Common use of Specific Situations Clause in Contracts

Specific Situations. Notwithstanding, and without limitation, we will have no liability whatsoever if: • Through no fault of ours, you do not have enough money in your account to make a transfer or Bill Payment; • A transfer or Bill Payment would cause your balance to go over the credit limit on your credit lines; • Online Banking was not accessible or otherwise not working properly and the breakdown should have been apparent to you when you attempted to request a transaction; • Circumstances beyond our control (such as fire, flood or improper transmission or handling of payments by a third party, including the post office) prevent a transfer or payment, despite reasonable precautions we have taken; • The funds are subject to legal process or other encumbrance restricting transfer; • The account is closed or frozen to transactions; • You, or anyone you allow, commits any fraud or violates any law or regulation; • Any electronic terminal, telecommunication device or any part of the electronic funds transfer system is not working properly; • You have not properly followed our instructions and the Payee’s instruction on how to make a transaction or if you provide us with wrong, incomplete or inaccurate information electronically, orally or in any written materials completed by you in connection with Online Banking. • The payment date you requested does not allow sufficient time for the payee to credit your account properly, or if you requested a payment of less than the full amount due to the payee; or • We have completed any transaction requested by an authorized user. There may be other exceptions contained in other agreements with us that govern your account.

Specific Situations. Notwithstanding, and without limitation, we will have no liability whatsoever if: • Through •Through no fault of ours, you do not have enough money in your account to make a transfer or Bill Payment; • A •A transfer or Bill Payment would cause your balance to go over the credit limit on your credit lines; • Online •Online Banking was not accessible or otherwise not working properly and the breakdown should have been apparent to you when you attempted to request a transaction; • Circumstances •Circumstances beyond our control (such as fire, flood or improper transmission or handling of payments by a third party, including the post office) prevent a transfer or payment, despite reasonable precautions we have taken; • The •The funds are subject to legal process or other encumbrance restricting transfer; • The •The account is closed or frozen to transactions; • You•You, or anyone you allow, commits any fraud or violates any law or regulation; • Any •Any electronic terminal, telecommunication device or any part of the electronic funds transfer system is not working properly; • You •You have not properly followed our instructions and the Payee’s instruction on how to make a transaction or if you provide us with wrong, incomplete or inaccurate information electronically, orally or in any written materials completed by you in connection with Online Banking. • The •The payment date you requested does not allow sufficient time for the payee to credit your account properly, or if you requested a payment of less than the full amount due to the payee; or • We •We have completed any transaction requested by an authorized user. There may be other exceptions contained in other agreements with us that govern your account.