Common use of The Debt Clause in Contracts

The Debt. Total Amount of Debt When Case was Filed $ Total Amount of Debt Reaffirmed $ Above Total includes the following: Interest Accrued to Date of Agreement $ Attorney Fees $ Late Fees $ Other Expenses of Costs Relating to the Collection of this Debt (Describe) $ Annual Percentage Rate (APR) % Amount of Monthly Payment $ Date Payments Start Total Number of Payments to be made Total of Payments if paid according to schedule Date Any Lien Is to Be Released if paid according to schedule The debtor agrees that any and all remedies available to the creditor under the security agreement remain available. All additional Terms Agreed to by the Parties (if any): Form B240/Oakland Revision cont. 3 of 5 Payments on this debt [were][were not] in default on the date on which this bankruptcy case was filed. This agreement differs from the original agreement with the creditor as follows: Description of Collateral. If applicable, list manufacturer, year and model: Value $ Basis or Source for Valuation Current Location and Use of Collateral Expected Future Use of Collateral Check Applicable Boxes: ~ Any lien described herein is valid and perfected. ~ This agreement is part of a settlement of a dispute regarding the dischargeability of this debt under section 523 of the Bankruptcy Code (11 U.S.C. § 523) or any other dispute. The nature of dispute is . My Monthly Income (take home pay plus any other income received) is $ . My current monthly expenses total $ , not including any payment due under this agreement or any debt to be discharged in this bankruptcy case. I believe this agreement [will][will not] impose an undue hardship on me or my dependents. Form B240/Oakland Revision cont. 4 of

The Debt. Total Amount of Debt When Case was Filed $ Total Amount of Debt Reaffirmed $ Above Total total includes the following: Interest Accrued to Date of Agreement $ Attorney Fees $ Late Fees $ Other Expenses of or Costs Relating to the Collection of this Debt (Describe) $ Annual Percentage Rate (APR) % Amount of Monthly Payment $ Date Payments Start Total Number of Payments to be made Total of Payments if paid according to schedule Date Any Lien Is to Be Released if paid according to schedule The debtor agrees that any and all remedies available to the creditor under the security agreement remain available. All additional Terms Agreed to by the Parties (if any): Form B240/Oakland Revision B21 cont. ., 3 of 5 Payments on this debt [were][were were] [were not] in default on the date on which this bankruptcy case was filed. filed This agreement differs from the original agreement with the creditor as follows: (IF ANY) Description of Collateral. If applicable, applicable list manufacturer, . year and model: . Value $ Basis or Source for Valuation Current Location and Use of Collateral Expected Future Use of Collateral Check Applicable Boxes: ~ Any lien described herein is valid and perfected. ~ This agreement is part of a settlement of a dispute regarding the dischargeability of this debt under section 523 of the Bankruptcy Code (11 U.S.C. § 523) or any other dispute. The nature of dispute is . My Monthly Income (take home pay plus any other income received) is $ . My current monthly expenses total $ , not including any payment due under this agreement or any debt to be discharged in this bankruptcy case. I believe this agreement [will][will will] [will not] impose an undue hardship on me or my dependents. Form B240/Oakland Revision B21 cont. 4 of, 4