Common use of Term Disability Clause in Contracts

Term Disability. STATUS – 75% of weekly earnings NON-STATUS – 75% of weekly earnings  Payable after the 14th day accident/sickness  15 week benefit period  Maximum benefit $1000 per week  Status: Non-taxable benefit/Non-Status: Taxable  Coverage terminates at age 70 STATUS – 75% of weekly earnings NON-STATUS – 75% of monthly earnings  119 day elimination period  Non-evidence maximum $2500  Maximum benefit $4000 per month  Best Doctors Service, Work-Life Assistance Program, and Spousal Disability Benefit  Coverage terminates at age 70  Non-taxable benefit

Term Disability. STATUS – - 75% of weekly earnings NON-STATUS – - 75% of weekly earnings  • Payable after the 14th day accident/sickness  • 15 week benefit period  • Maximum benefit $1000 per week  • Status: Non-taxable benefit/Non-Status: Taxable  • Coverage terminates at age 70 STATUS – - 75% of weekly earnings NON-STATUS – - 75% of monthly earnings  • 119 day elimination period  • Non-evidence maximum $2500  • Maximum benefit $4000 per month  • Best Doctors Service, Work-Life Assistance Program, and Spousal Disability Benefit  • Coverage terminates at age 70  • Non-taxable benefit

Term Disability. STATUS – - 75% of weekly earnings NON-STATUS – - 75% of weekly earnings  • Payable after the 14th day accident/sickness  • 15 week benefit period  • Maximum benefit $1000 per week  • Status: Non-taxable benefit/Non-Status: Taxable  • Coverage terminates at age 70 STATUS – - 75% of weekly earnings NON-STATUS – 75- 66.67% of monthly earnings  • 119 day elimination period  • Non-evidence maximum $2500  • Maximum benefit $4000 per month  • Best Doctors Service, Work-Life Assistance Program, and Spousal Disability Benefit  • Coverage terminates at age 70  • Non-taxable benefit