Common use of Spending Clause in Contracts

Spending. a. You may spend from your Wallet by using or redeeming a Voucher, by you providing the Voucher number verbally to the cashier of a Merchant or physically by capturing the Voucher number onto a Merchant’s sales system or entering the Merchant’s QP Code into your phone via USSD if the Merchant uses ▇▇▇▇▇▇▇▇.▇▇▇▇ via USSD, in return for the supply of goods or services by the Merchant. b. The transaction for the provision of the goods or services is contracted between you and the Merchant and no liability accrues to Touchstone in respect of that transaction. c. You can only redeem the value of the Vouchers contained in your Wallet using the Service. The ▇▇▇▇▇▇▇▇.▇▇▇▇ Service does NOT include the provision of credit facilities and if you attempt to utilise more than the value available in your Wallet, the attempted transaction will be refused.