Common use of Tenant Clause in Contracts

Tenant. Tenant shall keep all of Tenant’s property on the Premises, the Tenant Improvements and any other alterations, additions or Improvements to the Premises made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In effect, be used for the repair or replacement of the property so insured. Tenant shall also carry commercial general liability insurance written on an occurrence basis with policy limits of not less than [***] each occurrence, which initial amount shall be subject to periodic increase based upon inflation, increased llabillty awards, recommendation of ▇▇▇▇▇▇▇▇’s professional insurance advisers and other relevant factors. In addition, if ▇▇▇▇▇▇’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In such amounts as Landlord may reasonably require. Such commercial general liability insurance shall be (i) provided by an insurer or insurers who are approved to issue insurance policies in the State in which the Premises is located and have an A.M. Best financial strength rating of A- or better and financial size category of VII or larger, and (II) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled or materially altered without thirty (30) days advance written notice to Landlord. Landlord shall be named as an additional insured on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇’s mortgagee and Landlord’s managing agent.

Tenant. Tenant shall keep all of Tenant’s property on the Premises, the Tenant Improvements and any all improvements, alterations and other alterationsbetterments installed by Tenant, additions or Improvements to the Premises made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In is in effect, be used for the repair or replacement of the property so insured. Tenant shall also carry commercial general liability insurance written on an occurrence basis with policy limits of not less than [***] Two Million and No/100 Dollars ($2,000,000.00) each occurrence, which initial amount shall be subject to periodic increase based upon inflation, increased llabillty liability awards, recommendation of ▇▇▇▇▇▇▇▇Landlord’s professional insurance advisers and other relevant factors. In addition, if ▇▇▇▇▇▇Tenant’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In in such amounts as Landlord may reasonably require. Such commercial general liability insurance shall be (i) provided by an insurer or insurers who are approved to issue insurance policies in the State in which the Premises is are located and have an A.M. Best financial strength rating of A- or better and financial size category of VII or larger, and (IIii) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter upon request, but not more than annually, stating that the coverage shall not be cancelled or materially altered without thirty (30) days advance written notice to Landlord. Landlord shall be named as an additional insured on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇Landlord’s mortgagee and Landlord’s managing agent. All insurance policies required to be carried by Tenant hereunder shall be written as primary policies not contributing with and not in excess of coverage which Landlord may carry and shall not have a deductible in excess of a commercially reasonable amount.

Tenant. Tenant shall keep all of Tenant’s property on the Premises, the Tenant Improvements and any other alterations, additions or Improvements to the Premises made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-—Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In is in effect, be used for the repair or replacement of the property so insured. Tenant shall also carry commercial general liability insurance written on an occurrence basis with policy limits of not less than [***] each occurrenceThree Million and No/100 Dollars ($3,000,000) combined single limit per occurrence and not less than Five Million and No/100 Dollars ($5,000,000) in the aggregate, which initial amount amounts shall be subject to periodic increase based upon inflation, increased llabillty liability awards, recommendation of ▇▇▇▇▇▇▇▇Landlord’s professional insurance advisers and other relevant factors. In addition, if ▇▇▇▇▇▇Tenant’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In in such amounts as Landlord may reasonably require. Such commercial general liability insurance shall be (i) provided by an insurer or insurers who are approved to issue insurance policies in the State in which the Premises is located and have an A.M. Best financial strength rating of A- or better and financial size category of VII or larger, and (IIii) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled or materially altered without thirty (30) days advance written notice to Landlord. Landlord shall be named as an additional insured on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇Landlord’s mortgagee and Landlord’s managing agent.

Tenant. 11.2.1 Tenant shall keep all of Tenant’s property on the Premises, the Tenant Improvements and any other alterations, additions or Improvements to the Premises made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long Jong as this Lease Is In is in effect, be used for the repair or replacement of the property so insured. Tenant shall also carry commercial general liability insurance written on an occurrence basis with policy limits of not less than [***] Five Million and No/100 Dollars ($5,000,000) each occurrence, which initial amount includes blanket contractual liability broad form property damage, personal injury, completed operations and products liability. So long as the coverage afforded Landlord, the other additional insureds and any designees of Landlord shall not be subject to periodic increase based upon inflationreduced or otherwise adversely affected, increased llabillty awardsall or part of Tenant’s insurance may be carried under a blanket policy covering the Premises and any other of Tenant’s locations, recommendation or by means of ▇▇▇▇▇▇▇▇’s professional insurance advisers and other relevant factorsa so called “ Umbrella” policy. In addition, if ▇▇▇▇▇▇Tenant’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In in such amounts as Landlord may reasonably require. The insurance required to be maintained by Tenant under this Lease shall be primary coverage; any insurance required to be maintained by Landlord under this Lease shall be secondary coverage. 11.2.2 Such commercial general liability insurance shall be (i) provided by an insurer or insurers who are approved to issue insurance policies in the State in which the Premises is located and have an A.M. Best financial strength rating of A- or better and financial size category not less than VIII in the most current edition of VII or largerBest’s Insurance Reports, and (IIii) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled or materially altered without thereafter, Tenant’s insurance carriers will provide thirty (30) days advance written advanced notice to LandlordLandlord of any cancellation or non-renewal or adverse change of a policy and ten (10) days advanced notice to Landlord of any non-payment of a premium. Landlord and Landlord’s Agents shall be named as an additional insured on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇’s mortgagee and Landlord’s managing agentmortgagee. If Tenant fails to procure and maintain the insurance required hereunder, Landlord may, but shall not be required to, order such insurance at Tenant’s expense and Tenant shall reimburse Landlord. Such reimbursement shall include all costs incurred by Landlord including Landlord’s reasonable attorneys’ fees, with interest thereon at the interest rate provided in Paragraph 26.2.

Tenant. During the Term hereof, Tenant shall keep all in full force and effect the following insurance and shall provide appropriate insurance certificates to Landlord prior to the Lease Commencement Date and annually thereafter before the expiration of Tenant’s each policy: (1) Commercial general liability insurance for the benefit of Tenant and Landlord as an additional insured, with a limit of not less than Two Million Dollars ($2,000,000.00) combined single limit per occurrence, against claims for personal injury liability including, without limitation, bodily injury, death or property damage liability and covering (i) the business(es) operated by Tenant and by any subtenant of Tenant on the Premises, (ii) operations of independent contractors engaged by Tenant for services or construction on or about the Premises, and (iii) contractual liability; (2) Fire, extended coverage, vandalism and malicious mischief insurance, insuring the personal property, furniture, furnishings and fixtures belonging to Tenant Improvements and any other alterations, additions or Improvements to located on the Premises made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In effect, be used for the repair or replacement not less than one hundred percent (100%) of the property so insured. Tenant shall also carry commercial general liability actual replacement value thereof; (3) Workers' compensation in the amount required by law; (4) Business interruption or loss of income insurance written on an occurrence basis in amounts satisfactory to Landlord, with policy limits a rental interruption rider assuring Landlord that the rent due hereunder will be paid for a period of not less than [***] each occurrencetwelve (12) months if the Premises are destroyed or rendered inaccessible by a risk insured against by a policy of all risk insurance; and (5) Such other insurance as Landlord deems reasonably necessary. Each insurance policy obtained by Tenant pursuant to this Lease shall contain a clause that the insurer will provide Landlord with at least thirty (30) days' prior written notice of any material change, which initial amount non-renewal or cancellation of the policy, shall be subject in a form satisfactory to periodic increase based upon inflation, increased llabillty awards, recommendation of ▇▇▇▇▇▇▇▇’s professional insurance advisers Landlord and other relevant factors. In addition, if ▇▇▇▇▇▇’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In such amounts as Landlord may reasonably require. Such commercial general liability insurance shall be (i) provided by taken out with an insurer or insurers who are approved insurance company authorized to issue insurance policies do business in the State in which the Premises Project is located and have an A.M. Best financial strength rating of A- or better rated not less than Best's Financial Class X and financial size category of VII or largerBest's Policy Holder Rating "A". In addition, any insurance policy obtained by Tenant shall be written as a primary policy, and (II) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled contributing with or materially altered without thirty (30) days advance written notice in excess of any coverage which Landlord may carry, and shall have loss payable clauses satisfactory to Landlord and in favor of Landlord naming Landlord. Landlord shall be named , and any other party reasonably designated by Landlord, as an additional insured on such policy together withinsured. The liability limits of the above described insurance policies shall in no matter limit the liability of Tenant under the terms of Section XV. below. Not more frequently than every two (2) years, upon written request from if, in the reasonable opinion of Landlord, the amount of liability insurance specified in this Section XIV. is not adequate, the above-described limits of coverage shall be adjusted by Landlord, by written notification to Tenant, in order to maintain the level of insurance protection at least equal to the protection afforded on the date the Term commences. If Tenant fails to maintain and secure the insurance coverage required under this Section XIV., then Landlord shall have, in addition to all other remedies provided herein and by law, the right, but not the obligation, to procure and maintain such insurance, the cost of which shall be due and payable to Landlord by Tenant on demand. If, on account of the failure of Tenant to comply with the provisions of this Section, Landlord is deemed a co-insurer by its insurance carrier, then any loss or damage which Landlord shall sustain by reason thereof shall be borne by Tenant and shall be immediately paid by Tenant as additional rent upon receipt of a ▇▇▇▇▇▇▇▇’s mortgagee ▇ therefor and Landlord’s managing agentevidence of such loss.

Tenant. During the Term hereof, Tenant shall keep all in full force and effect the following insurance and shall provide appropriate insurance certificates to Landlord prior to the Lease Commencement Date and annually thereafter before the expiration of Tenant’s each policy: (1) Commercial general liability insurance for the benefit of Tenant and Landlord as an additional insured, with a limit of not less than Two Million Dollars ($2,000,000.00) combined single limit per occurrence, against claims for personal injury liability including, without limitation, bodily injury, death or property damage liability and covering (a) the business(es) operated by Tenant and by any subtenant of Tenant on the Premises, (b) operations of independent contractors engaged by Tenant for services or construction on or about the Premises, and (c) contractual liability; (2) All risk property insurance, insuring the personal property, furniture, furnishings and fixtures belonging to Tenant Improvements and any other alterations, additions or Improvements to located on the Premises made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In effect, be used for the repair or replacement not less than one hundred percent (100%) of the property so insured. Tenant shall also carry commercial general liability actual replacement value thereof; (3) Workers' compensation in the amount required by law; and (4) Business interruption or loss of income insurance written on an occurrence basis in amounts satisfactory to Landlord, with policy limits a rental interruption rider assuring Landlord that the rent due hereunder will be paid for a period of not less than [***] each occurrencetwelve (12) months or the remaining term of this Lease, which initial amount whichever is shorter, if the Premises are destroyed or rendered inaccessible by a risk insured against by a policy of all risk insurance. Each insurance policy obtained by Tenant pursuant to this Lease shall contain a clause that the insurer will provide Landlord with at least thirty (30) days' prior written notice of any material change, non-renewal or cancellation of the policy, shall be subject in a form satisfactory to periodic increase based upon inflation, increased llabillty awards, recommendation of ▇▇▇▇▇▇▇▇’s professional insurance advisers Landlord and other relevant factors. In addition, if ▇▇▇▇▇▇’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In such amounts as Landlord may reasonably require. Such commercial general liability insurance shall be (i) provided by taken out with an insurer or insurers who are approved insurance company authorized to issue insurance policies do business in the State in which the Premises Project is located and have an A.M. Best financial strength rating of A- or better rated not less than Best's Financial Class X and financial size category of VII or largerBest's Policy Holder Rating Project is located and rated not less than Best's Financial Class X and Best's Policy Holder Rating "A". In addition, any insurance policy obtained by Tenant shall be written as a primary policy, and (II) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled contributing with or materially altered without thirty (30) days advance written notice to Landlordin excess of any coverage which Landlord may carry. Landlord shall be named as an additional insured on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇’s mortgagee and Landlord’s managing agent.The

Tenant. 11.2.1. Tenant shall keep all of Tenant’s property on the Premises, the Tenant Improvements Landlord’s Work and any other alterations, additions or Improvements to the Premises Alterations made by or on behalf of Tenant insured against fire and other risks covered by a “Causes of Loss-Loss - Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In is in effect, be used for the repair or replacement of the property so insured. Tenant shall also carry commercial general liability insurance written on an occurrence basis with policy limits of not less than [***] each occurrence, which includes blanket contractual liability broad form property damage, personal injury, completed operations and products liability. The above initial amount shall be subject to periodic increase based upon inflation, increased llabillty liability awards, recommendation of ▇▇▇▇▇▇▇▇Landlord’s professional insurance advisers and other relevant factors. In addition, if ▇▇▇▇▇▇Tenant’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In in such amounts as Landlord may reasonably require. The insurance required to be maintained by Tenant under this Lease shall be primary coverage; any insurance required to be maintained by Landlord under this Lease shall be secondary coverage. 11.2.2. Such commercial general liability insurance shall be (i) provided by an insurer or insurers who are approved to issue insurance policies in the State in which the Premises is located and have an A.M. Best financial strength rating of A- [***] or better and financial size category not less than [***] in the most current edition of VII or largerBest’s Insurance Reports, and (IIii) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled or materially altered without thirty (30) [***] days advance written notice to Landlord. The Landlord Additional Insured Entities shall be named as an additional insured insureds on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇’s mortgagee and Landlord’s managing agentmortgagee. If Tenant fails to procure and maintain the insurance required hereunder, Landlord may, but shall not be required to, order such insurance at Tenant’s expense and Tenant shall reimburse Landlord. Such reimbursement shall include all costs incurred by Landlord including Landlord’s reasonable attorneys’ fees, with interest thereon at the interest rate provided in Paragraph 25.2.

Tenant. Tenant shall keep all of Tenant’s property on the Premises, Premises and the Tenant Improvements and any other alterations, additions or Improvements to the Premises made by or on behalf of Tenant Shared Personal Property insured against fire and other risks covered by a “Causes of Loss-Loss - Special Form” property insurance policy in an amount equal to the replacement cost of such property, the proceeds of which shall, so long as this Lease Is In is in effect, be used for the repair or replacement of the property so insuredinsured or for other capital improvements as reasonably determined by Tenant. Tenant shall also carry commercial general liability insurance written on an occurrence basis with policy limits of not less than [***] Two Million and No/100 Dollars ($2,000,000) each occurrence, which initial amount shall be subject to periodic review and potential increase based upon inflation, increased llabillty liability awards, recommendation of ▇▇▇▇▇▇▇▇Landlord’s professional insurance advisers and other relevant factors. In addition, if ▇▇▇▇▇▇Tenant’s use of the Premises includes any activity or matter that would be excluded from coverage under a commercial general liability policy, Tenant shall obtain such endorsements to the commercial general liability policy or otherwise obtain insurance to insure all liability arising from such activity or matter In in such amounts as Landlord may reasonably require. Such commercial general liability insurance shall be (i) provided by an insurer or insurers who are approved to issue insurance policies in the State in which the Premises is located and have an A.M. Best financial strength rating of A- or better and financial size category of VII or larger, and (IIii) shall be evidenced by a certificate delivered to Landlord on or prior to the Commencement Date and annually thereafter stating that the coverage shall not be cancelled or materially altered without thirty (30) days advance written notice to Landlord. Landlord shall be named as an additional insured on such policy together with, upon written request from Landlord, ▇▇▇▇▇▇▇▇Landlord’s mortgagee and Landlord’s managing agent.