Common use of Terrorism loss cover Clause in Contracts

Terrorism loss cover. We will indemnify you for damage to the property insured and loss of rent receivable resulting therefrom insofar as and to the extent that: 9.1.1 occurs in Great Britain (meaning England, Wales and Scotland, but not the territorial seas adjacent thereto, as defined by the Territorial Sea Act 1987, nor Northern Ireland nor the Isle of Man nor the Channel Islands); and 9.1.2 it is occasioned by or happening through or in consequence of any act of any person acting on behalf of or in connection with any organisation with activities directed towards the overthrowing or influencing of any government de jure or de facto by force or violence; and 9.1.3 such act is certified by HM Treasury or a competent tribunal from time to time as an act of terrorism, provided that in any action, suit or other proceedings where we allege that any damage or costs and expenses are not covered by this section, the burden of proving the contrary will be upon you. However, the burden of proving that an act of terrorism is proximately caused by an organisation controlled by, acting on behalf of or part of any de jure or de facto government of any nation, country or state will be on the insurer.