Common use of Specified Perils Clause in Contracts

Specified Perils. When reference is made in this part to specified perils, we mean aircraft; breakage of building glass; civil commotion; explosion; falling objects; fire; hail; leakage from fire extinguishing equipment; lightning; riot; sinkhole collapse; smoke; sonic boom; vandalism; vehicles; volcanic action; water damage from a system or appliance; weight of ice, snow or sleet; and windstorm, all except as excluded or limited. In applying this definition: Falling Objects does not include loss to personal property in the open or to the interior of buildings or structures or personal property inside buildings or structures unless the exterior of the roof or walls are first damaged by a falling object. Water Damage from a system or appliance means the sudden or accidental discharge or leakage of water or steam as a direct result of breaking or cracking of a part of the plumbing, heating or air conditioning system or domestic appliance containing the water or steam.

Specified Perils. When reference is made in this part to specified perils, we mean aircraft; breakage of building glass; civil commotion; explosion; falling objects; fire; hail; leakage from fire extinguishing equipment; lightning; riot; sinkhole collapse; smoke; sonic boom; vandalism; vehicles; volcanic action; water damage from a system or appliance; weight of ice, snow or sleet; and windstorm, all except as excluded or limited. In applying this definition: Falling Objects : a. falling objects does not include loss to personal person- al property in the open or to the interior of buildings or structures or personal property inside buildings or structures unless the exterior of the roof or walls are first damaged by a falling object. Water Damage ; and b. water damage from a system or appliance means the sudden or accidental discharge or leakage of water or steam as a direct result of breaking or cracking of a part of the plumbing, heating or air conditioning system or domestic appliance containing the water or steam.