Common use of Specific Exclusions Clause in Contracts

Specific Exclusions. The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured for the following: - Money including cheques, travellers cheques, credit and debit cards and its value, coupons or securities, bonds, negotiable instruments, tickets or documents. - Business goods or sample, foodstuffs, medicines, contact lenses, dentures or its appliances, animals, motor vehicle accessories, household furniture, antiques, jewellery or accessories, mobile phones, tablet pcs and laptops. - Any loss caused by wear, tear, gradual deterioration, insects, vermin, corrosion, rot, fungus, atmospheric conditions, action of light, heating, drying, cleaning, dyeing, alteration, repair or scratching, denting, breakdown, misuse, faulty workmanship or design, use of faulty materials or its resulting loss. - If the transportation company denies your claim based on the fact that you did not file a claim or that the claim was not filed in time, we will also deny your claim since we are secondary to the transportation company. - Loss of property unless a Property Irregularity Report, travel tickets, tags and relevant receipts usually issued by the common carriers in the event of loss of Checked-In Baggage along with a statement from the carrier showing the compensation received from carrier, has been procured and submitted to the Company. - Items contained within the Checked-In Baggage which are valued in excess of US $ 100 without appropriate proof of ownership. - Losses arising from any delay, detention, confiscation by custom officials or other government authorities. - Any Checked-In Baggage loss in Pakistan. - Any exclusion mentioned in the ‘General Exclusions’ section of this policy.

Specific Exclusions. The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured for the following: - • Money including cheques, travellers travelers’ cheques, credit and debit cards and its value, coupons or securities, bonds, negotiable instruments, tickets or documents. - • Business goods or sample, foodstuffs, medicines, contact lenses, dentures or its appliances, animals, motor vehicle accessories, household furniture, antiques, jewellery jewelry or accessories, mobile phones, tablet pcs and laptops. - • Any loss caused by wear, tear, gradual deterioration, insects, vermin, corrosion, rot, fungus, atmospheric conditions, action of light, heating, drying, cleaning, dyeing, alteration, repair or scratching, denting, breakdown, misuse, faulty workmanship or design, use of faulty materials or its resulting loss. - • If the transportation company airline denies your claim based on the fact that you did not file a claim or that the claim was not filed in time, we will also deny your claim since we are secondary to the transportation airline company. - • Loss of property unless a Property Irregularity Report, travel tickets, tags and relevant receipts usually issued by the common carriers airline in the event of loss of Checked-In Baggage along with a statement from the carrier showing the compensation received from carrierreceived, has been procured and submitted to the Company. - • Items contained within the Checked-In Baggage which are valued in excess of US $ 100 PKR 1000/- without appropriate proof of ownership. - • Losses arising from any delay, detention, confiscation by custom officials or other government authorities. - • Any Checked-In Baggage loss in Pakistandue to improper self-precautionary measures. - • Any exclusion mentioned in the ‘General Exclusions’ section of this policy.