Common use of Standard File Codes – Delinquency Reporting Clause in Contracts

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · • Mortgagor · • Tenant · • Unknown · • Vacant The Property Condition field should show the last reported condition of the property as follows: · • Damaged · • Excellent · • Fair · • Gone · • Good · • Poor · • Special Hazard · • Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- ASUM-Approved Assumption · BAP- BAP-Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- MISC-Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- ASUM-Approved Assumption · BAP- BAP-Borrower Assistance Program · CO- CO-Charge Off · DIL- DIL-Deed-in-Lieu · FFA- FFA-Formal Forbearance Agreement · MOD- MOD-Loan Modification · PRE- PRE-Pre-Sale · SS- SS-Short Sale · MISC- MISC-Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- BAP-Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- MISC-Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · • Mortgagor · • Tenant · • Unknown · • Vacant The Property Condition field should show the last reported condition of the property as follows: · • Damaged · • Excellent · • Fair · • Gone · • Good · • Poor · • Special Hazard · • Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- ASUM-Approved Assumption · BAP- BAP-Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇We▇▇▇ Fargo ▇argo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇We▇▇▇ Fargo ▇argo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · • Mortgagor · • Tenant · • Unknown · • Vacant The Property Condition field should show the last reported condition of the property as follows: · • Damaged · • Excellent · • Fair · • Gone · • Good · • Poor · • Special Hazard · • Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Wells Fargo Bank will accept alternative Loss Mitigation Types to those aboveab▇▇▇, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Wells Fargo Bank with a description of each of the Loss Mitigation Types prior p▇▇▇▇ to sending the file. The Occupant Code field should show the current status of the property code as follows: · • Mortgagor · • Tenant · • Unknown · • Vacant The Property Condition field should show the last reported condition of the property as follows: · • Damaged · • Excellent · • Fair · • Gone · • Good · • Poor · • Special Hazard · • Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- DIL-Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- PRE-Pre-Sale · SS- SS-Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-in Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · • Mortgagor · • Tenant · • Unknown · • Vacant The Property Condition field should show the last reported condition of the property as follows: · • Damaged · • Excellent · • Fair · • Gone · • Good · • Poor · • Special Hazard · • Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- ASUM-Approved Assumption · BAP- BAP-Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- MISC-Anything else approved by the PMI or Pool Insurer NOTE: ▇W▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇W▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · • Mortgagor · • Tenant · • Unknown · • Vacant The Property Condition field should show the last reported condition of the property as follows: · • Damaged · • Excellent · • Fair · • Gone · • Good · • Poor · • Special Hazard · Unknown• Unknown Transfer and Servicing Agreement

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- MISC-Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · ASUM- Approved Assumption · BAP- Borrower Assistance Program · CO- Charge Off · DIL- Deed-in-Lieu · FFA- Formal Forbearance Agreement · MOD- Loan Modification · PRE- Pre-Sale · SS- Short Sale · MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown

Standard File Codes – Delinquency Reporting. The Loss Mit Type field should show the approved Loss Mitigation Code as follows: · • ASUM- Approved Assumption · • BAP- Borrower Assistance Program · • CO- Charge Off · • DIL- Deed-in-Lieu · • FFA- Formal Forbearance Agreement · • MOD- Loan Modification · • PRE- Pre-Sale · • SS- Short Sale · • MISC- Anything else approved by the PMI or Pool Insurer NOTE: ▇▇▇▇▇ Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply ▇▇▇▇▇ Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file. The Occupant Code field should show the current status of the property code as follows: · Mortgagor · Tenant · Unknown · Vacant The Property Condition field should show the last reported condition of the property as follows: · Damaged · Excellent · Fair · Gone · Good · Poor · Special Hazard · Unknown