Common use of Terms, Conditions and Signature Clause in Contracts

Terms, Conditions and Signature. (s) I hereby establish this Xxxxxxxxx ESA Account for the benefit of the named Designated Beneficiary under the terms and conditions contained in this Xxxxxxxxx ESA Adoption Agreement and the Xxxxxxxxx ESA Custodial Agreement (which constitutes a binding agreement). I agree that the Xxxxxxxxx ESA Account becomes effective only upon written acceptance by the Custodian and that such written acceptance will consist of a confirmation of transaction statement. I agree that the Custodian may amend (add to, delete from or revise) any term of the Xxxxxxxxx ESA Custodial Agreement at any time by notice to me and that my sole remedy if I disagree with the amendment is to transfer funds in the Xxxxxxxxx ESA Account to another custodian. Each contribution to the Xxxxxxxxx ESA Account will be invested in accordance with the written instructions provided with respect to that contribution. In the event that this is a rollover contribution, the undersigned hereby irrevocably elects to treat the contribution as a rollover contribution. I acknowledge receiving and reading the following: (1) the Xxxxxxxxx ESA Adoption Agreement; the Xxxxxxxxx ESA Custodial Agreement; (iii) the Xxxxxxxxx ESA Summary Disclosure; and (iv) the Privacy Policy of the Custodian. I also acknowledge receiving and reading the current prospectus for each Mutual Fund that is an Eligible Investment that I have designated for investment. Custodial Fees: $15 annual maintenance fee per unique social security number. The annual maintenance fee may be paid by the Contributor or Responsible Individual at account opening or subsequently with respect to any calendar year. If the fee is not paid at account opening or if it is not paid by the date in a given calendar year that the Custodian sets for collection of the fee ("Fee Collection Date"), the Custodian is authorized to deduct the fee from the Custodial Account at the Fee Collection Date, or, if earlier in a given calendar year, the date the Custodial Account is closed. The Custodian reserves the right to change the custodial fee, but will give at least 30 days written notice to the Responsible Individual. The Custodian will keep records, identify and file returns and provide other information concerning the Custodial Account as required of custodians by any applicable provisions of the Code and IRS regulations. Pacific Funds will pay the fee on your behalf for accounts that: 1) elect the e-Delivery option or 2) have aggregated assets under the same Social Security Number greater than $15,000 on the fee deduction date.

Terms, Conditions and Signature. (s) I hereby establish this Xxxxxxxxx ESA I, the Participant, acknowledge receiving and reading the Inherited IRA Application and Adoption Agreement, the Traditional IRA and Xxxx XXX Combined Disclosure Statement, the Traditional IRA Custodial Account for Agreement, the benefit of the named Designated Beneficiary under the terms and conditions contained in this Xxxxxxxxx ESA Adoption Xxxx XXX Custodial Account Agreement and the Xxxxxxxxx ESA BNY Mellon Investment Servicing Trust Company Privacy Notice (the "Account Documents"). I acknowledge receiving and reading the current prospectus for each Mutual Fund I may have designated for investment. The Custodian, upon proper instructions from me, is authorized to exchange units of one Eligible Asset for units of any other Eligible Asset and to purchase units of any Eligible Asset with the proceeds of any redemption. Article VIII, Section 23 of the Traditional IRA Custodial Account Agreement (which constitutes a binding agreement)and Article IX, Section 23 of the Xxxx XXX Custodial Account Agreement authorize the Custodian to take or to omit to take certain actions in the event assets or property in my IRA Account are liquidated and the Custodian does not receive timely instructions it can reasonably or practicably carry out and I agree to the terms of both Sections 23. I agree that the Xxxxxxxxx ESA Account this IRA becomes effective only upon written acceptance by the Custodian and that such written acceptance will consist of a confirmation of transaction statement. I agree that the Custodian may amend (add to, delete from or revise) any term of the Xxxxxxxxx ESA Custodial Full Agreement at any time by notice to me and that my sole remedy if I disagree with the amendment is to transfer funds in the Xxxxxxxxx ESA IRA Account to another custodian. I agree that the Full Agreement is binding on me and on my successors in interest. Each contribution to the Xxxxxxxxx ESA Account investment in my Inherited IRA will be invested in accordance with the written instructions provided I provide with respect to that contribution. In the event that this is a rollover contribution, the undersigned hereby irrevocably elects elects, pursuant to the requirements of Section 1.402(a)(5)-1T of the IRS regulations, to treat the this contribution as a rollover contribution. I acknowledge receiving and reading the following: (1) the Xxxxxxxxx ESA Adoption Agreement; the Xxxxxxxxx ESA Custodial Agreement; (iii) the Xxxxxxxxx ESA Summary Disclosure; and (iv) the Privacy Policy of the Custodian. I also acknowledge receiving and reading the current prospectus for each Mutual Fund that is an Eligible Investment that I have designated for investment. Custodial Fees: $15 annual maintenance fee per unique social security number. The annual maintenance fee may be paid by the Contributor or Responsible Individual at account opening or subsequently with respect to any calendar year. If the fee is not paid at account opening or if it is not paid by the date in a given calendar year that the Custodian sets for collection of the fee ("Fee Collection Date"), the Custodian is authorized to deduct the fee from the Custodial Account at the Fee Collection Date, or, if earlier in a given calendar year, the date the Custodial Account is closed. The Custodian reserves the right to change the custodial fee, but will give at least 30 days written notice to the Responsible Individual. The Custodian will keep records, identify and file returns and provide other information concerning the Custodial Account as required of custodians by any applicable provisions of the Code and IRS regulations. Pacific Funds will pay the fee on your behalf for accounts that: 1) elect the e-Delivery option or 2) have aggregated assets under the same Social Security Number greater than $15,000 on the fee deduction date.

Terms, Conditions and Signature. (s) I, the Participant, acknowledge receiving and reading the SIMPLE IRA Application and Adoption Agreement Instructions, the Disclosure Statement, the Custodial Account Agreement and the Privacy Notice (the "Account Documents"). I acknowledge receiving and reading the current prospectus for each Mutual Fund I may have designated for investment. I understand that contributions to my SIMPLE IRA will be invested in accordance with the written instructions I provide with respect to that contribution. The Custodian, upon proper instructions from me, is authorized to exchange units of one Eligible Asset for usits of any other Eligible Asset and to purchase units of any Eligible Asset with the proceeds of any redemption. Article VIII, Section 23 of the Custodial Account Agreement authorizes the custodian to take or to omit certain actions in the event assets or property in my SIMPLE IRA account are liquidated and the Custodian does not receive timely instructins it can reasonably or practicably carry out and I agree to said Section 23. I hereby establish this Xxxxxxxxx ESA Account for a SIMPLE IRA in accordance with the benefit of the named Designated Beneficiary instructions provided on these pages and agree to participate under the terms and conditions contained in this Xxxxxxxxx ESA Adoption Agreement the Account Documents and these pages titled "SIMPLE IRA APPLICATION AND ADOPTION AGREEMENT" (the Xxxxxxxxx ESA Custodial Agreement (which constitutes a binding agreement"Full Agreement"). I agree that the Xxxxxxxxx ESA Account this SIMPLE IRA becomes effective only upon written acceptance by the Custodian and that such written acceptance will consist of a confirmation of transaction statement. I also acknowledge receiving a copy of the employer plan document under which this SIMPLE IRA is established. I agree that the Custodian may amend (add to, delete from or revise) any term of the Xxxxxxxxx ESA Custodial Agreement at any time by notice to me and that my sole remedy if I disagree with the amendment is to transfer funds in the Xxxxxxxxx ESA Account SIMPLE IRA account to another custodian. Each contribution to I agree that the Xxxxxxxxx ESA Account will be invested Full Agreement is binding on me and on my successors in accordance with the written instructions provided with respect to that contribution. In the event that this is a rollover contribution, the undersigned hereby irrevocably elects to treat the contribution as a rollover contribution. I acknowledge receiving and reading the following: (1) the Xxxxxxxxx ESA Adoption Agreement; the Xxxxxxxxx ESA Custodial Agreement; (iii) the Xxxxxxxxx ESA Summary Disclosure; and (iv) the Privacy Policy of the Custodian. I also acknowledge receiving and reading the current prospectus for each Mutual Fund that is an Eligible Investment that I have designated for investmentinterest. Custodial Fees: $15 15.00 annual maintenance fee per unique social security number. This fee is owed and due for each full and partial calendar year that the SIMPLE IRA is open. The annual maintenance Participant may pay the fee may be paid by with funds other than those in the Contributor or Responsible Individual at account opening or subsequently with respect to any calendar yearSIMPLE IRA ("non-custodial funds"). If the fee is not paid at account opening or if it for a calendar year is not paid by the participant from non-custodial funds by the date in a given calendar year that reasonably designated by the Custodian sets for collection of or prior to closing the fee ("Fee Collection Date")SIMPLE IRA account, the Custodian is authorized to deduct the fee from funds in the Custodial Account SIMPLE IRA account at any time immediately after such payment due date or immediately after receiving instructions to close the Fee Collection Date, or, if earlier in a given calendar year, the date the Custodial Account is closedSIMPLE IRA account. The Custodian reserves the right is authorized to change the custodial fee, fee but will give at least 30 days written notice to the Responsible IndividualParticipant of any fee change. The Custodian will keep those records, identify and file returns and provide other information concerning the Custodial Account IRA as required of custodians by any applicable provisions of the Internal Revenue Code and IRS regulationsany regulations issued or forms adopted by the Internal Revenue Service or U.S. Treasury Department. Pacific Funds will pay the fee on your behalf for accounts that: 1) elect the e-Delivery option or 2) have aggregated assets under the same Social Security Number greater than $15,000 on the fee deduction datedate I understand that the telephone transaction privileges will apply to my account. If I have telephone transaction privileges, I agree that neither the Custodian, Pacific Funds, nor their transfer agent, their agents, officers, trustees, directors or employees will be liable for any loss, liability or expense for acting, or refusing to act on instructions given under the telephone transaction privileges that are reasonably believed to be genuine and I accept the risk of loss. I direct that upon my death benefits be paid as indicated on the beneficiary designation. If I name a Trust as beneficiary, I understand I must provide certain information concerning such Trust to the Custodian. I (the Participant) certify under penalties of perjury that (i) all information I have provided on this form or otherwise in connection with establishing my SIMPLE IRA is true, correct, and complete, and (ii) I am a US person (including a US resident alien) and that my Social Security Number is true, correct and complete and that this number is my Taxpayer Identification Number. (Foreign persons must use appropriate Form W-8) To help the U.S. Government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies persons opening accounts; To comply, the Custodian requires the participant's name, address, date of birth and government-issued identification number (generally, a Social Security Number) and other information that may help the Custodian identify the participant; and the Custodian may ask for copies of related documentation and may consult third-party databases to help verify the participant's identity. I have read and I understand the Disclosure Statement which explains the risks of opening this account if I do not provide all requested identification materials or if my identity cannot be adequately verified in accordance with U.S. Government requirements. SIGN HERE Responsible Individual’s Signature Date Custodian: BNY Mellon Investment Servicing Trust Company, 0000 Xxxxxxxx Xxxxx, Xxxxxxxxxxx, XX 00000 Distributor: Pacific Select Distributors, LLC (member FINRA & SPIC) a subsidiary to Pacific Life Insurance Company. Shares of Pacific Funds are offered by the distributor. The distributor is not a bank, and shares of the Fund are not deposits or obligations of, or guaranteed or endorsed by any bank, nor are they federally insured or otherwise supported by the FDIC, the Federal Reserve Board or any other agency. The distributor has instituted a Client Identification Program in its obligations under the U.S.A. Patriot Act (Act). This important federal regulation is designed to prevent, deter, and, where necessary, prosecute those who seek to manipulate the U.S. financial system. Consistent with the Act, the provisions of the distributor’s Client Identification Program serve to reinforce key elements of a broker/dealers responsibility of becoming familiar with its clients. The distributor may therefore ask you to provide identification documents or other information. Should you ever have a complaint regarding your account, contact us at the following address or by Telephone at 000-000-0000: Pacific Select Distributors, LLC, Attn: Compliance Department, 000 Xxxxxxx Xxxxxx Xxxxx, Xxxxxxx Xxxxx, XX 00000 SIMPLE IRA EMPLOYER INFORMATION FORM CONTACT INFORMATION First Class Mail: Pacific Funds P.O. Box 9768 Providence, RI 02940-9768 Overnight Mail: Pacific Funds Attn: Work Management 0000 Xxxxxxxx Xxxxx Phone: (000) 000-0000, Option 2 Fax: 000-000-0000 Website: xxx.XxxxxxxXxxxx.xxx Westborough, MA 01581 Use this form in conjunction with your Pacific Funds SIMPLE IRA application. Pacific Funds will only act as a non-designated financial institution. For questions regarding this form, call (000)000-0000, Option 2.

Terms, Conditions and Signature. (s) I, the Participant, acknowledge receiving and reading the IRA Application and Adoption Agreement Instructions, the Traditional IRA and Xxxx XXX Combined Disclosure Statement, the Traditional IRA Custodial Account Agreement, the Xxxx XXX Custodial Account Agreement and BNY Mellon Investment Servicing Trust Company, Privacy Notice (the "Account Documents"). I acknowledge receiving and reading the current prospectus for each mutual fund I may have designated for investment. The Custodian, upon proper instructions from me, is authorized to exchange a mutual fund for any other mutual fund and to purchase a mutual fund with the proceeds of any redemption. Article VIII, Section 23 of the Traditional IRA Custodial Account Agreement and Article IX, Section 23 of the Xxxx XXX Custodial Account Agreement authorize the Custodian to take or to omit to take certain actions in the event assets or property in my IRA Account are liquidated and the Custodian does not receive timely instructions it can reasonably or practicably carry out and I agree to the terms of both Sections 23. I hereby establish this Xxxxxxxxx ESA an Individual Retirement Account for the benefit of the named Designated Beneficiary (“IRA”) in accordance with instructions provided on these pages entitled Traditional and Xxxx Individual Retirement Account (IRA) Application and Adoption Agreement and agree to participate under the terms and conditions contained in the Account Documents and on the aforementioned pages (the "Full Agreement"). (My IRA account with the Custodian is called the "IRA Account" on this Xxxxxxxxx ESA Adoption Agreement and the Xxxxxxxxx ESA Custodial Agreement (which constitutes a binding agreementpage). I agree that the Xxxxxxxxx ESA Account this IRA becomes effective only upon written acceptance by the Custodian and that such written acceptance will consist of a confirmation of transaction statement. I agree that the Custodian may amend (add to, delete from or revise) any term of the Xxxxxxxxx ESA Custodial Full Agreement at any time by notice to me and that my sole remedy if I disagree with the amendment is to transfer funds in the Xxxxxxxxx ESA IRA Account to another custodian. I agree that the Full Agreement is binding on me and on my successors in interest. Each contribution to the Xxxxxxxxx ESA Account my IRA will be invested in accordance with the written instructions provided I provide with respect to that contribution. In the event that this is a rollover contribution, the undersigned hereby irrevocably elects elects, pursuant to the requirements of Section 1.402(a)(5)-1T of the IRS regulations, to treat the this contribution as a rollover contribution. I acknowledge receiving and reading the following: (1) the Xxxxxxxxx ESA Adoption Agreement; the Xxxxxxxxx ESA Custodial Agreement; (iii) the Xxxxxxxxx ESA Summary Disclosure; and (iv) the Privacy Policy of the Custodian. I also acknowledge receiving and reading the current prospectus for each Mutual Fund that is an Eligible Investment that I have designated for investment. Custodial Fees: $15 annual maintenance fee per unique social security number. The annual maintenance fee may be paid by the Contributor or Responsible Individual at account opening or subsequently with respect to any calendar year. If the fee is not paid at account opening or if it is not paid by the date in a given calendar year that the Custodian sets for collection of the fee ("Fee Collection Date"), the Custodian is authorized to deduct the fee from the Custodial Account at the Fee Collection Date, or, if earlier in a given calendar year, the date the Custodial Account is closed. The Custodian reserves the right to change the custodial fee, but will give at least 30 days written notice to the Responsible Individual. The Custodian will keep records, identify and file returns and provide other information concerning the Custodial Account as required of custodians by any applicable provisions of the Code and IRS regulations. Pacific Funds will pay the fee on your behalf for accounts that: 1) elect the e-Delivery option or 2) have aggregated assets under the same Social Security Number greater than $15,000 on the fee deduction date.