Common use of S&P and Fitch Clause in Contracts

S&P and Fitch. except that, for the purposes of the Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates.................. All Classes of Certificates, other than the Residual Certificates. Residual Certificates................. The Class II-A-R Certificates.

S&P and Fitch. except that, for the purposes of the Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates.................. ............... All Classes of Certificates, other than the Residual Certificates. Residual Certificates................. .............. The Class II-A-R Certificates. Scheduled Principal Classes........ None.

S&P and Fitch. except that, for the purposes of the Class B-1X-0, Class B-2X-0, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates.................. ............. All Classes of Certificates, other than the Residual Certificates. Residual Certificates................. ............ The Class III-A-R RU and Class I-A-RL Certificates. Retail Certificates.............. None. Scheduled Principal Classes...... None.

S&P and Fitch. except that, for the purposes of the Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5 Certificates, S&P shall be the sole Rating Agency. Regular Certificates.................. ................ All Classes of Certificates, other than the Residual Certificates. Retail/Lottery Certificates......... None. Residual Certificates................. ............... The Class III-A-R Certificates. Scheduled Certificates.............. None. Senior Certificates................. The Group I Senior Certificates and Group II Senior Certificates, collectively. Senior Support Mezzanine Certificates The Class I-A-3 Certificates.