 0 326.1 ---------------------------------------------------------------------------------------------------------------- 781 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 820 1 106,697.58 0.1 106,698 8.25 0 0 0 180 ---------------------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 0 0 0 333.4 ---------------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG FICO REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN SCORE (%SCOREFICO1) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- ---------------------------------------------------------------------------- < = 4.000 36 360 359.5 0 342.5 0.4 66.8 66.8 66.89 66.82 ---------------------------------------------------------------------------- 1 - 540 333.1 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 69.8 69.6 70.12 70.13 ---------------------------------------------------------------------------- 541 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 580 331.9 0.7 73.6 73.6 74.31 74.37 ---------------------------------------------------------------------------- 581 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 620 333.3 0.4 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 73.58 73.59 ---------------------------------------------------------------------------- 621 - 660 330.9 0.5 75.1 75 75.85 75.94 ---------------------------------------------------------------------------- 661 - 700 342.3 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 72.7 72.5 73.59 73.56 ---------------------------------------------------------------------------- 701 - 740 332.8 1.2 69.9 69.8 70.46 70.33 ---------------------------------------------------------------------------- 741 - 780 325.3 0.8 61.6 61.6 61.91 61.62 ---------------------------------------------------------------------------- 781 - 820 179 1 56.3 56.2 57 56.32 ---------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- 332.9 0.6 72.8 72.8 73.31 73.34 ---------------------------------------------------------------------------- Minimum: 3.9050 100 Maximum: 9.2500 787 Weighted Average: 6.1757 590.1 TOP --------------------------------------------------------------------------------------------------------------------------------------

TOP. 3034. MARGIN MAXIMUM MORTGAGE RATES (%) --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) MAXIMUM MORTGAGE RATES% LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 14.000 5 754,079.39 1.6 150,816 7.979 5.554 13.98 ------------------------------------------------------------------------------------------------------ 14.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 15.000 48 10,228,925.63 21.65 213,103 8.715 5.574 14.72 ------------------------------------------------------------------------------------------------------ 15.001 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 16.000 74 15,922,943.15 33.7 215,175 9.636 6.024 15.64 ------------------------------------------------------------------------------------------------------ 16.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 17.000 49 8,569,548.14 18.14 174,889 10.491 6.314 16.49 ------------------------------------------------------------------------------------------------------ 17.001 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 18.000 39 5,905,041.69 12.5 151,411 11.46 6.546 17.46 ------------------------------------------------------------------------------------------------------ 18.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 19.000 25 3,077,056.63 6.51 123,082 12.509 6.295 18.51 ------------------------------------------------------------------------------------------------------ 19.001 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 20.000 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 1,340,433.91 2.84 95,745 13.235 7.674 19.29 ------------------------------------------------------------------------------------------------------ 20.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 26 1,447,963.33 3.06 55,691 15.131 8.445 21.13 ------------------------------------------------------------------------------------------------------ TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) MAXIMUM MORTGAGE RATES% ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- --------------------------------------------------------------------- < = 4.000 36 14.000 23 360 359.2 0.8 69.3 69.3 69.34 69.32 -------------------------------------------------------------------------------------------- 14.001 - 15.000 28 356.3 355.5 0.8 70.2 70.1 70.18 70.24 -------------------------------------------------------------------------------------------- 15.001 - 16.000 28 358.9 357.9 0.9 77.1 77.1 77.14 77.22 -------------------------------------------------------------------------------------------- 16.001 - 17.000 29 353.6 353 0.5 78.9 78.9 79 78.97 -------------------------------------------------------------------------------------------- 17.001 - 18.000 30 360 358.3 1.7 72.7 72.6 72.73 72.85 -------------------------------------------------------------------------------------------- 18.001 - 19.000 33 360 359.4 0.6 73 73 73.06 73.19 -------------------------------------------------------------------------------------------- 19.001 - 20.000 34 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 71.3 71.3 71.3 71.81 -------------------------------------------------------------------------------------------- 20.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 359.4 0.6 62.7 62.7 62.75 63.27 -------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 3035. MARGIN (%) --------------------------------------------------------------------------------------------------- NEXT RATE ADJUSTMENT DATE ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) NEXT RATE ADJUSTMENT LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 DATE ------------------------------------------------------------------------------------------------------ 2002-02-01 1 321,590.05 0.68 321,590 11.2 7.125 17.2 ------------------------------------------------------------------------------------------------------ 2002-05-01 1 342,969.80 0.73 342,970 8.625 5.375 14.63 ------------------------------------------------------------------------------------------------------ 2002-07-01 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 588,102.14 1.24 294,051 9.572 5.258 15.57 ------------------------------------------------------------------------------------------------------ 2002-08-01 2 282,336.34 0.6 141,168 9.681 5.75 15.68 ------------------------------------------------------------------------------------------------------ 2002-09-01 13 1,811,057.50 3.83 139,312 9.61 5.94 15.65 ------------------------------------------------------------------------------------------------------ 2002-10-01 59 8,202,333.50 17.36 139,023 10.155 6.192 16.16 ------------------------------------------------------------------------------------------------------ 2002-11-01 54 11,205,471.31 23.72 207,509 9.664 5.943 15.66 ------------------------------------------------------------------------------------------------------ 2002-12-01 11 1,402,355.00 2.97 127,487 11.301 6.427 17.3 ------------------------------------------------------------------------------------------------------ 2003-02-01 1 306,692.20 0.65 306,692 11.53 6.7 17.53 ------------------------------------------------------------------------------------------------------ 2003-06-01 1 330,151.08 0.7 330,151 9.375 6.375 15.38 ------------------------------------------------------------------------------------------------------ 2003-08-01 2 414,539.83 0.88 207,270 11.458 7.37 17.46 ------------------------------------------------------------------------------------------------------ 2003-09-01 23 4,607,892.03 9.75 200,343 10.141 6.424 16.14 ------------------------------------------------------------------------------------------------------ 2003-10-01 48 6,600,887.03 13.97 137,518 10.597 6.379 16.6 ------------------------------------------------------------------------------------------------------ 2003-11-01 50 8,529,514.06 18.05 170,590 10.87 6.189 16.87 ------------------------------------------------------------------------------------------------------ 2003-12-01 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 2,300,100.00 4.87 191,675 10.339 6.111 16.34 ------------------------------------------------------------------------------------------------------ TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) INCLUDE NEXT RATE ADJUSTMENT ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 LIEN DATE --------------------------------------------------------------------------------------------- 2002-02-01 15 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 351 9 75 74.8 75 75 --------------------------------------------------------------------------------------------- 2002-05-01 18 360 354 6 80 79.8 80 80 --------------------------------------------------------------------------------------------- 2002-07-01 20 360 356 4 73.1 72.9 73.15 73.1 --------------------------------------------------------------------------------------------- 2002-08-01 21 360 357 3 76.6 76.5 76.65 76.58 --------------------------------------------------------------------------------------------- 2002-09-01 22 360 358 2 75.3 75.2 75.29 75.66 --------------------------------------------------------------------------------------------- 2002-10-01 23 357.3 356.3 1 73.5 73.5 73.54 73.62 --------------------------------------------------------------------------------------------- 2002-11-01 24 359.2 359.2 0 74.3 74.3 74.35 74.46 --------------------------------------------------------------------------------------------- 2002-12-01 25 350.2 350.2 0 74.1 74.1 74.1 74.1 --------------------------------------------------------------------------------------------- 2003-02-01 27 360 351 9 75 74.8 75 75.37 --------------------------------------------------------------------------------------------- 2003-06-01 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 355 5 68 67.8 68 67.97 --------------------------------------------------------------------------------------------- 2003-08-01 33 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 357 3 80.9 80.9 80.93 80.92 --------------------------------------------------------------------------------------------- 2003-09-01 34 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 358 2 78.2 78.1 78.22 78.33 --------------------------------------------------------------------------------------------- 2003-10-01 35 360 359.1 0.9 352.2 351.2 1 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 73.51 73.57 --------------------------------------------------------------------------------------------- 2003-11-01 36 359.3 359.3 0 73 73 73.05 73.06 --------------------------------------------------------------------------------------------- 2003-12-01 37 355.9 355.9 0 76.4 76.4 76.38 76.53 ----------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- Minimum: 3.9050 2002-02-01 Maximum: 9.2500 2003-12-01 Weighted Average: 6.1757 2003-04-04 TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 308. MARGIN CURRENT LOAN-TO-VALUE RATIO (%) --------------------------------------------------------------------------------------------------- (LTVCURR) ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG CURRENT OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN LOAN-TO-VALUE RATIO (%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- (LTVCURR) ------------------------------------------------------------------------ < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 50.00 174 7,750,915.64 7.07 44,545 11.302 0 ------------------------------------------------------------------------------------------------------ 50.01 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 60.00 124 7,759,186.89 7.07 62,574 10.947 0 ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV CURRENT MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN LOAN-TO-VALUE RATIO (%) RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- (LTVCURR) ------------------------------------------------------------------------- < = 4.000 36 50.00 0 0 295.9 294 1.8 36.6 36.3 42.05 41.88 ------------------------------------------------------------------------------------------------------- 50.01 - 60.00 0 0 317.3 316.8 0.6 56.5 56.4 56.75 56.6 ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ % OF NUMBER TOTAL TOTAL AVG WTD WTD CURRENT OF CURRENT CURRENT CURRENT AVG AVG LOAN-TO-VALUE RATIO (%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN (LTVCURR) ------------------------------------------------------------------------------------------------------ 60.01 - 70.00 291 21,570,709.07 19.67 74,126 11.248 0 ------------------------------------------------------------------------------------------------------ 70.01 - 75.00 234 17,888,468.88 16.31 76,446 10.796 0 ------------------------------------------------------------------------------------------------------ 75.01 - 80.00 420 37,703,782.14 34.38 89,771 10.568 0 ------------------------------------------------------------------------------------------------------ 80.01 - 85.00 97 8,810,818.21 8.03 90,833 10.799 0 ------------------------------------------------------------------------------------------------------ 85.01 - 90.00 71 6,476,445.66 5.9 91,218 11.228 0 ------------------------------------------------------------------------------------------------------ 90.01 - 95.00 15 1,025,430.55 0.93 68,362 11.797 0 ------------------------------------------------------------------------------------------------------ 95.01 - 100.00 5 694,021.12 0.63 138,804 11.554 0 ------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV CURRENT MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES LOAN-TO-VALUE RATIO (%) RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS (LTVCURR) ------------------------------------------------------------------------- 60.01 - 70.00 0 0 335.7 335.2 0.4 67.1 67.1 67.29 67.15 ------------------------------------------------------------------------------------------------------- 70.01 - 75.00 0 0 330.5 330.2 0.4 74.3 74.3 74.38 74.59 ------------------------------------------------------------------------------------------------------- 75.01 - 80.00 0 0 336.6 336.2 0.5 79.5 79.5 79.62 79.75 ------------------------------------------------------------------------------------------------------- 80.01 - 85.00 0 0 349 348.6 0.4 84.3 84.3 84.44 84.31 ------------------------------------------------------------------------------------------------------- 85.01 - 90.00 0 0 351.1 350.4 0.6 89.8 89.8 89.86 90 ------------------------------------------------------------------------------------------------------- 90.01 - 95.00 0 0 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 95 95 94.99 94.98 ------------------------------------------------------------------------------------------------------- 95.01 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 100.00 0 0 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 97.5 97.5 97.5 97.5 ------------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP -------------------------------------------------------------------------------0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------------

TOP. 3038. MARGIN (%) --------------------------------------------------------------------------------------------------- FICO SCORE % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG FICO OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) SCORE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 0 12 1,078,831.89 0.49 89,903 10.527 5.76 ------------------------------------------------------------------------------------------- 0 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 000 000 34,096,108.81 15.6 91,410 11.659 6.912 ------------------------------------------------------------------------------------------- 541 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 580 683 70,641,045.34 32.33 103,428 10.792 6.34 ------------------------------------------------------------------------------------------- 581 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 620 567 62,302,431.16 28.51 109,881 10.404 6.123 ------------------------------------------------------------------------------------------- 621 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 660 321 35,925,280.79 16.44 111,917 10.002 5.825 ------------------------------------------------------------------------------------------- 661 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 700 99 10,798,053.79 4.94 109,071 9.976 5.667 ------------------------------------------------------------------------------------------- 701 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 740 22 2,839,348.94 1.3 129,061 10.047 5.377 ------------------------------------------------------------------------------------------- 741 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 780 7 810,083.15 0.37 115,726 10.482 5.821 ------------------------------------------------------------------------------------------- 781 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 820 1 27,120.00 0.01 27,120 10.4 4.75 ------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 2,085 218,518,303.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- 104,805 10.634 6.232 ------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV FICO MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) SCORE RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- -------------------------------------------------------------------------------------------- < = 4.000 36 0 16.53 34 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 359 1 73.8 73.8 73.85 73.86 -------------------------------------------------------------------------------------------- 1 - 4.500 540 17.67 32 358.2 357.5 0.7 72 72 72.09 72.42 -------------------------------------------------------------------------------------------- 541 - 580 16.8 31 358.3 357.4 0.9 77.7 77.6 77.72 78.14 -------------------------------------------------------------------------------------------- 581 - 620 16.41 31 358.5 357.7 0.8 81.7 81.6 81.72 82.16 -------------------------------------------------------------------------------------------- 621 - 660 16.01 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 359.6 358.7 1 81.1 81 81.09 81.67 -------------------------------------------------------------------------------------------- 661 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 700 15.98 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 359.3 0.7 80 80 80 80.84 -------------------------------------------------------------------------------------------- 701 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 740 16.05 30 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 77.8 77.7 77.87 79.24 -------------------------------------------------------------------------------------------- 741 - 780 16.48 32 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 359.3 0.7 77.1 77.1 77.12 78.13 -------------------------------------------------------------------------------------------- 781 - 820 16.4 36 360 360 0 80 80 80 80 -------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 -------------------------------------------------------------------------------------------- Minimum: 3.9050 70 Maximum: 9.2500 783 Weighted Average: 6.1757 586.7 TOP -------------------------------------------------------------------------------

TOP. 3049. MARGIN (%) --------------------------------------------------------------------------------------------------- NEXT RATE ADJUSTMENT DATE % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) NEXT RATE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 ADJUSTMENT DATE --------------------------------------------------------------------------------------------------------- 2001-04-01 1 103,944.65 0.05 103,945 9.125 5.594 --------------------------------------------------------------------------------------------------------- 2001-12-01 1 49,977.51 0.02 49,978 9.93 4.95 --------------------------------------------------------------------------------------------------------- 2002-01-01 1 37,403.63 0.02 37,404 11.63 6.7 --------------------------------------------------------------------------------------------------------- 2002-03-01 1 134,767.53 0.06 134,768 12.1 6.75 --------------------------------------------------------------------------------------------------------- 2002-05-01 1 84,756.65 0.04 84,757 9.74 6 --------------------------------------------------------------------------------------------------------- 2002-06-01 5 898,454.66 0.41 179,691 10.316 5.88 --------------------------------------------------------------------------------------------------------- 2002-07-01 17 1,946,680.76 0.89 114,511 10.069 5.711 --------------------------------------------------------------------------------------------------------- 2002-08-01 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 1,797,323.64 0.82 128,380 10.44 5.772 --------------------------------------------------------------------------------------------------------- 2002-09-01 61 8,158,914.08 3.73 133,753 10.232 6.221 --------------------------------------------------------------------------------------------------------- 2002-10-01 155 20,640,263.64 9.45 133,163 10.128 6.115 --------------------------------------------------------------------------------------------------------- 2002-11-01 280 37,669,131.43 17.24 134,533 10.106 6.042 --------------------------------------------------------------------------------------------------------- 2002-12-01 41 4,865,033.00 2.23 118,659 10.083 6.055 --------------------------------------------------------------------------------------------------------- 2003-04-01 3 375,229.47 0.17 125,076 10.358 5.337 --------------------------------------------------------------------------------------------------------- 2003-05-01 7 712,561.56 0.33 101,795 10.008 5.606 --------------------------------------------------------------------------------------------------------- 2003-06-01 11 1,055,956.89 0.48 95,996 10.609 6.12 --------------------------------------------------------------------------------------------------------- 2003-07-01 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 2,366,556.08 1.08 102,894 10.551 6.283 --------------------------------------------------------------------------------------------------------- 2003-07-15 1 99,901.25 0.05 99,901 9.5 5.75 --------------------------------------------------------------------------------------------------------- 2003-08-01 36 3,506,006.59 1.6 97,389 10.41 6.176 --------------------------------------------------------------------------------------------------------- 2003-09-01 227 23,893,881.92 10.93 105,259 10.72 6.389 --------------------------------------------------------------------------------------------------------- 2003-10-01 429 40,349,775.67 18.47 94,055 10.909 6.341 --------------------------------------------------------------------------------------------------------- 2003-11-01 643 57,492,549.26 26.31 89,413 11.068 6.3 --------------------------------------------------------------------------------------------------------- 2003-12-01 126 12,191,234.00 5.58 96,756 10.769 6.374 --------------------------------------------------------------------------------------------------------- 2004-01-01 1 88,000.00 0.04 88,000 11.5 6.875 --------------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 2,085 218,518,303.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 104,805 10.634 6.232 --------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) NEXT RATE RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 ADJUSTMENT DATE ---------------------------------------------------------------------------------------------------------------- 2001-04-01 15.13 5 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 359 1 41.8 41.8 42 41.77 ---------------------------------------------------------------------------------------------------------------- 2001-12-01 15.93 13 360 349 11 90 89.3 90 90 ---------------------------------------------------------------------------------------------------------------- 2002-01-01 17.63 14 360 350 10 75 74.8 75 75 ---------------------------------------------------------------------------------------------------------------- 2002-03-01 18.1 16 360 352 8 75 74.9 75 75 ---------------------------------------------------------------------------------------------------------------- 2002-05-01 15.74 18 360 354 6 69.1 68.9 69.1 69.11 ---------------------------------------------------------------------------------------------------------------- 2002-06-01 16.58 19 360 355 5 89 88.4 89.11 89.04 ---------------------------------------------------------------------------------------------------------------- 2002-07-01 16.12 20 360 356 4 80.6 79.7 80.57 81.54 ---------------------------------------------------------------------------------------------------------------- 2002-08-01 16.44 21 360 357 3 80.2 80.1 80.16 80.71 ---------------------------------------------------------------------------------------------------------------- 2002-09-01 16.25 22 360 358 2 84 83.9 83.99 84.16 ---------------------------------------------------------------------------------------------------------------- 2002-10-01 16.13 23 360 359 1 78.8 78.7 78.79 79.05 ---------------------------------------------------------------------------------------------------------------- 2002-11-01 16.11 24 359.4 359.3 0 79.3 79.3 79.34 79.86 ---------------------------------------------------------------------------------------------------------------- 2002-12-01 16.08 25 360 360 0 79.6 79.4 79.73 79.82 ---------------------------------------------------------------------------------------------------------------- 2003-04-01 16.36 29 360 353 7 79.9 79.4 79.85 81.37 ---------------------------------------------------------------------------------------------------------------- 2003-05-01 16.01 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 360 354 6 78.5 78.3 78.46 78.68 ---------------------------------------------------------------------------------------------------------------- 2003-06-01 16.61 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 355 5 81.2 80.4 81.2 82.19 ---------------------------------------------------------------------------------------------------------------- 2003-07-01 16.55 32 360 356 4 83.2 82.9 83.26 83.81 ---------------------------------------------------------------------------------------------------------------- 2003-07-15 15.5 32 360 356 4 80 79.9 80 87 ---------------------------------------------------------------------------------------------------------------- 2003-08-01 16.41 33 360 357 3 79.8 79.7 79.82 80.42 ---------------------------------------------------------------------------------------------------------------- 2003-09-01 16.72 34 360 358 2 79.8 79.7 79.87 80.18 ---------------------------------------------------------------------------------------------------------------- 2003-10-01 16.91 35 356.6 355.6 1 76.7 76.6 76.76 77.23 ---------------------------------------------------------------------------------------------------------------- 2003-11-01 17.07 36 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 357.7 0 77.7 77.7 77.73 78.33 ---------------------------------------------------------------------------------------------------------------- 2003-12-01 16.77 37 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 0 77.7 77.7 77.71 78.26 ---------------------------------------------------------------------------------------------------------------- 2004-01-01 17.5 38 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 0 80 80 80 80 ---------------------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ---------------------------------------------------------------------------------------------------------------- Minimum: 3.9050 2001-04-01 Maximum: 9.2500 2004-01-01 Weighted Average: 6.1757 2003-06-04 TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 3037. MARGIN (%) --------------------------------------------------------------------------------------------------- FRONT RATIO % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG FRONT OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) RATIO LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- < = 4.000 0.00 240 19,289,600.19 8.83 80,373 10.816 6.134 16.82 ----------------------------------------------------------------------------------------------------- 0.01 - 5.00 21 774,004.48 0.35 36,857 11.983 6.471 17.98 ----------------------------------------------------------------------------------------------------- 5.01 - 10.00 92 5,114,188.44 2.34 55,589 11.051 6.161 17.05 ----------------------------------------------------------------------------------------------------- 10.01 - 15.00 193 14,303,973.28 6.55 74,114 10.61 6.198 16.61 ----------------------------------------------------------------------------------------------------- 15.01 - 20.00 278 26,154,526.88 11.97 94,081 10.57 6.246 16.57 ----------------------------------------------------------------------------------------------------- 20.01 - 25.00 336 34,856,075.73 15.95 103,738 10.687 6.33 16.69 ----------------------------------------------------------------------------------------------------- 25.01 - 30.00 281 30,512,029.88 13.96 108,584 10.608 6.293 16.62 ----------------------------------------------------------------------------------------------------- 30.01 - 35.00 229 28,632,045.69 13.1 125,031 10.738 6.299 16.74 ----------------------------------------------------------------------------------------------------- 35.01 - 40.00 120 14,038,108.98 6.42 116,984 10.785 6.31 16.79 ----------------------------------------------------------------------------------------------------- 40.01 - 45.00 70 9,642,259.10 4.41 137,747 10.326 6.116 16.33 ----------------------------------------------------------------------------------------------------- 45.01 - 50.00 43 6,743,643.71 3.09 156,829 10.149 6.091 16.15 ----------------------------------------------------------------------------------------------------- 50.01 - 55.00 22 2,785,505.87 1.27 126,614 10.291 5.985 16.29 ----------------------------------------------------------------------------------------------------- 55.01 - 60.00 4 354,618.78 0.16 88,655 11.181 6.036 17.18 ----------------------------------------------------------------------------------------------------- 60.01 - 65.00 5 566,305.54 0.26 113,261 11.419 6.336 17.42 ----------------------------------------------------------------------------------------------------- 65.01 - 70.00 6 912,220.00 0.42 152,037 10.207 6.136 16.21 ----------------------------------------------------------------------------------------------------- 70.01 - 75.00 7 712,839.30 0.33 101,834 9.694 5.804 15.69 ----------------------------------------------------------------------------------------------------- 75.01 - 80.00 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 524,700.00 0.24 262,350 9.505 6.114 15.51 ----------------------------------------------------------------------------------------------------- 80.01 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 85.00 3 347,164.17 0.16 115,721 12.006 6.266 18.01 ----------------------------------------------------------------------------------------------------- 85.01 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 90.00 2 447,391.59 0.2 223,696 9.281 5.631 15.28 ----------------------------------------------------------------------------------------------------- 90.01 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 95.00 1 104,465.10 0.05 104,465 11.3 6.25 17.3 ----------------------------------------------------------------------------------------------------- 95.01 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 100.00 5 784,286.03 0.36 156,857 10.677 5.976 16.68 ----------------------------------------------------------------------------------------------------- 100.01 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 125 20,918,351.13 9.57 167,347 10.513 6.119 16.52 ----------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 2,085 218,518,303.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 104,805 10.634 6.232 16.64 ----------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV FRONT TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) RATIO ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- ----------------------------------------------------------------------------------------- < = 4.000 36 0.00 30 359.3 358.5 0.8 77.3 77.2 77.28 78.11 ----------------------------------------------------------------------------------------- 0.01 - 5.00 33 348.4 347.8 0.6 67.6 67.5 67.56 67.55 ----------------------------------------------------------------------------------------- 5.01 - 10.00 34 356.7 356.1 0.6 72.1 72 72.21 72.57 ----------------------------------------------------------------------------------------- 10.01 - 15.00 33 359 358.2 0.8 77.8 77.7 77.82 78.32 ----------------------------------------------------------------------------------------- 15.01 - 20.00 32 358.6 357.8 0.8 79 78.9 79.02 79.58 ----------------------------------------------------------------------------------------- 20.01 - 25.00 32 357.9 357.1 0.8 79.7 79.7 79.76 80.31 ----------------------------------------------------------------------------------------- 25.01 - 30.00 31 356.7 355.9 0.8 79.8 79.8 79.88 80.51 ----------------------------------------------------------------------------------------- 30.01 - 35.00 32 359.7 358.9 0.8 79 79 79.04 79.43 ----------------------------------------------------------------------------------------- 35.01 - 40.00 30 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 359.1 0.9 79.3 79.2 79.31 79.69 ----------------------------------------------------------------------------------------- 40.01 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 45.00 29 360 359.2 0.8 80.2 78.6 78.5 78.6 78.72 ----------------------------------------------------------------------------------------- 45.01 - 50.00 28 356.8 356.1 0.7 76.8 76.8 76.89 76.83 ----------------------------------------------------------------------------------------- 50.01 - 55.00 29 360 358.5 1.5 77.6 77.3 77.6 77.56 ----------------------------------------------------------------------------------------- 55.01 - 60.00 35 360 359.3 0.7 79 79 79.04 80.39 ----------------------------------------------------------------------------------------- 60.01 - 65.00 35 360 358.6 1.4 87.3 86 87.34 87.81 ----------------------------------------------------------------------------------------- 65.01 - 70.00 26 360 360 0 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 80.1 80.05 80.4 ----------------------------------------------------------------------------------------- 70.01 - 7.000 75.00 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 360 359.8 0.2 70.4 70.4 70.47 70.48 ----------------------------------------------------------------------------------------- 75.01 - 7.500 80.00 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 360 0 79.3 79.3 79.35 79.31 ----------------------------------------------------------------------------------------- 80.01 - 8.000 85.00 34 360 358.3 1.7 77.1 77.1 77.12 77.1 ----------------------------------------------------------------------------------------- 85.01 - 90.00 30 360 359.5 0.5 69.4 69.4 69.41 69.39 ----------------------------------------------------------------------------------------- 90.01 - 95.00 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 359 1 95 95 95 95 ----------------------------------------------------------------------------------------- 95.01 - 100.00 35 360 359.3 0.7 71.5 71.4 71.47 71.45 ----------------------------------------------------------------------------------------- 100.01 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 359 1 78.3 78.2 78.26 78.6 ----------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------- Minimum: 3.9050 0.88 Maximum: 9.2500 453.63 Weighted Average: 6.1757 TOP -------------------------------------------------------------------------------49.88

TOP. 305. MARGIN ORIGINAL MORTGAGE LOAN PRINCIPAL BALANCE (%$) --------------------------------------------------------------------------------------------------- (BALORIG) ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG ORIGINAL MORTGAGE LOAN OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN PRINCIPAL BALANCE (%$) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- (BALORIG) --------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 50,000 558 19,959,070.72 18.2 35,769 11.747 0 ------------------------------------------------------------------------------------------------------ 50,001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 75,000 349 21,456,654.12 19.56 61,480 11.114 0 ------------------------------------------------------------------------------------------------------ 75,001 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 100,000 203 17,623,062.82 16.07 86,813 10.81 0 ------------------------------------------------------------------------------------------------------ 100,001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 125,000 137 15,308,640.37 13.96 111,742 10.437 0 ------------------------------------------------------------------------------------------------------ 125,001 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 150,000 62 8,399,736.45 7.66 135,480 10.661 0 ------------------------------------------------------------------------------------------------------ 150,001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 175,000 31 4,935,388.55 4.5 159,206 10.488 0 ------------------------------------------------------------------------------------------------------ 175,001 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 200,000 33 6,192,750.19 5.65 187,659 10.479 0 ------------------------------------------------------------------------------------------------------ 200,001 - 7.500 225,000 17 3,611,233.02 3.29 212,425 10.284 0 ------------------------------------------------------------------------------------------------------ 225,001 - 250,000 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 3,314,931.16 3.02 236,781 10.774 0 ------------------------------------------------------------------------------------------------------ 250,001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 27 8,878,310.76 8.09 328,826 10.418 0 ------------------------------------------------------------------------------------------------------ TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 0 ------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV ORIGINAL MORTGAGE LOAN MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN PRINCIPAL BALANCE (%$) RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- (BALORIG) -------------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 50,000 0 0 295.6 295 0.6 64.9 64.8 66.73 66.9 ----------------------------------------------------------------------------------------------------- 50,001 - 4.500 30 354.9 353.5 1.3 75,000 0 0 332.8 332.1 0.7 72.5 72.4 72.68 72.63 ----------------------------------------------------------------------------------------------------- 75,001 - 100,000 0 0 332.8 332.4 0.4 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 75.68 75.68 ----------------------------------------------------------------------------------------------------- 100,001 - 5.000 31 125,000 0 0 339.4 338.8 0.5 74.3 74.3 74.84 74.93 ----------------------------------------------------------------------------------------------------- 125,001 - 150,000 0 0 342.4 342.2 0.3 78.1 78.1 78.18 78.27 ----------------------------------------------------------------------------------------------------- 150,001 - 175,000 0 0 350.1 349.6 0.5 73.8 73.8 73.9 73.98 ----------------------------------------------------------------------------------------------------- 175,001 - 200,000 0 0 351 350.3 0.7 76.8 76.8 76.89 76.82 ----------------------------------------------------------------------------------------------------- 200,001 - 225,000 0 0 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 359.6 0.4 78.5 78.4 78.58 78.45 ----------------------------------------------------------------------------------------------------- 225,001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 250,000 0 0 360 359.6 0.4 70.2 70.2 70.3 70.23 ----------------------------------------------------------------------------------------------------- 250,001 >= 0 0 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 73.8 73.7 73.88 73.77 ----------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 ----------------------------------------------------------------------------------------------------- Minimum: 3.9050 11,000 Maximum: 9.2500 Weighted 480,000 Average: 6.1757 76,680 Total: 109,728,578.00 TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 3017. MARGIN ADJUSTMENT TYPE (%CDADJTYPE) --------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN ADJUSTMENT TYPE (%CDADJTYPE) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN ADJUSTMENT TYPE (%CDADJTYPE) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------- Fixed Rate 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 309. MARGIN COMB ORIG LOAN-TO-VALUE RATIO (%) --------------------------------------------------------------------------------------------------- )-DOESN'T INCLUDE SUB LIENS -------------------------------------------------------------------------------------------------------------- WTD % OF WTD AVG COMB NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS ORIG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN TO LOAN-TO-VALUE RATIO (%) )- LOANS BALANCE BALANCEB BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- ROLL DOESN'T INCLUDE SUB LIENS ------------------------------------------------------------------------------------------ < = 4.000 50.00 27 2,254,335.65 4.77 83,494 10.179 6.133 16.18 31 -------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 11 1,160,882.27 2.46 105,535 9.386 5.608 15.39 25 -------------------------------------------------------------------------------------------------------------- 55.01 - 60.00 12 1,292,435.85 2.74 107,703 11.068 6.863 17.07 33 -------------------------------------------------------------------------------------------------------------- 60.01 - 65.00 37 4,347,773.49 9.2 117,507 10.891 6.294 16.89 26 -------------------------------------------------------------------------------------------------------------- 65.01 - 70.00 35 5,507,193.27 11.66 157,348 10.571 6.327 16.57 30 -------------------------------------------------------------------------------------------------------------- 70.01 - 75.00 47 8,330,353.86 17.63 177,242 10.415 6.272 16.43 29 -------------------------------------------------------------------------------------------------------------- 75.01 - 80.00 70 16,189,026.48 34.27 231,272 9.885 6.033 15.89 29 -------------------------------------------------------------------------------------------------------------- 80.01 - 85.00 19 2,862,214.83 6.06 150,643 10.52 5.931 16.52 31 -------------------------------------------------------------------------------------------------------------- 85.01 - 90.00 19 4,690,032.89 9.93 246,844 10.159 6.319 16.16 29 -------------------------------------------------------------------------------------------------------------- 90.01 - 95.00 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 518,289.27 1.1 259,145 9.952 6.25 15.95 23 -------------------------------------------------------------------------------------------------------------- 95.01 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 100.00 1 93,454.01 0.2 93,454 9.5 6.25 15.5 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 29 -------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG COMB MOS AVG STATED WTD AVG AVG LTV LTV ORIG TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN LOAN-TO-VALUE RATIO (%) )- ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- DOESN'T INCLUDE SUB LIENS --------------------------------------------------------------------------- < = 4.000 36 50.00 31 357.2 356.8 0.4 40.4 40.4 40.49 40.36 ----------------------------------------------------------------------------------------------- 50.01 - 55.00 25 356.1 356 0.2 53.6 53.6 53.61 53.58 ----------------------------------------------------------------------------------------------- 55.01 - 60.00 33 360 359 1 58.6 58.5 58.58 58.56 ----------------------------------------------------------------------------------------------- 60.01 - 65.00 26 355 354.1 0.8 64.2 64.1 64.19 64.44 ----------------------------------------------------------------------------------------------- 65.01 - 70.00 30 356.7 355.8 0.9 69.2 69.2 69.26 69.24 ----------------------------------------------------------------------------------------------- 70.01 - 75.00 29 358.3 357 1.3 74.5 74.4 74.46 74.59 ----------------------------------------------------------------------------------------------- 75.01 - 80.00 29 357.1 356.4 0.8 79.3 79.3 79.35 79.49 ----------------------------------------------------------------------------------------------- 80.01 - 85.00 31 360 359.3 0.7 84.6 84.6 84.7 84.63 ----------------------------------------------------------------------------------------------- 85.01 - 90.00 29 360 359 1 89.7 89.6 89.67 89.77 ----------------------------------------------------------------------------------------------- 90.01 - 95.00 23 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 95 95 95 95 ----------------------------------------------------------------------------------------------- 95.01 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 100.00 24 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 0 98.4 98.4 99 98.42 ----------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------- Minimum: 3.9050 11.50 Maximum: 9.2500 99.00 Weighted AverageAverage by Original Balance: 6.1757 74.42 Weighted Average by Current Balance: 74.42 TOP -------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 309. MARGIN COMB ORIG LOAN-TO-VALUE RATIO (%)-INCLUDES SUB LIENS (LTVCOMBORIG) --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ % OF WTD COMB NUMBER TOTAL TOTAL AVG WTD WTD AVG ORIG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) LOAN-TO-VALUE RATIO LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- (%)-INCLUDES SUB LIENS (LTVCOMBORIG) ------------------------------------------------------------------------ < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 50.00 151 7,034,103.99 6.41 46,583 11.135 0 ------------------------------------------------------------------------------------------------------ 50.01 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 60.00 124 7,617,267.22 6.95 61,430 10.876 0 ------------------------------------------------------------------------------------------------------ 60.01 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 70.00 292 21,610,082.81 19.7 74,007 11.265 0 ------------------------------------------------------------------------------------------------------ 70.01 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 75.00 228 17,538,974.97 15.99 76,925 10.79 0 ------------------------------------------------------------------------------------------------------ 75.01 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 80.00 414 36,709,689.68 33.47 88,671 10.559 0 ------------------------------------------------------------------------------------------------------ 80.01 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 85.00 102 9,514,106.11 8.67 93,276 10.846 0 ------------------------------------------------------------------------------------------------------ 85.01 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 90.00 82 7,106,419.62 6.48 86,664 11.112 0 ------------------------------------------------------------------------------------------------------ 90.01 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 95.00 28 1,672,995.60 1.53 59,750 12.368 0 ------------------------------------------------------------------------------------------------------ 95.01 - 8.000 100.00 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 804,897.28 0.73 100,612 11.737 0 ------------------------------------------------------------------------------------------------------ 100.01 - 105.00 1 31,814.25 0.03 31,814 15.5 0 ------------------------------------------------------------------------------------------------------ 105.01 - 110.00 1 39,426.63 0.04 39,427 11.99 0 ------------------------------------------------------------------------------------------------------ TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 0 ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG COMB AVG MOS AVG STATED WTD AVG AVG LTV LTV ORIG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) LOAN-TO-VALUE RATIO RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- (%)-INCLUDES SUB LIENS (LTVCOMBORIG) ------------------------------------------------------------------------------------------------------ < = 4.000 36 360 359.5 50.00 0 0 305.1 304.7 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 37.7 37.7 38 37.72 50.01 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 60.00 0 0 315.3 314.6 0.7 56.1 56.1 56.61 56.4 ------------------------------------------------------------------------------------------------------ 60.01 - 5.000 31 360 359.5 70.00 0 0 335.3 334.5 0.8 66.9 66.8 67.15 67 ------------------------------------------------------------------------------------------------------ 70.01 - 75.00 0 0 330.1 329.8 0.4 74.1 74.1 74.34 74.22 ------------------------------------------------------------------------------------------------------ 75.01 - 80.00 0 0 335 334.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 79.3 79.2 79.53 79.51 ------------------------------------------------------------------------------------------------------ 80.01 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 85.00 0 0 348.1 347.6 0.5 83.1 83.1 84.02 84.07 ------------------------------------------------------------------------------------------------------ 85.01 - 6.000 28 355.4 354.5 90.00 0 0 351.3 350.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 87.8 87.7 88.63 89.53 ------------------------------------------------------------------------------------------------------ 90.01 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 95.00 0 0 350.1 349.6 0.5 89.9 89.1 91.71 94.63 ------------------------------------------------------------------------------------------------------ 95.01 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 100.00 0 0 349.1 348.2 0.9 89.7 89.5 96.9 97.84 ------------------------------------------------------------------------------------------------------ 100.01 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 105.00 0 0 180 176 4 18.4 18.3 98.4 103.68 ------------------------------------------------------------------------------------------------------ 105.01 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 110.00 0 0 180 176 4 25 24.8 100 105.03 ------------------------------------------------------------------------------------------------------ TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 ------------------------------------------------------------------------------------------------------ Minimum: 3.9050 5.72 Maximum: 9.2500 105.03 Weighted AverageAverage by Original Balance: 6.1757 TOP -------------------------------------------------------------------------------73.34 Weighted Average by Current Balance: 73.34

TOP. 3036. MARGIN FRONT RATIO (%DTIFRONT) --------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG FRONT OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN RATIO (%DTIFRONT) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------- < = 4.000 0.00 58 4,473,464.42 4.08 77,129 10.869 0 0 ------------------------------------------------------------------------------------------------- 0.01 - 5.00 18 891,867.47 0.81 49,548 11.666 0 0 ------------------------------------------------------------------------------------------------- 5.01 - 10.00 152 7,650,644.35 6.98 50,333 11.034 0 0 ------------------------------------------------------------------------------------------------- 10.01 - 15.00 230 13,246,555.58 12.08 57,594 10.976 0 0 ------------------------------------------------------------------------------------------------- 15.01 - 20.00 270 18,243,638.64 16.63 67,569 10.749 0 0 ------------------------------------------------------------------------------------------------- 20.01 - 25.00 259 21,124,703.99 19.26 81,563 11.019 0 0 ------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------- 25.01 - 30.00 179 16,713,361.15 15.24 93,371 10.858 0 0 ------------------------------------------------------------------------------------------------- 30.01 - 35.00 125 12,086,444.32 11.02 96,692 10.91 0 0 ------------------------------------------------------------------------------------------------- 35.01 - 40.00 62 5,965,457.25 5.44 96,217 10.629 0 0 ------------------------------------------------------------------------------------------------- 40.01 - 45.00 33 3,244,938.27 2.96 98,331 11.273 0 0 ------------------------------------------------------------------------------------------------- 45.01 - 50.00 13 1,922,632.91 1.75 147,895 10.103 0 0 ------------------------------------------------------------------------------------------------- 50.01 - 55.00 3 365,474.56 0.33 121,825 9.846 0 0 ------------------------------------------------------------------------------------------------- 55.01 - 60.00 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 354,877.59 0.32 177,439 10.49 0 0 ------------------------------------------------------------------------------------------------- 60.01 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 65.00 3 304,601.80 0.28 101,534 10.208 0 0 ------------------------------------------------------------------------------------------------- 65.01 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 70.00 2 92,836.35 0.08 46,418 10.694 0 0 ------------------------------------------------------------------------------------------------- 70.01 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 75.00 1 185,903.56 0.17 185,904 9.25 0 0 ------------------------------------------------------------------------------------------------- 75.01 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 80.00 2 134,200.77 0.12 67,100 13.442 0 0 ------------------------------------------------------------------------------------------------- 85.01 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 90.00 2 107,963.80 0.1 53,982 11.935 0 0 ------------------------------------------------------------------------------------------------- 100.01 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 17 2,570,211.38 2.34 151,189 10.906 0 0 ------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV FRONT TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN RATIO (%DTIFRONT) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- -------------------------------------------------------------------------------------- < = 4.000 36 0.00 0 333.8 333.1 0.8 74.3 74.3 74.47 74.89 -------------------------------------------------------------------------------------- 0.01 - 5.00 0 319.5 319 0.5 69.2 69.2 69.49 70.05 -------------------------------------------------------------------------------------- 5.01 - 10.00 0 315.2 314.8 0.4 67.1 67.1 67.66 67.51 -------------------------------------------------------------------------------------- 10.01 - 15.00 0 309.9 309.6 0.4 73 72.8 73.41 73.46 -------------------------------------------------------------------------------------- 15.01 - 20.00 0 331.5 330.9 0.6 73 73 73.33 73.42 -------------------------------------------------------------------------------------- 20.01 - 25.00 0 330.1 329.7 0.4 73.8 73.7 74.13 74.02 -------------------------------------------------------------------------------------- 25.01 - 30.00 0 346 345.6 0.4 74.1 74.1 74.33 74.37 -------------------------------------------------------------------------------------- 30.01 - 35.00 0 346.9 346.4 0.6 73 72.9 73.49 73.64 -------------------------------------------------------------------------------------- 35.01 - 40.00 0 342.9 341.3 1.6 71.9 71.7 72.66 72.61 -------------------------------------------------------------------------------------- 40.01 - 45.00 0 350.7 350 0.8 72.3 72.3 73.31 73.2 -------------------------------------------------------------------------------------- 45.01 - 50.00 0 356.3 355 1.3 74.3 74.2 75.89 75.91 -------------------------------------------------------------------------------------- 50.01 - 55.00 0 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 359.3 0.7 69.5 69.4 69.46 69.46 -------------------------------------------------------------------------------------- 55.01 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 60.00 0 360 359.4 0.6 58.6 58.6 58.61 58.58 -------------------------------------------------------------------------------------- 60.01 - 5.000 31 65.00 0 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 359.4 0.6 73.9 73.9 73.91 73.91 -------------------------------------------------------------------------------------- 65.01 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 70.00 0 180 179 1 66.4 66.3 66.51 66.38 -------------------------------------------------------------------------------------- 70.01 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 75.00 0 360 359 1 74.4 74.4 75 74.4 -------------------------------------------------------------------------------------- 75.01 - 6.500 29 80.00 0 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 355.7 4.3 61.6 60.5 61.77 61.6 -------------------------------------------------------------------------------------- 85.01 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 90.00 0 287.4 286.2 1.2 74 73.8 74.04 74.02 -------------------------------------------------------------------------------------- 100.01 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 0 340.9 340.3 0.6 74.8 74.8 77.38 77.45 -------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP -------------------------------------------------------------------------------0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 --------------------------------------------------------------------------------------

TOP. 3012. MARGIN LIEN POSITION (%CDLIEN) --------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG LIEN OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN POSITION (%CDLIEN) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- 1st Lien 1,409 109,010,966.51 99.39 77,368 10.879 0 0 ------------------------------------------------------------------------------------------------------------- 2nd Lien 22 668,811.65 0.61 30,401 13.101 0 0 ------------------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV LIEN TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN POSITION (%CDLIEN) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 -------------------------------------------------------------------------------------------------- 1st Lien 0 334.2 333.7 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 73.1 73.1 73.26 73.28 -------------------------------------------------------------------------------------------------- 2nd Lien 0 206.7 190.6 16 22.1 21.3 81.86 82.83 -------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 3037. MARGIN (%) --------------------------------------------------------------------------------------------------- CONFORMING BALANCE 2000 LIMITS ------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN (%) CONFORMING BALANCE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 2000 LIMITS ------------------------------------------------------------------------------------------------- ARMS: Non-Conforming 280 47,245,991.8732 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- Balance ------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN (%) CONFORMING BALANCE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 2000 LIMITS ----------------------------------------------------------------------------------------------- ARMS: Non-Conforming 29 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 356.8 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 74.4 74.4 74.42 74.51 Balance ----------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 303. MARGIN CURRENT MORTGAGE RATES (%) --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN CURRENT MORTGAGE RATES (%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 8.000 5 754,079.39 1.6 150,816 7.979 5.554 13.98 ------------------------------------------------------------------------------------------------------- 8.001 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 9.000 48 10,228,925.63 21.65 213,103 8.715 5.574 14.72 ------------------------------------------------------------------------------------------------------- 9.001 - 10.000 74 15,922,943.15 33.7 215,175 9.636 6.024 15.64 ------------------------------------------------------------------------------------------------------- 10.001 - 11.000 49 8,569,548.14 18.14 174,889 10.491 6.314 16.49 ------------------------------------------------------------------------------------------------------- 11.001 - 12.000 39 5,905,041.69 12.5 151,411 11.46 6.546 17.46 ------------------------------------------------------------------------------------------------------- 12.001 - 13.000 26 3,153,538.12 6.67 121,290 12.515 6.359 18.54 ------------------------------------------------------------------------------------------------------- 13.001 - 14.000 13 1,263,952.42 2.68 97,227 13.264 7.598 19.26 ------------------------------------------------------------------------------------------------------- 14.001 - 15.000 11 832,754.49 1.76 75,705 14.639 8.529 20.64 ------------------------------------------------------------------------------------------------------- 15.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 15 615,208.84 1.3 41,014 15.797 8.331 21.8 ------------------------------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN CURRENT MORTGAGE RATES (%) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 ------------------------------------------------------------------------------------------------ 7.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 8.000 23 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 69.3 69.3 69.34 69.32 ----------------------------------------------------------------------------------------------- 8.001 - 7.000 9.000 28 356.3 355.5 0.8 70.2 70.1 70.18 70.24 ----------------------------------------------------------------------------------------------- 9.001 - 10.000 28 358.9 357.9 0.9 77.1 77.1 77.14 77.22 ----------------------------------------------------------------------------------------------- 10.001 - 11.000 29 353.6 353 0.5 78.9 78.9 79 78.97 ----------------------------------------------------------------------------------------------- 11.001 - 12.000 30 360 358.3 1.7 72.7 72.6 72.73 72.85 ----------------------------------------------------------------------------------------------- 12.001 - 13.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 360 359.4 0.6 73.1 73 73.1 73.46 ----------------------------------------------------------------------------------------------- 13.001 - 7.500 31 14.000 34 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 359.6 0.4 71.1 71.1 71.08 71.07 ----------------------------------------------------------------------------------------------- 14.001 - 8.000 35 15.000 28 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 359.3 0.7 63.7 63.7 63.71 64.63 ----------------------------------------------------------------------------------------------- 15.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 359.5 0.5 61.4 61.4 61.45 61.43 ----------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 304. MARGIN CURRENT MORTGAGE RATES (%) --------------------------------------------------------------------------------------------------- % OF WTD (RTCURR) -------------------------------------------------------------------------------- NUMBER TOTAL TOTAL AVG WTD WTD AVG CURRENT MORTGAGE OF CURRENT CURRENT CURRENT AVG AVG MAX MARGIN RATES (%)(RTCURR) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 8.000 2 227,895.31 0.21 113,948 7.882 -------------------------------------------------------------------------------- 8.001 - 9.000 77 9,093,641.77 8.29 118,099 8.715 -------------------------------------------------------------------------------- 9.001 - 10.000 291 29,200,875.39 26.62 100,347 9.686 -------------------------------------------------------------------------------- 10.001 - 11.000 392 28,940,910.10 26.39 73,829 10.643 -------------------------------------------------------------------------------- 11.001 - 12.000 282 19,803,936.83 18.06 --------------------------------------------------------------------------------------------------- 7.501 70,227 11.596 -------------------------------------------------------------------------------- 12.001 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 13.000 206 13,528,267.16 12.33 65,671 12.532 -------------------------------------------------------------------------------- 13.001 - 14.000 116 5,616,367.41 5.12 48,417 13.547 -------------------------------------------------------------------------------- 14.001 - 15.000 54 2,862,039.70 2.61 53,001 14.412 -------------------------------------------------------------------------------- 15.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- 11 405,844.49 0.37 36,895 15.541 -------------------------------------------------------------------------------- TOTAL: 280 47,245,991.87 1,431 109,679,778.16 100 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- 76,646 10.893 -------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV CURRENT MORTGAGE AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES MARGIN RATES (%)(RTCURR) MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- 7.001 - 7.500 31 8.000 0 0 0 360 357.7 2.3 359.3 0.7 66.5 66.4 66.47 66.47 ----------------------------------------------------------------------------------------------------- 8.001 - 9.000 0 0 0 334 333.4 0.6 71.3 71.2 71.44 71.57 ----------------------------------------------------------------------------------------------------- 9.001 - 10.000 0 0 0 333.4 332.8 0.5 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 73.08 72.95 ----------------------------------------------------------------------------------------------------- 10.001 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 11.000 0 0 0 335.4 334.7 0.6 74.4 74.3 74.59 74.53 ----------------------------------------------------------------------------------------------------- 11.001 - 12.000 0 0 0 332.8 332.4 0.4 75.4 75.4 75.71 75.75 ----------------------------------------------------------------------------------------------------- 12.001 - 13.000 0 0 0 329.6 329.1 0.5 71.8 71.7 72.52 72.63 ----------------------------------------------------------------------------------------------------- 13.001 - 14.000 0 0 0 331.5 331 0.5 67.6 67.4 69.88 70.49 ----------------------------------------------------------------------------------------------------- 14.001 - 15.000 0 0 0 339 338.3 0.7 63 63 64.69 65.18 ----------------------------------------------------------------------------------------------------- 15.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- 0 0 0 313.6 310.6 3 46.2 45.8 62.48 62.83 ----------------------------------------------------------------------------------------------------- TOTAL: 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP -------------------------------------------------------------------------------0 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -----------------------------------------------------------------------------------------------------