Specific Exclusions. Apart from the exclusions common to all covers, the following are also excluded. We do not intervene for: Travel taken for the purpose of diagnosis and/or treatment, Medical and hospitalisation expenses in the country of residence, Drunkenness, suicide or attempted suicide and their consequences, Any voluntary mutilation of the insured, Ailments or benign injuries which can be treated on site and/or which do not prevent the Beneficiary/Insured from continuing his trip, The states of pregnancy, unless there are unforeseeable complications, and in all cases, the states of pregnancy beyond the 36th week, voluntary termination, the aftermath of childbirth, Convalescence and ailments during treatment, not yet consolidated and involving a risk of sudden aggravation, Illnesses diagnosed previously that have resulted in hospitalisation in the 6 months preceding the date of departure on the trip, Events related to medical treatment or surgery that are not unforeseen, fortuitous or accidental, Prosthesis costs: optical, dental, acoustic, functional, etc. The consequences of infectious risk situations in an epidemic context that are subject to quarantine or preventive measures or specific surveillance by the international health authorities and/or local health authorities of the country where you are staying and/or national authorities of your country of origin, unless otherwise specified in the cover. The costs of spa treatment, cosmetic treatment, vaccination and resultant costs, Stays in a rest home and the resultant costs, Rehabilitation, physiotherapy, chiropractic and resultant costs, Scheduled hospitalisations. In the event of significant trauma following your quarantine related to a context of epidemic or pandemic, we can, at your request, put you in contact with a psychologist by telephone, within the limit indicated in the Schedule of Cover. These sessions are strictly confidential. This listening work is not to be confused with the psychotherapeutic work done by licensed practitioners. Under no circumstances can this service be a substitute for psychotherapy, due to the physical absence of the caller. EMERGENCY SUITCASE In the event that you no longer have enough usable personal effects at your disposal due to your quarantine or your hospitalisation following an epidemic or pandemic, we pay, on presentation of supporting documents, for basic necessities, up to the amount indicated in the Schedule of Cover. DOMESTIC HELP Follow...
Specific Exclusions. This agreement expressly excludes the following protected award conditions, except to the extent that they are provided for in this agreement:
Specific Exclusions. The Company shall not be liable to make any payment for any claim under this Benefit of the Policy in respect of an Insured Person, directly or indirectly for, caused by, arising from or in any way attributable to any of the following:
Specific Exclusions. The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured in connection with or in respect of:
Specific Exclusions. Routine physical, eye, or dental examinations, and cosmetic treatments, cold, flu, and earaches without complications are ordinarily excluded. Specific Inclusions. The following conditions are included in the definition of serious health condition if all the conditions of the FMLA are met:
Specific Exclusions. In addition to the exclusions common to all guarantees, the following are also excluded We do not become involved under the following circumstances: Travel taken for the purpose of diagnosis and/or treatment, Medical and hospitalisation expenses in the country of residence, Drunkenness, suicide or attempted suicide and their consequences, Any voluntary mutilation of the insured, Ailments or benign injuries which can be treated on site and/or which do not prevent the Beneficiary/Insured from continuing their trip, The conditions of pregnancy, unless there are unforeseeable complications, and in all cases, the conditions of pregnancy beyond the 36th This listening work is not to be confused with the psychotherapeutic work done by licensed practitioners. In any case, due to the physical absence of the caller, this service cannot replace psychotherapy. NEED ASSISTANCE? Contact us, 7 days/week and 24 hours/day By phone from France: +00 0 00 00 00 00 by e-mail (Call not surcharged, cost according to operator, call may be recorded) xxxxxxxxxx@xxxxxxxx.xx To permit us to intervene under the best conditions, remember to prepare the following information that will be requested during your call: › The number of your contract, › Your last and first names, › Your home address, › The country, city or town where you are at the time of the call, › Specify the exact address (no., street, hotel, etc.), › The phone number where we can reach you, › The nature of your problem. At the time of the first call, an assistance case number will be provided to you. Provide it each time that you are in contact with our Assistance Service. CANCELLATION FEES PRISE D’EFFET EXPIRATION DES GARANTIES Cancellation: the day of subscription to the present contract Cancellation: the day of arrival at the place you are staying – the place the group has to report to (outward journey)
Specific Exclusions. The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured for the following: - Money including cheques, travellers cheques, credit and debit cards and its value, coupons or securities, bonds, negotiable instruments, tickets or documents. - Business goods or sample, foodstuffs, medicines, contact lenses, dentures or its appliances, animals, motor vehicle accessories, household furniture, antiques, jewellery or accessories, mobile phones, tablet pcs and laptops. - Any loss caused by wear, tear, gradual deterioration, insects, vermin, corrosion, rot, fungus, atmospheric conditions, action of light, heating, drying, cleaning, dyeing, alteration, repair or scratching, denting, breakdown, misuse, faulty workmanship or design, use of faulty materials or its resulting loss. - If the transportation company denies your claim based on the fact that you did not file a claim or that the claim was not filed in time, we will also deny your claim since we are secondary to the transportation company. - Loss of property unless a Property Irregularity Report, travel tickets, tags and relevant receipts usually issued by the common carriers in the event of loss of Checked-In Baggage along with a statement from the carrier showing the compensation received from carrier, has been procured and submitted to the Company. - Items contained within the Checked-In Baggage which are valued in excess of US $ 100 without appropriate proof of ownership. - Losses arising from any delay, detention, confiscation by custom officials or other government authorities. - Any Checked-In Baggage loss in Pakistan. - Any exclusion mentioned in the ‘General Exclusions’ section of this policy.
Specific Exclusions. This benefit does not cover any other loss, directly or indirectly, in whole or in part, caused by or resulting from any excl usion mentioned in the 'General Exclusions' section of this Policy.
